At a Glance
- Tasks: Review and negotiate policy wordings to ensure clarity and compliance.
- Company: Join Tokio Marine Kiln, a leader in the insurance industry.
- Benefits: Competitive salary, professional development, and a collaborative work environment.
- Other info: Opportunity for career growth and continuous learning in a dynamic team.
- Why this job: Make a real impact by shaping insurance policies that protect customers.
- Qualifications: In-depth knowledge of insurance contracts and strong drafting skills required.
The predicted salary is between 70000 - 90000 £ per year.
Tokio Marine Kiln (TMK) is seeking an experienced Senior Wordings Underwriter to join our Customer Oversight team in London. This key senior technical role supports underwriting performance by ensuring policy wordings and contractual documentation are drafted, reviewed and negotiated to the highest standard. Reporting to the Senior Wordings Lead, you'll act as a trusted technical partner to underwriters, brokers and claims teams, ensuring policy documentation accurately reflects the intended cover, aligns with TMK's risk appetite and delivers clear, fair and compliant outcomes for customers.
Responsibilities
- Review, negotiate and agree policy wordings and contractual documentation across TMK's core business lines, ensuring clarity, precision and consistency.
- Draft and amend policy wordings, clauses, summaries of cover and supporting documentation in line with legal, regulatory, reinsurance and internal governance requirements.
- Ensure documentation does not unintentionally broaden cover or expose TMK to unintended risk.
- Work closely with underwriting teams, brokers and third parties to agree and implement new or amended wordings.
- Act as a specialist referral point and coach, providing expert advice, guidance and constructive challenge on wording-related matters.
- Proactively identify contractual, wording or market issues and deliver practical, commercially appropriate solutions.
- Maintain ownership and momentum of complex wording negotiations through to final agreement.
- Support underwriting and claims teams on technical wording issues to enable effective decision‐making and claims outcomes.
- Contribute to product development, market research and analysis of emerging trends and market practices.
- Ensure compliance with Lloyd's requirements, market best practice and TMK's underwriting standards and controls.
- Support regulatory activities, including reviews and responses, with a focus on fair customer outcomes.
- Represent TMK at relevant market committees, forums and industry working groups where required.
- Contribute to training, knowledge sharing and the continuous development of wording capability across the business.
Qualifications
- In-depth knowledge of insurance contracts, policy wordings and customer communications.
- Strong understanding of London Market practice, including reinsurance wordings.
- Experience with regulatory and contractual considerations across multi‐jurisdictional business, including U.S. surplus lines and non‐admitted risks.
- Confidence engaging with Lloyd's and regulators.
- Solid understanding of underwriting and claims operations.
- Excellent drafting skills and a high standard of written English.
- Exceptional attention to detail and the ability to spot and resolve issues effectively.
- Strong commercial judgement, balancing regulatory compliance with business objectives.
- Clear, confident communicator, able to influence, challenge constructively and build consensus at all levels.
- Resilient and adaptable, with the ability to manage competing priorities.
- A collaborative team player with a strong sense of ownership and accountability.
- Commitment to continuous professional development and market best practice.
Senior Wordings Underwriter in London employer: Tokio Marine Kiln Insurance Services Limited
At Tokio Marine Kiln, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation in the heart of London. Our commitment to employee growth is evident through continuous professional development opportunities and a supportive environment where your expertise as a Senior Wordings Underwriter will be valued and nurtured. Join us to be part of a team that not only prioritises compliance and clarity in policy documentation but also champions fair outcomes for our customers.
Contact Details:
Tokio Marine Kiln Insurance Services Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Senior Wordings Underwriter in London
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy to reach out on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that Senior Wordings Underwriter role.
✨Show Off Your Expertise
When you get the chance to chat with potential employers, make sure to highlight your in-depth knowledge of insurance contracts and policy wordings. We want to see you confidently discussing how you can ensure clarity and compliance in documentation – that’s what will set you apart!
✨Prepare for the Interview
Do your homework on Tokio Marine Kiln and their approach to underwriting. We suggest you brush up on recent trends in the London Market and think about how you can contribute to their goals. Being well-prepared shows you’re serious about the role and ready to hit the ground running.
✨Follow Up
After your interview, don’t forget to send a thank-you email! It’s a great way to reiterate your interest in the position and remind them of your key strengths. We believe a little follow-up can go a long way in making a lasting impression.
We think you need these skills to ace Senior Wordings Underwriter in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Wordings Underwriter role. Highlight your experience with policy wordings and any relevant regulatory knowledge. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our Customer Oversight team. Share specific examples of your past work that demonstrate your expertise in drafting and negotiating policy wordings.
Showcase Your Attention to Detail:As an underwriter, attention to detail is key. In your application, make sure to showcase instances where your meticulous nature has led to successful outcomes. We love candidates who can spot issues before they become problems!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at Tokio Marine Kiln Insurance Services Limited
✨Know Your Wordings Inside Out
Before the interview, make sure you brush up on your knowledge of insurance contracts and policy wordings. Be prepared to discuss specific examples from your past experience where you've drafted or negotiated complex wordings, as this will show your expertise and confidence in the field.
✨Showcase Your Attention to Detail
During the interview, highlight your exceptional attention to detail. You might be asked to review a sample wording or identify potential issues. Practise explaining how you approach these tasks and provide examples of how your meticulous nature has led to successful outcomes in previous roles.
✨Demonstrate Your Collaborative Spirit
As a Senior Wordings Underwriter, you'll need to work closely with various teams. Share stories that illustrate your ability to collaborate effectively with underwriters, brokers, and claims teams. Emphasise how you’ve built consensus and navigated challenges in past projects.
✨Prepare for Regulatory Discussions
Given the importance of compliance in this role, be ready to discuss your understanding of regulatory requirements and how they impact policy wordings. Familiarise yourself with Lloyd's standards and be prepared to share how you've successfully balanced compliance with business objectives in your previous positions.
