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- Tasks: Join our Corporate Credit team to gain hands-on experience in loan processes and strategic projects.
- Company: Together has been helping people unlock property ambitions for over 50 years with a common-sense lending approach.
- Benefits: Enjoy comprehensive training, competitive salary, 26 days holiday, and access to employee perks like gym memberships.
- Why this job: Kickstart your career in a dynamic environment while making a real impact on the community and business.
- Qualifications: Graduates of 2024 or 2025 with a minimum 2:1 degree and strong analytical skills are encouraged to apply.
- Other info: Application process includes CV submission and an onsite assessment centre in Cheadle.
The predicted salary is between 28800 - 43200 £ per year.
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to lending. That means we take the time to understand our customers and find a property finance solution that works for them. Our door is always open, so we can often help when other lenders can’t or won’t.
Corporate Credit is seeking two graduates to embark on an exciting two-year journey, gaining hands-on experience across the function. You will be more than just a project manager; you will become an integral member of our team, gaining invaluable insights into Together’s loan processes and contributing to our strategic goals. Our graduates will play a crucial role in enhancing our Target Operating Model, aimed at improving underwriting and management for evolving client needs. You will assist in reviewing applications, conducting analysis, and fostering relationships to protect our loan book while driving sustainable profitability.
What We Offer:
- Comprehensive Training: Engage actively with teams in portfolio management, credit underwriting, arrears improvement, and more.
- Strategic Involvement: Participate in projects that shape our operational efficiency and customer experience.
- Professional Growth: Receive structured training and mentorship as you develop critical skills for your career.
If you are looking to kickstart your career in a dynamic environment, apply now to develop your expertise and help us drive success at Together!
What our programme offers you:
- Exposure to lots of meaningful business projects and departments to give you a rounded understanding of the Financial Services industry and our business.
- Volunteering opportunities which will give you the chance to have a real impact on our business and on the wider community.
- Industry recognised qualifications (where applicable) to support you with your career.
- A competitive salary with annual review and bonus potential, as well as access to our industry leading long term incentive plan, Together Shared Rewards.
- A range of employee benefits including 26 days holiday (increases up to 29 with tenure), your Birthday off, access to a local gym, pension, health care, access to our company holiday homes, and much more!
Qualifications
What we are looking for:
- Graduated in 2024 or are due to complete in 2025;
- Minimum achievement or expectation of a 2:1 degree;
- An interest and enthusiasm to work in the Financial Services industry;
- Good analytical and problem solving skills;
- Good communication and written communication skills;
- Experience of modern languages not directly used in the software itself e.g. Terraform, Powershell, MS Power Platform or 365;
- Comfortable with presenting and building relationships.
Additional Information
Our selection process consists of: Application (CV) and an onsite (Cheadle) assessment centre. Apply now, adverts could close sooner due to volume of applications.
Join our Graduate Programme – Corporate Credit & Risk Graduate employer: Together - loans, mortgages & finance
Contact Detail:
Together - loans, mortgages & finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Join our Graduate Programme – Corporate Credit & Risk Graduate
✨Tip Number 1
Familiarise yourself with the financial services industry, particularly in areas related to credit and risk management. Understanding the current trends and challenges in this sector will help you engage more effectively during interviews and assessments.
✨Tip Number 2
Network with professionals already working in corporate credit or risk roles. Attend industry events or connect on platforms like LinkedIn to gain insights and potentially get referrals that could strengthen your application.
✨Tip Number 3
Prepare for the assessment centre by practising your analytical and problem-solving skills. You might be given case studies or scenarios to analyse, so being comfortable with data interpretation will give you an edge.
✨Tip Number 4
Showcase your communication skills by engaging in discussions about financial topics. Whether it's through study groups or online forums, being articulate about your thoughts will demonstrate your enthusiasm and readiness for a role in corporate credit.
We think you need these skills to ace Join our Graduate Programme – Corporate Credit & Risk Graduate
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experiences and skills that align with the Corporate Credit & Risk Graduate role. Emphasise your analytical abilities, problem-solving skills, and any experience in financial services.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the financial services industry and explains why you want to join Together's Graduate Programme. Mention specific projects or aspects of the company that resonate with you.
Highlight Relevant Skills: In your application, clearly outline your communication skills and any experience with modern languages or tools mentioned in the job description. Provide examples of how you've used these skills in past experiences.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism.
How to prepare for a job interview at Together - loans, mortgages & finance
✨Research the Company
Before your interview, take some time to understand Together's mission and values. Familiarise yourself with their products and services, especially in corporate credit and risk. This will help you demonstrate your genuine interest in the company and how you can contribute to their goals.
✨Showcase Your Analytical Skills
Given the role's focus on analysis and problem-solving, be prepared to discuss specific examples from your academic or work experience where you've successfully tackled complex problems. Highlight any relevant projects or coursework that showcase your analytical abilities.
✨Prepare for Behavioural Questions
Expect questions that assess your teamwork, communication, and relationship-building skills. Use the STAR method (Situation, Task, Action, Result) to structure your responses, ensuring you provide clear and concise examples of how you've worked effectively in teams or handled challenges.
✨Ask Insightful Questions
At the end of the interview, have a few thoughtful questions ready to ask your interviewers. Inquire about the training and mentorship opportunities available in the graduate programme, or ask how the team measures success in enhancing the Target Operating Model. This shows your enthusiasm and engagement with the role.
