Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead credit risk management efforts and improve delinquency rates.
- Company: Join a dynamic financial services company focused on innovation.
- Benefits: Enjoy competitive salary, professional development opportunities, and a collaborative work environment.
- Why this job: Make a real impact on credit policies and team performance in a fast-paced setting.
- Qualifications: 5+ years in credit risk management with team leadership experience required.
- Other info: Ideal for those passionate about data-driven decision-making and risk assessment.
The predicted salary is between 43200 - 72000 £ per year.
This role that you are applying for, will be working for KINTO-UK Ltd which is a Mobility Brand owned by the Toyota Group, offices located in Portsmouth. KINTO-UK share their HR function with Toyota Financial Services (TFS) in the UK, however the job being advertised will not be working directly for Toyota Financial Services The role in a nutshell: The Credit Risk Manager will lead efforts to reduce delinquency rates, strengthen credit risk management, and build sustainable systems and processes. This role requires building a function for the future, managing key credit control actions, and ensuring proper reporting systems are in place. What you will be doing: Delinquency Management: Recommend actions to reduce delinquency ratios in line with company/group targets Underwriting & Score Management: Collaborate with internal and external stakeholders to review and refine underwriting processes, scorecard validation, and portfolio risk assessments. Portfolio Monitoring & Reporting: Improve monitoring systems to track key credit risk KPIs, delinquency rates, and customer segmentation, ensuring regular reporting. ECL Model Adjustments: Oversee ECL model development and ensure proper recalibration of EAD and LGD parameters based on delinquency and write-off data. Governance & Policy Development: Drive the establishment of credit risk policies, including the…
Credit Risk Manager employer: Toyota Financial Services
Contact Detail:
Toyota Financial Services Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager
✨Tip Number 1
Make sure to highlight your experience in credit risk management, especially if you have worked in financial services or leasing companies. This will show us that you understand the specific challenges and regulations of the industry.
✨Tip Number 2
Demonstrate your ability to lead teams and manage ECL models effectively. Share specific examples of how you've improved processes or outcomes in previous roles to showcase your leadership skills.
✨Tip Number 3
Familiarize yourself with the latest trends and technologies in credit risk management. Being knowledgeable about current tools and methodologies can set you apart from other candidates.
✨Tip Number 4
Network with professionals in the credit risk field. Engaging with others in the industry can provide insights and potentially lead to referrals, which can be beneficial when applying for this position.
We think you need these skills to ace Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your 5+ years of experience in credit risk management. Focus on relevant roles and responsibilities that align with the job description, especially your experience in financial services or leasing companies.
Craft a Strong Cover Letter: In your cover letter, emphasize your ability to recommend actions to reduce delinquency ratios and your experience overseeing stakeholder relations. Use specific examples to demonstrate your expertise in credit risk policies and ECL models.
Highlight Relevant Skills: Clearly outline your skills related to credit risk management, such as your experience with monitoring systems, KPI tracking, and team leadership. Mention any specific tools or methodologies you have used in previous roles.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or inconsistencies. A well-presented application reflects your attention to detail, which is crucial in credit risk management.
How to prepare for a job interview at Toyota Financial Services
✨Showcase Your Experience
Make sure to highlight your 5+ years of experience in credit risk management. Be prepared to discuss specific examples from your previous roles, especially those that demonstrate your ability to reduce delinquency ratios and manage ECL models.
✨Understand the Regulatory Environment
Since the role requires experience in a regulated environment, familiarize yourself with relevant regulations and compliance standards. Be ready to discuss how you've navigated these in past positions.
✨Demonstrate Leadership Skills
As the position involves recruiting and leading teams, prepare to share your leadership philosophy and experiences. Discuss how you have successfully managed teams in a credit risk context and improved their performance.
✨Prepare for Technical Questions
Expect questions related to ECL models, credit data management, and risk appetite strategies. Brush up on your technical knowledge and be ready to explain complex concepts clearly and confidently.
