At a Glance
- Tasks: Lead a team to manage and grow corporate relationships while minimising credit risk.
- Company: Join Together, a trusted name in mortgages and secured loans for over 50 years.
- Benefits: Enjoy 26 days holiday, gym access, and a day off for your birthday!
- Other info: Diverse and inclusive workplace with excellent career development opportunities.
- Why this job: Make a real impact by enhancing corporate relationships and driving business growth.
- Qualifications: Experience in lending, leadership, and strong risk management skills required.
The predicted salary is between 75000 - 100000 £ per year.
Working Hours: Standard (09:00am-17:30pm)
Office or Field Based: Office Based (Cheadle, SK8 3GW)
Contract type: Permanent
Benefits of working at Together:
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Company Description:
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans. We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Job Description:
As a Director of Corporate Relationships, you will lead and manage a team of Portfolio Directors & Relationship Managers, responsible for the ongoing management and growth of the Corporate portfolio. You will provide credit risk focused relationship management with a commercial edge, supporting the safe growth of customers within their Aggregate Credit Limit, as well as identifying when off track and providing structured support through turnaround strategies or consensual workout strategies. All whilst ensuring we deliver best in class portfolio relationship management.
As a Director of Corporate Relationships, we are looking for someone to:
- Manage the Corporate Portfolio Team to ensure the successful management of the portfolio – well managed growth whilst managing the risk profile, including early identification of customers potentially facing stressed & / or distressed situations, implementing turnaround strategies and techniques to minimize credit risk
- Be a brand ambassador for the company, in all interactions with corporate customers and external advisors. Fundamental in enhancing the reputation of the business and driving how we interact and support our key corporate customers, to ensure that we are maximising mutually beneficial relationships
- Challenge and manage team members on case strategy and act as mandated authority for customer management strategy decisions; ensuring the team are supported to maximise the growth of their respective portfolios
- Manage the application and performance of aggregate credit limits (ACLs) across portfolio accounts
- Introduce and manage the annual lending review of all corporate customers
- Work with the first line Credit & Portfolio Risk team, and the Second Line Credit Risk team in the management and development of credit risk policies and standards, ensuring appropriate governance of changes and evidence of key controls
- Regular reporting and analysis that informs all key stakeholders of the risks on the portfolios and performance against risk appetite
- Work with the Corporate Recovery Team to support on appropriate strategies for key exposures
Qualifications:
- Lending/underwriting experience across commercial and/or residential assets
- Leadership experience of managing/working as part of a high performing corporate lending team
- Strong understanding of risk management principles across the credit lifecycle, credit analytics and policies
- Experience of working with multiple stakeholders to improve the customer journey
- Strong ability to lead and influence key stakeholders
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Director of Corporate Relationships employer: Together
Contact Detail:
Together Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Director of Corporate Relationships
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry and let them know you're on the lookout for opportunities. A personal recommendation can go a long way in landing that Director of Corporate Relationships role.
✨Tip Number 2
Prepare for those interviews by researching the company inside out. Understand their values, recent projects, and how they manage corporate relationships. This will help you tailor your answers and show that you're genuinely interested in being part of the team.
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience aligns with the job description. Highlight your leadership skills and risk management expertise, as these are key for the role. Confidence is key, so rehearse until it feels natural.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Director of Corporate Relationships
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that match the Director of Corporate Relationships role. Highlight your leadership experience and any relevant lending or underwriting background to catch our eye!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your experience aligns with our mission at Together. Be genuine and let your personality come through.
Showcase Your Achievements: When detailing your past roles, focus on specific achievements that demonstrate your ability to manage portfolios and lead teams effectively. Numbers and results speak volumes, so don’t hold back!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother application process. It’s the best way for us to receive your application and ensures you’re considered for the role!
How to prepare for a job interview at Together
✨Know Your Stuff
Before the interview, make sure you thoroughly understand Together's approach to mortgages and secured loans. Familiarise yourself with their corporate portfolio management strategies and be ready to discuss how your experience aligns with their needs.
✨Showcase Your Leadership Skills
As a Director of Corporate Relationships, you'll need to demonstrate strong leadership. Prepare examples of how you've successfully managed teams in the past, particularly in high-pressure situations, and how you've influenced stakeholders to achieve common goals.
✨Be a Brand Ambassador
During the interview, convey your understanding of Together's brand values and how you can enhance their reputation. Discuss how you would build and maintain mutually beneficial relationships with corporate customers, showcasing your ability to act as a brand ambassador.
✨Prepare for Risk Management Discussions
Given the focus on credit risk management, be ready to discuss your experience with credit analytics and risk policies. Think of specific instances where you've identified and mitigated risks, and how you would apply those strategies at Together.