At a Glance
- Tasks: Manage corporate customer portfolios and develop strong business relationships.
- Company: Join Together, a leading mortgage provider with over 50 years of experience.
- Benefits: Enjoy 26 days holiday, health plans, and access to company holiday homes.
- Why this job: Make a real impact by supporting customers and growing the loan book.
- Qualifications: Strong relationship management and credit strategy experience required.
- Other info: Diverse and inclusive workplace committed to your growth and success.
The predicted salary is between 72000 - 108000 £ per year.
Company Description
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans. We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Benefits of working at Together:
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Matched pension contribution
- Health cash plan plus Private medical insurance
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Job Description
As a Corporate Portfolio Director, you will be responsible for managing a portfolio of Corporate Customers across London, some of whom will have complex needs or may experience challenges that need support/corrective measures to protect the loan book. You will work with the Exec team to deliver appropriate risk strategies and credit limits for your portfolio. Working to achieve a commercially balanced sustainable solution, assessing the credit position and identifying the right option suitable to meet both the Customer and business needs. This will include assessing new lending opportunities and maintaining an ongoing review of the Customer’s wider business to identify credit appetite.
Responsibilities:
- Develop relationships at all levels with your portfolio of Corporate Customers and senior stakeholders to enable successful business relationships; allowing us to manage, protect and grow the loan book
- Actively own and manage allocated corporate accounts by implementing credit strategies to effectively & efficiently minimise credit risk; providing solutions and creating potential lending opportunities where appropriate
- Manage, track & analyse departmental data to support the decision making process
- Work with the wider business to identify & manage horizon risks
- Maintain strong & relevant industry knowledge across all asset type, sectors and regions
- Support the management of the department by identifying process opportunities to improve the outcome for Customers and our business
Qualifications
Essential:
- Strong relationship and portfolio management experience
- Expert knowledge of the commercial & residential lending market
- Deep knowledge of credit management strategies
- Ability to effectively challenge and influence key stakeholders
- Good understanding of financial accounts & cash flow forecasts
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Additional Information
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. If you feel you’d benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Corporate Portfolio Director - London employer: Together - loans, mortgages & finance
Contact Detail:
Together - loans, mortgages & finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate Portfolio Director - London
✨Tip Number 1
Networking is key! Get out there and connect with industry professionals on LinkedIn or at local events. Building relationships can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how you can contribute to their mission. This will help you stand out as a candidate who truly gets them.
✨Tip Number 3
Practice your pitch! Be ready to explain your experience and how it aligns with the role of Corporate Portfolio Director. Confidence in your abilities can make a huge difference during interviews.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love hearing from candidates who are genuinely interested in joining our team.
We think you need these skills to ace Corporate Portfolio Director - London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Corporate Portfolio Director. Highlight your experience in managing corporate accounts and your knowledge of credit management strategies. We want to see how your skills align with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you’re the perfect fit for this role. Share specific examples of how you've developed relationships with stakeholders and managed portfolios effectively. We love a good story!
Showcase Your Industry Knowledge: We’re keen on candidates who understand the commercial and residential lending market. In your application, mention any relevant industry knowledge or trends you’re aware of. This shows us you’re not just applying for any job, but you’re genuinely interested in this one!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about Together and what we stand for.
How to prepare for a job interview at Together - loans, mortgages & finance
✨Know Your Portfolio Inside Out
Before the interview, make sure you thoroughly understand the types of corporate customers you’ll be managing. Research their industries, challenges, and how your expertise can help them. This will show that you’re proactive and ready to hit the ground running.
✨Build Relationships with Key Stakeholders
Since the role involves developing relationships at all levels, think about how you can demonstrate your relationship-building skills. Prepare examples of how you've successfully managed stakeholder relationships in the past, especially in complex situations.
✨Showcase Your Credit Management Expertise
Be ready to discuss your knowledge of credit management strategies. Bring specific examples of how you've implemented these strategies to minimise risk and create lending opportunities. This will highlight your ability to protect and grow the loan book effectively.
✨Stay Updated on Market Trends
Familiarise yourself with the latest trends in the commercial and residential lending market. Being able to discuss current market conditions and how they impact lending will demonstrate your industry knowledge and strategic thinking during the interview.