At a Glance
- Tasks: Analyse financial data and support underwriting decisions in a dynamic team.
- Company: Join Tokio Marine Kiln, a leader in insurance with a focus on inclusion and empowerment.
- Benefits: Flexible working, inclusive culture, and opportunities for professional development.
- Other info: Be part of a supportive environment that values diversity and teamwork.
- Why this job: Make a real impact in credit analysis while shaping business strategies.
- Qualifications: Strong analytical skills and a degree in Economics or Finance preferred.
The predicted salary is between 45000 - 55000 £ per year.
Tokio Marine Kiln (TMK) have an exciting opportunity for a Credit & Country Analyst to join our Special Risks team at Tokio Marine Kiln. Reporting to the Department Head of Special Risks, you will play a key role in supporting the development of a market-leading portfolio in Credit and Political Risk. This is a fantastic chance to work at the heart of our underwriting strategy, providing critical analysis and insights that shape business decisions.
Key Responsibilities:
- Analyse corporate, banking, and government financial data to assess creditworthiness and support underwriting decisions.
- Monitor the existing portfolio for signs of concentration and correlation to manage overall exposure.
- Design, implement, and maintain internal credit analysis tools and processes.
- Prepare reports, notes, and presentations for opportunities and strategic projects.
- Liaise with internal and external stakeholders, coordinating meetings and capturing key outputs.
- Conduct research into relevant topics and their impact across a variety of classes of business.
- Assist with structural optimisation plans and contribute to cross-functional workstreams requiring specialist credit analysis.
- Ensure compliance with PRA & FCA conduct rules and relevant regulatory requirements.
What we’re looking for:
- Strong credit analysis skills and experience in financial markets, insurance, rating agencies, or investments.
- Solid understanding of global economics, macroeconomic concepts, and major financial indicators.
- Excellent analytical thinking, attention to detail, and organisational skills.
- Ability to work proactively, adapt to evolving risk environments, and collaborate effectively across teams.
- Ideally, you’ll also bring a degree in Economics, Finance, or a related field, and professional qualifications such as CFA (or equivalent).
- Experience in designing or building credit analysis tools would be advantageous.
The successful candidate will be welcomed into the TMK family to help us further our purpose of enabling our clients to fulfil their ambitions whilst benefiting society and our people. We are committed to ensuring a safe, open, inclusive and empowering environment in which all of our people can thrive. All employees have the opportunity to join one or a number of inclusion network groups or take part in CSR and charitable activities. TMK is signed up to the Disability Confident Employer Scheme and we also accommodate flexible working, subject to the TMK flexible working policy. As an underwriting firm with over 140 years’ experience of protecting clients from changing risks we put our confidence in the ability and talent of our people. We aim to be a ‘Good Company’ and this means being a great and inclusive company to do business with and being a great place to work. Our culture is founded on our core values of empowerment, inclusion, excellence, integrity, teamwork and innovation. We seek to recruit the best talent by endeavouring to reach diverse talent pools, offering dynamic working arrangements and investing in development.
Credit & Country Analyst in London employer: Tokio Marine Kiln
Tokio Marine Kiln is an excellent employer, offering a dynamic work culture in the heart of London that prioritises inclusivity and professional growth. As a Senior Wordings Specialist, you will benefit from collaborative teamwork and access to ongoing development opportunities, ensuring your expertise is valued and nurtured within a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit & Country Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Tokio Marine Kiln. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit & Country Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Tokio Marine Kiln.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Tokio Marine Kiln's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Tokio Marine Kiln
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Tokio Marine Kiln.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Tokio Marine Kiln will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Tokio Marine Kiln employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.