At a Glance
- Tasks: Manage corporate customer portfolios and develop strong business relationships.
- Company: Join Together, a leading mortgage provider with over 50 years of experience.
- Benefits: 26 days holiday plus your birthday off, gym access, and local discounts.
- Why this job: Make a real impact by supporting customers and growing the loan book.
- Qualifications: Experience in relationship management and knowledge of lending markets.
- Other info: Diverse and inclusive workplace committed to your growth and success.
The predicted salary is between 36000 - 60000 £ per year.
Working Hours: Standard (09:00am-17:30pm)
Office or Field Based: Field Based
Contract type: Permanent
Company Description
Benefits of working at Together:
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans. We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
As a Corporate Portfolio Director, you will be responsible for managing a portfolio of Corporate Customers across the Midlands, some of whom will have complex needs or may experience challenges that need support/corrective measures to protect the loan book. You will work with the Exec team to deliver appropriate risk strategies and credit limits for your portfolio. Working to achieve a commercially balanced sustainable solution, assessing the credit position and identifying the right option suitable to meet both the Customer and business needs. This will include assessing new lending opportunities and maintaining an ongoing review of the Customer’s wider business to identify credit appetite.
As a Corporate Portfolio Director, we are looking for someone to:
- Develop relationships at all levels with your portfolio of Corporate Customers and senior stakeholders to enable successful business relationships; allowing us to manage, protect and grow the loan book
- Actively own and manage allocated corporate accounts by implementing credit strategies to effectively & efficiently minimise credit risk; providing solutions and creating potential lending opportunities where appropriate
- Manage, track & analyse departmental data to support the decision making process
- Work with the wider business to identify & manage horizon risks
- Maintain strong & relevant industry knowledge across all asset types, sectors and regions
- Support the management of the department by identifying process opportunities to improve the outcome for Customers and our business
Qualifications:
- Strong relationship and portfolio management experience
- Expert knowledge of the commercial & residential lending market
- Deep knowledge of credit management strategies
- Ability to effectively challenge and influence key stakeholders
- Good understanding of financial accounts & cash flow forecasts
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. If you feel you’d benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Corporate Portfolio Director - Midlands employer: Together
Contact Detail:
Together Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate Portfolio Director - Midlands
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals on LinkedIn or at local events. Building relationships can open doors to opportunities that aren’t even advertised.
✨Tip Number 2
Prepare for those interviews! Research the company, understand their values, and be ready to discuss how your experience aligns with their needs. We want you to shine when it’s your turn to impress!
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. It shows your enthusiasm and professionalism, which we all appreciate.
✨Tip Number 4
Don’t hesitate to apply through our website! We’re always looking for talented individuals, and applying directly can sometimes give you an edge. Plus, it’s super easy to do!
We think you need these skills to ace Corporate Portfolio Director - Midlands
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Corporate Portfolio Director. Highlight your experience in managing corporate accounts and your knowledge of credit management strategies. We want to see how your skills align with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you’re the perfect fit for this role. Share specific examples of how you've developed relationships with stakeholders and managed portfolios effectively. Let your personality come through!
Showcase Your Industry Knowledge: We’re keen on candidates who understand the commercial and residential lending market. In your application, mention any relevant industry knowledge or trends you’re aware of. This will show us that you’re not just qualified, but also passionate about the field!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about Together and what we stand for!
How to prepare for a job interview at Together
✨Know Your Portfolio Inside Out
Before the interview, make sure you thoroughly understand the types of corporate customers you'll be managing. Familiarise yourself with their potential challenges and how your experience can help address these. This will show that you're proactive and ready to hit the ground running.
✨Build Relationships Virtually
Since this role involves developing relationships with senior stakeholders, practice discussing how you've successfully built rapport in previous roles. Think of specific examples where your relationship management skills made a difference, and be ready to share them during the interview.
✨Demonstrate Your Credit Management Expertise
Brush up on your knowledge of credit management strategies and be prepared to discuss how you've implemented these in past roles. Highlight any specific instances where your strategies led to successful outcomes, as this will resonate well with the interviewers.
✨Showcase Your Analytical Skills
The job requires tracking and analysing departmental data, so come prepared with examples of how you've used data to support decision-making in your previous positions. Discuss any tools or methods you used to analyse data effectively, as this will demonstrate your analytical prowess.