At a Glance
- Tasks: Lead the fight against financial crime and ensure compliance with regulations.
- Company: Join Together, a trusted name in mortgages for over 50 years.
- Benefits: Enjoy 26 days holiday, health plans, and access to company holiday homes.
- Other info: Diverse and inclusive workplace committed to supporting all employees.
- Why this job: Make a real impact in financial crime prevention while advancing your career.
- Qualifications: 5+ years in Financial Crime roles, with strong regulatory knowledge.
The predicted salary is between 70000 - 90000 £ per year.
Benefits of working at Together:
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Matched pension contribution
- Health cash plan plus Private medical insurance
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Company Description:
We're Together. For over 50 years, we've helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans. We take the time to understand our customers and our door is always open, so we can often help when other lenders can't or won't. Based in Cheadle, Cheshire, our 900 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Responsibilities:
- Ensure the company has appropriately considered, assessed and responded to its Financial Crime risks
- Ensure the company identifies all current and proposed Financial Crime legislation, undertakes assessment of applicability and impact and implements this in an appropriate and timely manner
- Oversee the company's compliance with FCA rules on systems and controls against Money Laundering and establishing a risk based approach to the prevention of Anti Money Laundering
- Develop, implement and maintain appropriate reporting of Financial Crime risks and issues
- Provide mandatory AML and Financial Crime training to the management team and colleagues
- Provide risk & control advice to operations, change management & project teams to ensure that Financial Crime risk is appropriately considered & assessed within processes & projects
- Define processes to enable colleagues to report suspicious activities in respect of money laundering, including reporting to the National Crime Agency (NCA) where necessary
- Be responsible for the delivery of Financial Crime compliance monitoring
- Ensure the company has an appropriate Business Continuity policy & plan which has been defined, assigned & communicated to all relevant stakeholders
- Work with the Board to set Business Continuity Risk Appetite & Strategy & ensure the firm's BC Strategy & plans are documented
- Meet the expectations of the SMCR regime and the company's approach to its implementation
Essential:
- At least 5 years experience leading 2LOD Financial Crime functions, preferably within the Financial Services sector
- Must have held an SMF17 before
- Extensive understanding of financial crime risk identification, assessment, quantification, mitigation and monitoring methods
- In-depth knowledge and practice of the MLRs and FCA requirements
- Strong ability to influence all levels up-to and including the Board
- Experience of a diverse range of product offerings including regulated and unregulated
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don't hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Head of Financial Crime and MLRO in Cheadle Hulme employer: Together
Together is an exceptional employer, offering a supportive work culture that prioritises employee well-being and growth. With generous benefits including 26 days of holiday plus your birthday off, access to company holiday homes, and a commitment to diversity and inclusion, Together fosters an environment where every colleague can thrive. Located in Cheadle, Cheshire, employees enjoy local discounts and health benefits, making it a rewarding place to build a meaningful career in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Financial Crime and MLRO in Cheadle Hulme
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Together looking for candidates who are engaged and informed.
We think you need these skills to ace Head of Financial Crime and MLRO in Cheadle Hulme
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Together. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Together
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Together’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
