At a Glance
- Tasks: Lead and mentor a high-performing team in corporate real estate underwriting.
- Company: Join a diverse and inclusive company that values your unique background.
- Benefits: Enjoy 26 days holiday, plus a day off for your birthday and access to holiday homes.
- Other info: Be part of a supportive team committed to continuous improvement and professional growth.
- Why this job: Make impactful decisions on large, complex real estate transactions while developing your leadership skills.
- Qualifications: Extensive experience in corporate real estate underwriting and strong technical credit skills required.
The predicted salary is between 80000 - 100000 £ per year.
Benefits include 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays. Free access to company holiday homes.
Responsibilities include:
- Assessing, underwriting and managing multiple large value and complex corporate real estate transactions, including those experiencing challenges around servicing loans, security risks and/or exit risks.
- Leading, mentoring, and developing a high-performing team of corporate real estate underwriters; fostering a culture of accountability, collaboration, and continuous improvement within the team.
- Overseeing the end-to-end underwriting process for large, complex commercial real estate transactions, including investment and development lending, across multiple asset classes.
- Ensuring underwriting standards, credit policies, and risk appetite frameworks are applied consistently and effectively.
- Reviewing and challenging financial models, cash flow analysis, borrower financial strength, asset valuations, and covenant structures.
- Working closely with key stakeholders to structure loan packages, including terms, collateral, and covenants that balance customer need and business need; making recommendations on loan terms, interest rates and credit limits based on risk assessment.
- Leading underwriting discussions in credit committee meetings, offering insights and recommendations based on in-depth financial evaluations.
- Contributing to the ongoing development of credit risk frameworks, underwriting policies, and lending strategy.
- Supporting strategic initiatives, including product development, process improvement, and regulatory change projects.
Qualifications:
- Extensive experience of corporate real estate underwriting, ideally within a bank or specialist lender.
- Strong technical credit skills with proven expertise in structuring and underwriting large, complex real estate transactions.
- Deep understanding of financial statements, credit risk assessment, and loan structuring for corporate clients.
- Demonstrated leadership experience managing and developing underwriting teams.
- Excellent decision-making abilities with sound judgment in high-value credit transactions.
- Excellent knowledge of real estate market dynamics, asset classes, and lending structures.
- Strong stakeholder management, negotiation, and communication skills with the ability to build strong and respectful relationships.
Additional Information: Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. We welcome difference, celebrate it, support it and value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. If you feel you’d benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Recruitment Process: Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Corporate Underwriting Director employer: Together - Loans, Mortgages & Finance
At Together, we pride ourselves on fostering a collaborative and dynamic work environment in Cheadle, where our Mortgage Case Managers are empowered to take ownership of their pipelines and drive process improvements. We offer competitive benefits, ongoing professional development opportunities, and a culture that values innovation and exceptional client service, making us an excellent employer for those seeking a rewarding career in finance.
Contact Details:
Together - Loans, Mortgages & Finance Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Corporate Underwriting Director
✨Tip Number 1
Network like a pro! Reach out to your connections in the corporate real estate sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your technical credit skills. Be ready to discuss your experience with complex transactions and how you’ve led teams in the past. Practice common interview questions and think of examples that showcase your leadership and decision-making abilities.
✨Tip Number 3
Showcase your expertise! Create a portfolio that highlights your successful underwriting projects and any innovative strategies you've implemented. This will give potential employers a clear picture of what you bring to the table.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our company. Let’s get you that Corporate Underwriting Director role!
We think you need these skills to ace Corporate Underwriting Director
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Corporate Underwriting Director role. Highlight your extensive experience in corporate real estate underwriting and any leadership roles you've held. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team. Mention specific experiences that demonstrate your technical credit skills and decision-making abilities in high-value transactions.
Showcase Your Leadership Skills:Since we’re looking for someone to lead and mentor a high-performing team, make sure to highlight your leadership experience. Share examples of how you've developed teams and fostered a culture of collaboration and accountability.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and keep track of everything. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Together - Loans, Mortgages & Finance
✨Know Your Stuff
Make sure you brush up on your corporate real estate underwriting knowledge. Understand the nuances of large, complex transactions and be ready to discuss your experience with financial models and risk assessments. This will show that you’re not just familiar with the basics but can handle the intricacies of the role.
✨Showcase Your Leadership Skills
Since the role involves leading a team, be prepared to share examples of how you've successfully managed and developed teams in the past. Highlight your ability to foster collaboration and accountability, as well as any initiatives you've implemented for continuous improvement.
✨Prepare for Technical Questions
Expect to dive deep into technical credit skills during the interview. Brush up on your understanding of credit policies, loan structuring, and asset valuations. Be ready to discuss how you would apply these standards consistently across various transactions.
✨Engage with Stakeholders
Demonstrate your strong stakeholder management skills by preparing to discuss how you’ve worked with different parties to structure loan packages. Share specific examples of negotiations or collaborations that led to successful outcomes, showcasing your communication prowess.
