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- Tasks: Join a dynamic programme with rotations through various underwriting departments.
- Company: Tokio Marine Kiln, a leading international insurer with a strong reputation.
- Benefits: Gain hands-on experience, professional development support, and potential permanent placement.
- Why this job: Kickstart your career in insurance with a renowned programme that develops future leaders.
- Qualifications: University graduate with a curious, analytical mindset and strong communication skills.
- Other info: Inclusive environment with flexible working options and commitment to diversity.
The predicted salary is between 28800 - 43200 £ per year.
Join to apply for the 2026 TMK Underwriting Graduate Programme role at Tokio Marine Kiln. The 2026 TMK Underwriting Graduate Programme is now open for applications! Tokio Marine Kiln (TMK) is a leading international insurer with a reputation for specialist underwriting expertise, outstanding claims service, and innovative products. We are very excited to be recruiting for our 2026 Underwriting Graduate Programme. This renowned and award‑winning programme has been running for over 50 years, with a great track record for developing graduates into expert Underwriting and leadership positions over the years, many of whom are still employed by TMK today.
The programme offers dynamic rotations through at least five different underwriting departments, along with opportunities to gain exposure to other key teams across the business. This unique structure gives you a broad, hands‑on experience and the opportunity to develop a well‑rounded understanding of the industry, setting you up for long‑term success. It is a 2.5‑year fixed‑term contract and, upon successful completion, you are expected to take up a permanent position in an underwriting department as a trainee underwriter, although other opportunities may also be available if better suited.
Responsibilities- Develop a clear understanding of our underwriting products and TMK’s risk appetites.
- Shadow underwriters and gain an understanding of how broker relationships work.
- Understand how Underwriters use data and models to drive decision making.
- Develop an understanding of the technical underwriting principles and processes involved in specific lines of business, including underwriting principles & practices, the Lloyd’s market, and the identification and assessment of risk.
- Understand insurance policy terms and conditions.
- Understand how other functions in TMK feed into our underwriting process.
- Take part in learning and development opportunities as necessary to attain the skills and knowledge required to carry out specific tasks on each placement and to increase general insurance knowledge.
- Build and foster internal and external stakeholder relationships across TMK and the wider industry.
- Initiate your own professional development journey, e.g. CII qualification, with support provided by TMK.
The successful candidate will be a university graduate who is ready to join an ambitious, forward‑looking organisation that is committed to growing our underwriting capability. They will be a fast learner who is curious, analytical and determined, who also has the ability and confidence to question and challenge. We are looking for a great communicator who loves problem solving.
Applications close on Friday 16th January 2026.
About TMK: We are committed to ensuring a safe, open, inclusive and empowering environment in which all of our people can thrive. TMK supports inclusion network groups, CSR and charitable activities, is a Disability Confident Employer and accommodates flexible working in line with our flexible working policy. We aim to be a ‘Good Company’ by fostering empowerment, inclusion, excellence, integrity, teamwork and innovation, and by recruiting the best talent from diverse talent pools.
2026 TMK Underwriting Graduate Programme in London employer: Tokio Marine Kiln
Contact Detail:
Tokio Marine Kiln Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land 2026 TMK Underwriting Graduate Programme in London
✨Tip Number 1
Network like a pro! Reach out to current or former TMK employees on LinkedIn. Ask them about their experiences and any tips they might have for the application process. Personal connections can give you insights that you won’t find anywhere else.
✨Tip Number 2
Prepare for interviews by practising common questions related to underwriting and insurance. We recommend doing mock interviews with friends or using online resources. The more comfortable you are, the better you'll perform when it counts!
✨Tip Number 3
Show your enthusiasm for the industry! During interviews, share your passion for underwriting and how you see yourself contributing to TMK's success. A genuine interest can set you apart from other candidates.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, you’ll find all the latest updates and resources to help you along the way.
We think you need these skills to ace 2026 TMK Underwriting Graduate Programme in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the TMK Underwriting Graduate Programme. Highlight relevant experiences and skills that align with the job description, like your analytical abilities and problem-solving skills. We want to see how you fit into our ambitious team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you're excited about the programme and how your background makes you a great fit. Be genuine and let your personality come through – we love to see enthusiasm!
Showcase Your Curiosity: In your application, demonstrate your curiosity and eagerness to learn. Mention any relevant projects or experiences where you’ve taken the initiative to explore new ideas or concepts. We’re looking for fast learners who are ready to dive into the world of underwriting!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way to ensure your application gets to us directly. Plus, you’ll find all the details you need about the programme and what we’re looking for in candidates like you.
How to prepare for a job interview at Tokio Marine Kiln
✨Know Your Stuff
Before the interview, make sure you have a solid understanding of TMK's underwriting products and risk appetites. Research the company’s history and its position in the insurance market. This will not only impress your interviewers but also help you answer questions more confidently.
✨Show Your Curiosity
During the interview, demonstrate your curiosity by asking insightful questions about the underwriting process and how different departments interact. This shows that you're genuinely interested in the role and eager to learn, which is exactly what they’re looking for.
✨Highlight Your Problem-Solving Skills
Be prepared to discuss specific examples where you've successfully solved problems or tackled challenges. Use the STAR method (Situation, Task, Action, Result) to structure your answers, making it easier for the interviewers to see your analytical and determined nature.
✨Communicate Effectively
Since great communication is key for this role, practice articulating your thoughts clearly and concisely. Engage with your interviewers, maintain eye contact, and listen actively. This will help you build rapport and show that you can foster relationships, both internally and externally.