Self-Employed Mortgage Adviser

Self-Employed Mortgage Adviser

Full-Time 80000 - 150000 £ / year (est.) Home office (partial)
Tomorrow's Talent Ltd

At a Glance

  • Tasks: Provide tailored mortgage and protection advice while managing your own client relationships.
  • Company: Join a leading UK mortgage and protection firm with a strong national brand.
  • Benefits: Enjoy uncapped earnings, dedicated support, and ongoing professional development.
  • Other info: Flexible working hours and genuine long-term career growth opportunities await you.
  • Why this job: Experience the freedom of self-employment with the backing of an established organisation.
  • Qualifications: CeMAP qualified with experience in regulated mortgage advice and excellent communication skills.

The predicted salary is between 80000 - 150000 £ per year.

Location: Multiple UK Locations

Job Type: Self-Employed

Salary: OTE £80,000 - £150,000+ (Uncapped Earnings)

About the Opportunity

Are you an ambitious Mortgage & Protection Adviser looking for greater flexibility, higher earning potential, and the backing of a nationally recognised financial services business? Our client is one of the UK's leading mortgage and protection firms, continuing to invest in growth and offering advisers the opportunity to build a successful self-employed business with the support of an established brand. With access to qualified client introductions, dedicated administration, compliance support and market-leading technology, you'll be able to focus on what matters most—providing exceptional advice and helping clients achieve their property and financial goals. Whether you're already self-employed or looking to make the move from an employed role, this is an opportunity to take control of your career while enjoying the support of a highly respected organisation.

The Role

As a Self-Employed Mortgage & Protection Adviser, you'll provide tailored mortgage and protection advice to a wide range of clients, helping first-time buyers, home movers, remortgage customers, buy-to-let investors and those seeking protection solutions. You'll manage your own diary and client relationships while benefiting from a consistent flow of quality leads and a comprehensive support structure.

Key Responsibilities

  • Provide professional mortgage and protection advice in line with FCA regulations.
  • Advise clients on residential, remortgage, buy-to-let and protection products.
  • Build long-term relationships through exceptional customer service.
  • Conduct thorough fact-finds and recommend suitable mortgage and protection solutions.
  • Generate new business through qualified introductions, referrals and networking.
  • Manage your pipeline from initial enquiry through to completion.
  • Maintain accurate and compliant client records.
  • Work closely with administration and compliance teams to deliver an outstanding client journey.
  • Keep up to date with market changes, lender criteria and regulatory developments.

What You'll Receive

  • Self-employed model with uncapped earning potential.
  • Competitive commission structure.
  • High-quality qualified client introductions.
  • Strong, established national brand.
  • Dedicated administration support.
  • Compliance support from an experienced team.
  • Access to a comprehensive lender panel.
  • Market-leading CRM and technology.
  • Ongoing professional development and training.
  • Complete flexibility to manage your own diary.
  • Genuine long-term career growth opportunities.

About You

We're looking for advisers who are passionate about delivering excellent customer outcomes and building long-term relationships.

Essential

  • CeMAP qualified (or equivalent recognised mortgage qualification).
  • Competent Adviser Status (CAS).
  • Experience providing regulated mortgage advice.
  • Strong knowledge of residential mortgages and protection products.
  • Excellent communication and relationship-building skills.
  • Self-motivated with a strong commercial mindset.
  • Ability to manage your own workload and pipeline.
  • Full UK Driving Licence.

Desirable

  • Existing client bank (not essential).
  • Experience within a self-employed environment.
  • Experience advising on Buy-to-Let, Specialist Lending or Equity Release.

Why Join?

This opportunity offers the best of both worlds—the independence and earning potential of self-employment, combined with the security and support of a well-established national financial services organisation. You'll have the freedom to grow your own business without the challenges of sourcing every client or managing compliance alone. With dedicated support teams handling administration and operational processes, you'll spend more time doing what you do best—advising clients and building a successful business. If you're ready to take the next step in your career and unlock your full earning potential, we'd love to hear from you.

Self-Employed Mortgage Adviser employer: Tomorrow's Talent Ltd

Join an award-winning UK manufacturer renowned for its innovative composite infrastructure solutions, where your role as a Site Operations Supervisor will be pivotal in leading teams on exciting projects across the nation. With a strong commitment to employee growth, competitive salaries, and a supportive work culture, you'll benefit from comprehensive training and wellbeing initiatives while contributing to sustainable engineering practices. This is not just a job; it's an opportunity to be part of a respected organisation that values quality, safety, and the development of its people.

Tomorrow's Talent Ltd

Contact Details:

Tomorrow's Talent Ltd Recruitment Team

We think you need these skills to ace Self-Employed Mortgage Adviser

CeMAP qualified
Competent Adviser Status (CAS)
Regulated Mortgage Advice
Knowledge of Residential Mortgages
Knowledge of Protection Products
Excellent Communication Skills
Relationship-Building Skills