TransBridge Advisors is an international fintech advisory firm specialising in financial services licensing, regulatory compliance, banking infrastructure and M&A advisory. We work with fintech companies, payment businesses and financial institutions internationally, helping them establish regulated operations and access financial services markets.
The Role
We are seeking a motivated Compliance Officer to join our growing UK licensing and compliance team. The role will support FCA regulatory authorisation projects for electronic money institutions (EMIs), payment institutions and cryptoasset businesses, while assisting with ongoing fractional compliance services delivered to TransBridge clients.
You will work under the direction of an experienced senior UK licensing and compliance professional, a former Group MLRO of Ballinger Group. This is a hands-on opportunity to build specialist expertise in UK fintech regulation through regulatory research, application documentation, AML/CTF support and day-to-day compliance delivery.
Key Responsibilities
1. Regulatory Licensing & Authorisation
- Assist with FCA authorisation and registration applications for UK EMIs, payment institutions and cryptoasset businesses.
- Prepare and maintain regulatory application documentation, policies, procedures and supporting materials.
- Assist with regulatory business plans, compliance manuals and AML/CTF frameworks.
- Research FCA requirements and applicable UK financial services regulations.
- Track application progress, outstanding requirements and regulatory deadlines.
- Assist with responses to FCA information requests and application deficiencies.
- Coordinate documentation and information requests with clients and internal licensing teams.
2. Fractional Compliance Services
- Assist with outsourced and fractional compliance services for UK-regulated fintech clients.
- Support the maintenance and implementation of AML/CTF policies and procedures.
- Assist with customer due diligence (CDD), enhanced due diligence (EDD), KYC and KYB reviews.
- Support transaction monitoring and sanctions screening processes.
- Maintain compliance registers, risk assessments and regulatory records.
- Assist with periodic compliance reviews, control testing and preparation of management information.
- Support client compliance queries and ongoing regulatory obligations under senior oversight.
3. EMI & Payments Compliance
- Develop working knowledge of the Electronic Money Regulations 2011 and Payment Services Regulations 2017.
- Assist with compliance documentation relating to safeguarding and customer funds.
- Support reviews of payment flows, operational procedures and third-party service providers.
- Assist with ongoing FCA compliance and regulatory reporting requirements.
- Assist with FCA cryptoasset registration and relevant regulatory authorisation projects.
- Research UK cryptoasset regulatory requirements and AML/CTF obligations.
- Support the development of cryptoasset AML policies and risk assessments.
- Assist with wallet screening, sanctions screening and blockchain transaction monitoring reviews.
- Develop knowledge of Travel Rule requirements and cryptoasset financial crime risks.
Candidate Requirements
- Approximately 3–5 years of experience in UK based compliance, AML/CTF, financial services operations or a related role.
- Basic understanding of UK financial services regulation and AML/CTF requirements.
- Strong research, analytical and written communication skills.
- Excellent attention to detail and ability to prepare accurate regulatory documentation.
- Strong organisational skills and ability to manage multiple projects and deadlines.
- Professional communication skills and confidence working with clients and internal stakeholders.
- Proficiency in Microsoft Office and document preparation.
Preferred
- Experience at a UK EMI, payment institution, fintech company, bank or compliance consultancy.
- Exposure to FCA authorisation or regulatory registration processes.
- Familiarity with the Money Laundering Regulations 2017.
- Knowledge of KYC, KYB, CDD, EDD and sanctions screening.
- ICA, ACAMS or other relevant compliance qualifications, or currently pursuing one.
- Interest in electronic money, payments, cross-border financial services and cryptoassets.
The successful candidate will receive direct guidance and supervision from senior UK licensing and compliance leadership, including a former Group MLRO of Ballinger Group. The role offers practical exposure to FCA EMI and payment institution authorisation, UK cryptoasset regulation, AML/CTF frameworks, fractional compliance delivery, safeguarding and regulatory engagement. There is scope to progress into a more senior compliance and regulatory advisory position as TransBridge's UK licensing practice expands.
- Full-time, permanent employment with TransBridge Advisors.
- Competitive salary based on experience and qualifications.
- Structured professional development and exposure to senior regulatory professionals.
- Opportunity to work across multiple fintech and financial services businesses.
- Potential support for relevant professional qualifications, including ICA or CAMS.
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