At a Glance
- Tasks: Support risk management and assurance frameworks while ensuring timely resolution of risk issues.
- Company: Charles Street Finance, a growing specialist secured lender in South Manchester.
- Benefits: 26 days holiday, birthday off, gym access, and discretionary bonuses.
- Other info: Diverse and inclusive workplace with excellent career growth opportunities.
- Why this job: Join a dynamic team and make a real impact on risk management and assurance.
- Qualifications: Experience in operational risk, strong analytical skills, and effective communication.
The predicted salary is between 36000 - 60000 £ per year.
Working Hours: Standard (09:00am-17:30pm)
Office or Field Based: Office Based (Cheadle, SK8 3GW)
Contract type: Permanent
Company Description
Benefits of working at Charles Street:
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Charles Street Finance (“CSF”) is a specialist secured lender based in Cheadle, South Manchester. Established in 1983, we’re a small team but have doubled the size of the loan book over 2 years such that we are seeking to grow and enhance the existing personnel in key areas to further facilitate our ambitions. We are all about a common-sense proposition built around attention to detail and speed of response whilst always putting the customer at the heart of everything we do. A can-do approach fuels our speed of response from enquiry through to payment. Honesty and integrity are fundamental principles across the customer journey and the many long-standing relationships we have cultivated are testament to our service levels and reliability.
Job Description
As a Risk and Assurance Manager, you will support the Business Assurance Director in delivering a robust risk and assurance framework. You'll play a hands-on role in risk management, incident management, data quality and assurance activity. You will have the responsibility for identifying, assessing, and ensuring timely resolution of risk issues, including direct intervention if required. The business is responsible for managing their own risks, but you will provide targeted support where necessary.
As a Risk and Assurance Manager, we are looking for someone to:
- Contribute towards the ongoing development of the risk management framework, including the maintenance and periodic review of policies, procedures and process maps
- Challenge and support risk owners to identify, assess and manage risks well, ensuring risks and controls are clearly documented on Risk and Control self-assessments
- Deliver assurance reviews to test adherence to procedures and the effectiveness of key controls, identify exceptions and monitor suitable fixes
- Lead incident management: capture events, identify root causes, track corrective actions and report trends to management
- Perform focused data quality checks to identify and remediate issues across lending, servicing and operational datasets
- Help prepare clear, insightful risk and assurance reporting for management and governance forums, including dashboards, control updates and key risk indicators
- Summarise findings / lessons learned and input into feedback sessions
- Promote a proactive and transparent risk culture whilst promoting continuous improvement
Qualifications
- Strong background in operational risk / assurance / audit
- Experience identifying risks and controls, completing control testing, updating RCSAs, managing incidents and documenting procedures
- Ability to influence, challenge and communicate effectively at all levels, including senior stakeholders
- Good analytical skills with the ability to interpret data and produce meaningful insights
- Highly organised, detail-orientated and comfortable managing multiple priorities
- Understanding of mortgage lending and asset-backed securitisation
- Knowledge of credit risk processes, underwriting, collections and portfolio monitoring
Additional Information
Charles Street embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Risk and Assurance Manager in Cheadle employer: Together - Loans, Mortgages & Finance
At Together, we pride ourselves on fostering a collaborative and dynamic work environment in Cheadle, where our Mortgage Case Managers are empowered to take ownership of their pipelines and drive process improvements. We offer competitive benefits, ongoing professional development opportunities, and a culture that values innovation and exceptional client service, making us an excellent employer for those seeking a rewarding career in finance.
Contact Details:
Together - Loans, Mortgages & Finance Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Risk and Assurance Manager in Cheadle
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and risk management sectors. A friendly chat can lead to insider info about job openings or even a referral, which can give you a leg up in the application process.
✨Tip Number 2
Prepare for interviews by researching common questions for Risk and Assurance Managers. We recommend practising your responses with a friend or in front of a mirror. The more comfortable you are, the better you'll come across!
✨Tip Number 3
Showcase your skills! Bring along examples of your past work that demonstrate your ability to manage risks and assure quality. This could be reports you've created or projects you've led—anything that highlights your expertise.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Risk and Assurance Manager in Cheadle
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Risk and Assurance Manager role. Highlight your experience in operational risk, assurance, and audit, and don’t forget to showcase your analytical skills and ability to manage multiple priorities.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the role. Mention specific experiences that relate to the job description and show us how you can contribute to our proactive risk culture.
Be Clear and Concise:When filling out your application, keep your language clear and concise. We appreciate straightforward communication, so avoid jargon and get straight to the point about your skills and experiences.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss any important updates from our team!
How to prepare for a job interview at Together - Loans, Mortgages & Finance
✨Know Your Risk Management Framework
Before the interview, make sure you understand the key components of a risk management framework. Familiarise yourself with how Charles Street approaches risk and assurance, and be ready to discuss how your experience aligns with their methods.
✨Prepare for Scenario-Based Questions
Expect questions that ask you to describe how you've handled risk issues in the past. Prepare specific examples where you identified risks, implemented controls, or managed incidents. Use the STAR method (Situation, Task, Action, Result) to structure your responses.
✨Showcase Your Analytical Skills
Since the role requires strong analytical skills, be prepared to discuss how you've interpreted data in previous roles. Bring examples of reports or dashboards you've created, and explain how they influenced decision-making or improved processes.
✨Emphasise Communication and Influence
The ability to communicate effectively with senior stakeholders is crucial. Think of instances where you've had to influence others or challenge decisions. Highlight your approach to fostering a proactive risk culture and how you’ve successfully navigated difficult conversations.
