At a Glance
- Tasks: Lead credit portfolio management and analyse risks to drive strategic decisions.
- Company: Global financial institution with a commitment to diversity and innovation.
- Benefits: Competitive salary, comprehensive benefits, and opportunities for professional growth.
- Other info: Join a diverse team and make impactful decisions in finance.
- Why this job: Shape the future of credit risk management in a dynamic, collaborative environment.
- Qualifications: 8-10 years in credit risk management with strong analytical skills.
The predicted salary is between 63000 - 77000 £ per year.
Main purpose
Own the credit view of portfolio and counterparties, drive active portfolio management and shape risk appetite alongside senior stakeholders
Prepare portfolio insights, emerging risks for audiences ranging from Committees, book/division heads, and senior credit managers.
Act as functional owner and manage stakeholders for the inhouse credit risk system used across the organization with functions such as exposure calculation, limit monitoring, reporting and other related functions
Key responsibilities
- Perform in-depth credit analysis of counterparties / portfolio using financial statements, transaction data, market signals and qualitative judgement.
- Develop strong understanding of trade structures, credit appetite and credit mitigants
- Prepare clear, well-reasoned reports/analytics on market and portfolio movements for audiences ranging from Committees, book/division heads, and senior credit managers
- Monitor the portfolio for early-warning signals using advanced methods; recommend proactive mitigating actions.
- Develop expertise on Credit portfolio management metrics, such as concentration risk, risk appetite, capital utilization, risk return, MTM & PFE, contractual netting, stress testing and sensitivity analysis.
- Manage the credit risk data model, integrating data from relevant source systems, cleaning and transforming and integrating into analytical tools.
- Work at the intersection of credit, trade finance, operations, structured finance and technology.
- To ensure the credit risk system and reporting accurately reflect portfolio reality
- Required qualifications
- Minimum ~8-10 years' experience in credit risk management, with a substantial portion in counterparty underwriting and credit approval roles (trading house, bank, insurer or similar)
- Demonstrable delegated credit approval authority, and experience presenting to and defending recommendations at Committees.
- Strong working knowledge of trade finance instruments and credit mitigants (LCs, SBLCs, credit insurance, parent guarantees, prepayments, netting, security packages).
- Use AI for advance credit analytics
- Preferred qualifications
- Master's degree in finance, Economics, Engineering, Mathematics or a related quantitative discipline.
- CFA, FRM, PRM or equivalent credentials are preferred.
- Experience of commodities trade flows and associated credit risk would be advantageous.
- Attributes for success
Combination of expertise in Credit Risk, Commercial, and technology.
Department overview
It's a global team, reporting directly to the Head of Credit Portfolio Management.
Equal opportunity employer
We are an Equal Opportunity Employer and take pride in a diverse workforce!
We do not discriminate in recruitment, hiring, training, promotion or other employment practices for reasons of race, colour, religion, gender, sexual orientation, national origin, age, marital or veteran status, medical condition or handicap, disability, or any other legally protected status.
Senior Manager, Credit Portfolio Management in London employer: Trafigura
At Trafigura, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation in the heart of Harrow. Our commitment to employee growth is evident through comprehensive training programmes and career advancement opportunities, ensuring that our team members thrive both personally and professionally. With competitive benefits and a focus on work-life balance, Trafigura stands out as a rewarding place to build a meaningful career.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Manager, Credit Portfolio Management in London
✨Tap into Campus Networks
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We think you need these skills to ace Senior Manager, Credit Portfolio Management in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Trafigura.
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Research and Reflect:Before hitting that 'apply' button on Trafigura's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Trafigura
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Trafigura.
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✨Network with Industry Professionals
Before your interview, reach out to current or former Trafigura employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
