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- Tasks: Evaluate business models and assess risks for card payment applications.
- Company: Global Payments, a leader in innovative payment technology.
- Benefits: Competitive salary, diverse team, and opportunities for professional growth.
- Why this job: Join a dynamic team and shape the future of payment solutions.
- Qualifications: Analytical skills and a passion for finance are essential.
- Other info: Collaborate with global teams and enjoy a supportive work culture.
The predicted salary is between 36000 - 60000 £ per year.
Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in‑class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.
We have an exciting opening and are recruiting for an Underwriter/Credit Analyst to join our expanding regional team in UK & Ireland. Team Members are based in both Dublin & Leicester.
Main Duties:
- Underwriting of businesses applying for Card Payments facilities
- Assessment / evaluation of feasibility of merchant’s business models in the POS (Point‑of‑Sale), MOTO (Mail Order/Telephone Order) and ECOM (E‑Commerce) environment including the inherent risks related to card acceptance/acquiring
- Performance of financial analysis based on financial statements and forecast
- Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions
- Assess and interpret Credit Bureau Reports
- Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)
- In line with granted credit authority, approval of merchant applications based on the risk assessment including the definition of required collaterals
- Communicate with sales channels and partners regarding new applications
- Proactively monitoring of the Merchant Portfolio
- Verification of adherence to compliance requirements and credit guidelines
- Periodic credit reviewing of the portfolio
- Participation in training of partners and merchants on risk management processes
- Calculation of reserves/collaterals based on credit exposure
- Work in close collaboration with wider Credit Team Members in other Global Payments locations
Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law.
Underwriter in Leicester employer: Total System Services
Contact Detail:
Total System Services Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter in Leicester
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Global Payments on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by understanding the company’s payment solutions inside out. Show us you’re passionate about their technology and how you can contribute to their success as an Underwriter.
✨Tip Number 3
Practice common interview questions related to underwriting and credit analysis. We want to see you confidently explain your thought process when assessing business models and risks.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining our team.
We think you need these skills to ace Underwriter in Leicester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight relevant experience and skills that match the job description, especially in financial analysis and risk assessment. We want to see how you can contribute to our dynamic team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the payments industry and how your background makes you a great fit for Global Payments. We love seeing enthusiasm and a personal touch!
Showcase Your Analytical Skills: As an Underwriter, strong analytical skills are key. In your application, provide examples of how you've successfully assessed business models or conducted financial analyses in the past. We’re keen to see your thought process!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way to ensure your application gets to us directly. Plus, you’ll find all the details you need about the role and our company culture there!
How to prepare for a job interview at Total System Services
✨Know Your Numbers
As an Underwriter, you'll be dealing with financial statements and forecasts. Brush up on your financial analysis skills and be ready to discuss how you assess business models. Familiarise yourself with key metrics that are relevant to the payments industry.
✨Understand Risk Assessment
Get a solid grasp of risk assessment techniques, especially in relation to card acceptance and acquiring. Be prepared to explain how you would evaluate the feasibility of different merchant business models and what factors you consider when making decisions.
✨Familiarise Yourself with Compliance
Compliance is crucial in this role. Make sure you understand the guidelines of payment institutions and can discuss how you would ensure adherence to these requirements. Bring examples of how you've handled compliance issues in the past.
✨Show Your Collaborative Spirit
This position involves working closely with teams across various locations. Highlight your teamwork skills and provide examples of how you've successfully collaborated with others in previous roles. Emphasise your ability to communicate effectively with sales channels and partners.
