At a Glance
- Tasks: Assess and manage complex corporate real estate transactions with a high-performing team.
- Company: Join a diverse and inclusive company that values your unique background.
- Benefits: Competitive salary, supportive team environment, and opportunities for professional growth.
- Other info: We celebrate diversity and support all applicants throughout the recruitment process.
- Why this job: Make impactful lending decisions and work closely with senior stakeholders.
- Qualifications: Extensive experience in lending and strong financial analysis skills required.
The predicted salary is between 43200 - 72000 £ per year.
As a Senior Corporate Underwriter, you will work as part of our high performing Corporate Lending Team and be responsible for assessing, underwriting and managing complex corporate real estate transactions. Working closely with the Corporate Sales and Portfolio Teams, you will deliver appropriate lending solutions for new and existing Corporate Customers. The Corporate Lending Team collaborates with both direct customer and broker channels to achieve a commercially balanced sustainable solution, assessing the credit position and identifying the right option suitable to meet both the Customer and Together.
You will be supported with case load by a highly trained team, incorporating a Corporate Case and Completion Manager, in addition to a Corporate Processing Executive.
As a Senior Corporate Underwriter, we are looking for someone to:
- Evaluate and analyse credit and portfolio risk for both new and existing Customers with lending needs of £2m+
- Conduct detailed financial analysis, which includes evaluation of financial statements, cash flows, market trends, and industry risks
- Assess the creditworthiness of high-value corporate clients, identifying key risks and mitigants in each loan proposal
- Structure complex loan facilities, ensuring terms and conditions are aligned with both the customer need and Together’s risk appetite
- Review and approve credit proposals, ensuring they meet risk appetite and regulatory standards
- Lead underwriting discussions in credit committee meetings and to Senior Stakeholders, offering insights and recommendations based on in-depth financial evaluations
Qualifications
Essential
- Extensive experience in a lending environment either as Lending Director or Senior Underwriter, providing credit analysis, or risk management of complex real estate lending
- Advanced financial analysis capability — able to evaluate financial statements, cashflows, market trends, and industry risks
- Expert in structuring complex lending solutions aligned to customer needs and organisational risk appetite
- Strong credit governance and decision‑making — independently able to approve high‑value and complex credit applications using sound judgment
- Clear, confident communicator with senior stakeholders, able to present cases to Credit Committee and influence decisions
- Leadership in underwriting discussions, providing insight and recommendations based on thorough evaluation
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Additional Information
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Senior Corporate Underwriter in Cheadle employer: Together
Together is an exceptional employer, offering a dynamic work environment where collaboration and innovation thrive. As a Senior Corporate Underwriter, you will benefit from a supportive team structure, ample opportunities for professional growth, and a commitment to diversity and inclusion that fosters a sense of belonging. Located in a vibrant area, our company not only prioritises employee well-being but also encourages meaningful contributions to the corporate lending landscape.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Corporate Underwriter in Cheadle
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend events, and engage on platforms like LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that Senior Corporate Underwriter role.
✨Tip Number 2
Prepare for those interviews by brushing up on your financial analysis skills and understanding of credit risk. We recommend practising common interview questions and scenarios related to underwriting. The more prepared you are, the more confident you'll feel when discussing complex lending solutions.
✨Tip Number 3
Showcase your expertise! When you get the chance to present your case studies or past experiences, make sure to highlight your success in structuring complex loan facilities. We want to see how you’ve made a difference in previous roles, so don’t hold back!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who take the initiative to connect directly with us. Let’s make this happen together!
We think you need these skills to ace Senior Corporate Underwriter in Cheadle
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Corporate Underwriter role. Highlight your experience in lending environments and any relevant financial analysis skills. We want to see how your background aligns with what we’re looking for!
Showcase Your Skills:In your cover letter, don’t just list your qualifications—show us how you’ve used them! Share specific examples of how you've assessed creditworthiness or structured complex loan facilities. This helps us see your expertise in action.
Be Clear and Concise:When writing your application, keep it clear and to the point. Use straightforward language and avoid jargon unless it’s relevant. We appreciate a well-structured application that gets straight to the heart of your experience.
Apply Through Our Website:We encourage you to apply through our website for the best chance of being noticed. It’s super easy, and you’ll be able to follow your application status. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at Together
✨Know Your Numbers
As a Senior Corporate Underwriter, you'll need to demonstrate your advanced financial analysis skills. Brush up on evaluating financial statements, cash flows, and market trends. Be ready to discuss specific examples from your past experience where you successfully assessed creditworthiness and structured complex lending solutions.
✨Understand the Risk Appetite
Familiarise yourself with the company's risk appetite and regulatory standards. During the interview, be prepared to explain how you've aligned lending solutions with organisational risk parameters in previous roles. This shows that you can make sound decisions that benefit both the customer and the company.
✨Communicate Confidently
You’ll be presenting cases to senior stakeholders and credit committees, so practice articulating your thoughts clearly and confidently. Use examples to illustrate your points and show how your insights have influenced decisions in the past. This will help you stand out as a strong communicator.
✨Show Leadership in Underwriting Discussions
Highlight your leadership experience in underwriting discussions. Prepare to share instances where you led conversations, provided insights, and made recommendations based on thorough evaluations. This will demonstrate your ability to take charge and guide teams towards successful outcomes.
