At a Glance
- Tasks: Analyse casualty and cyber risks, supporting underwriting and exposure management.
- Company: Join a leading Specialty Insurer with a commitment to innovation and growth.
- Benefits: Competitive salary, dynamic work environment, and opportunities for professional development.
- Other info: Be part of a rapidly growing team with excellent career advancement opportunities.
- Why this job: Make a real impact by managing high-stakes risk scenarios in a fast-paced industry.
- Qualifications: Experience in casualty or cyber insurance, strong analytical skills, and proficiency in data tools.
The predicted salary is between 50000 - 60000 £ per year.
locations: UK - London ( St Botolph )
time type: Full time
posted on: Posted Today
job requisition id: 2026-415
Overview:
Why Standing still is not an option in the current world of Insurance. TMHCC are one of the world’s leading Specialty Insurers. With deep expertise in our chosen lines of business, our unparalleled track record and a solid balance sheet, TMHCC evaluates and manages risk like no one else in the industry. Looking beyond profit, empowering our people and delivering on our commitments are at the core of our customer values, and so is a desire to grow and provide creative and innovative solutions to our clients.
Job Purpose:
To support the development and application of TMHCC’s approach to cyber and casualty catastrophe risk, including the identification, quantification, and monitoring of accumulation and clash exposures across the portfolio. The role will focus on analysing low-frequency, high-severity events, including casualty-driven, cyber-driven and cross-class scenarios, and their potential impact on the business. This includes supporting underwriting decision-making, exposure management, and capital modelling. The successful candidate will work closely with underwriting teams, risk, and capital modelling functions within the Exposure Management framework.
Key Responsibilities:
- Support the development and maintenance of frameworks to identify and monitor casualty, cyber catastrophe and clash exposures across relevant lines of business.
- Perform portfolio analytics to assess accumulations by industry, geography, policy structure and other key risk drivers, including cyber aggregation and systemic exposures.
- Develop and run casualty and cyber catastrophe scenarios (e.g. mass litigation, industrial events, large-scale cyber incidents and cyber-triggered casualty losses) and quantify their potential financial impact.
- Contribute to the integration of casualty and cyber catastrophe risk into internal capital models, working closely with the capital modelling team.
- Assist in the development and enhancement of internal tools, methodologies and data processes for casualty and cyber exposure management.
- Produce regular reporting on casualty and cyber exposures, accumulations and key risk scenarios for internal stakeholders.
- Engage with underwriting teams to provide insight on accumulation risk, including casualty–cyber clash exposures, and support portfolio management decisions.
- Monitor emerging risks and external trends (including legal, technological and regulatory developments), translating these into relevant exposure insights.
Performance Objectives:
- Establish a robust view of casualty and cyber accumulation risk across the portfolio, including delivery of initial scenarios and regular, reliable reporting.
- Deliver actionable insight to underwriting and Exposure Management, particularly in relation to casualty–cyber clash exposures and portfolio risk concentrations.
- Enhance casualty and cyber catastrophe analytics and methodologies, including improvements to data, tools and scenario design.
- Support the integration of casualty and cyber catastrophe risk into capital modelling, ensuring appropriate representation of tail risk.
Skills and Experience Specification:
Essential:
- Relevant experience in casualty and/or cyber insurance or reinsurance (e.g. Liability, Financial Lines, Cyber), ideally within exposure management, pricing, capital modelling or a similar analytical role.
- Strong analytical and quantitative skills, with experience in data analysis and scenario-based approaches.
- Good understanding of accumulation risk, including cyber aggregation and systemic risk, and an awareness of capital modelling concepts.
- Experience using analytical tools such as Excel and at least one of SQL, Python or R.
- Strong communication skills, with the ability to present analytical outputs clearly to a range of stakeholders.
- Proactive and self-motivated, with the ability to manage and prioritise work in a developing area.
Desirable:
- Exposure to catastrophe, cyber or capital modelling.
- Familiarity with regulatory frameworks (e.g. Solvency II, Lloyd’s).
- Understanding of casualty and cyber market dynamics, including claims development, cyber event drivers and social inflation.
- Experience working with large or complex datasets.
What We Offer:
The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package. We are a successful, dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals. The Tokio Marine HCC Group of companies is an equal opportunity employer.
Casualty Catastrophe Analyst employer: Tokio Marine HCC
At Tokio Marine HCC, we pride ourselves on being an excellent employer that fosters a collaborative and innovative work culture. Our London location offers employees the chance to engage with industry leaders while benefiting from comprehensive professional development opportunities and a commitment to work-life balance. Join us to be part of a dynamic team where your contributions are valued and rewarded.
StudySmarter Expert Advice🤫
We think this is how you could land Casualty Catastrophe Analyst
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Tokio Marine HCC). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Tokio Marine HCC. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Casualty Catastrophe Analyst
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Tokio Marine HCC.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Tokio Marine HCC. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Tokio Marine HCC
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Tokio Marine HCC to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Tokio Marine HCC, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Tokio Marine HCC's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
