At a Glance
- Tasks: Lead a dynamic team in managing complex corporate real estate transactions.
- Company: Join Together, a trusted name in mortgages and secured loans for over 50 years.
- Benefits: Enjoy 26 days holiday, health plans, gym access, and more perks!
- Other info: Diversity and inclusion are at our core; we celebrate every unique background.
- Why this job: Make a real impact in the corporate lending space while developing your leadership skills.
- Qualifications: Extensive experience in corporate real estate underwriting and strong leadership abilities required.
The predicted salary is between 54000 - 84000 £ per year.
Benefits:
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Matched pension contribution
- Health cash plan plus Private medical insurance
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Company Description:
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans. We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Job Description:
As a Corporate Underwriting Director, you will manage our high performing Corporate Lending Team; responsible for assessing, underwriting and managing multiple large value and complex corporate real estate transactions, some of which will be experiencing challenges around servicing loans, security risks and/or exit risks, and therefore a good level of experience in real estate lending would be essential.
We are looking for someone to:
- Lead, mentor, and develop a high-performing team of corporate real estate underwriters; foster a culture of accountability, collaboration, and continuous improvement within the team
- Oversee the end-to-end underwriting process for large, complex commercial real estate transactions, including investment and development lending, across multiple asset classes
- Ensure underwriting standards, credit policies, and risk appetite frameworks are applied consistently and effectively
- Review and challenge financial models, cash flow analysis, borrower financial strength, asset valuations, and covenant structures
- Work closely with key stakeholders to structure loan packages, including terms, collateral, and covenants that balance customer need and business need; making recommendations on loan terms, interest rates and credit limits based on risk assessment
- Lead underwriting discussions in credit committee meetings, offering insights and recommendations based on in-depth financial evaluations
- Contribute to the ongoing development of credit risk frameworks, underwriting policies, and lending strategy
- Support strategic initiatives, including product development, process improvement, and regulatory change projects
Qualifications:
Essential:
- Extensive experience of corporate real estate underwriting, ideally within a bank or specialist lender
- Strong technical credit skills with proven expertise in structuring and underwriting large, complex real estate transactions
- Deep understanding of financial statements, credit risk assessment, and loan structuring for corporate clients
- Demonstrated leadership experience managing and developing underwriting teams
- Excellent decision-making abilities with sound judgment in high-value credit transactions
- Excellent knowledge of real estate market dynamics, asset classes, and lending structures
- Strong stakeholder management, negotiation, and communication skills with the ability to build strong and respectful relationships
Additional Information:
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. If you feel you’d benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Recruitment Process:
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Corporate Underwriting Director in Cheadle employer: Together - Loans, Mortgages & Finance
At Together, we pride ourselves on fostering a collaborative and dynamic work environment in Cheadle, where our Mortgage Case Managers are empowered to take ownership of their pipelines and drive process improvements. We offer competitive benefits, ongoing professional development opportunities, and a culture that values innovation and exceptional client service, making us an excellent employer for those seeking a rewarding career in finance.
Contact Details:
Together - Loans, Mortgages & Finance Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Corporate Underwriting Director in Cheadle
✨Tip Number 1
Network like a pro! Reach out to your connections in the corporate real estate sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for those interviews by brushing up on your technical credit skills. Be ready to discuss your experience with complex transactions and how you’ve led teams in the past. Show us that you can handle high-value credit decisions with confidence!
✨Tip Number 3
Don’t forget to research Together! Understand our values and what we stand for. When you apply through our website, tailor your approach to reflect how your experience aligns with our mission of helping customers unlock their property ambitions.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in our minds as we make decisions. Plus, it’s a great chance to reiterate why you’re the perfect fit for the Corporate Underwriting Director position!
We think you need these skills to ace Corporate Underwriting Director in Cheadle
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Corporate Underwriting Director role. Highlight your experience in corporate real estate underwriting and any leadership roles you've held. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team. Share specific examples of your achievements in underwriting and how you’ve led teams to success. Let us know why you want to join Together!
Showcase Your Technical Skills:Don’t forget to highlight your technical credit skills and understanding of financial statements. We’re keen on seeing how you assess risk and structure loans, so be sure to include relevant experiences that demonstrate your expertise.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Together - Loans, Mortgages & Finance
✨Know Your Stuff
Make sure you brush up on your corporate real estate underwriting knowledge. Understand the latest trends in the market, and be ready to discuss complex transactions you've handled in the past. This will show that you're not just familiar with the basics but can also navigate the intricacies of high-value deals.
✨Showcase Your Leadership Skills
As a Corporate Underwriting Director, you'll need to lead a team. Prepare examples of how you've successfully managed and developed teams in the past. Highlight your ability to foster collaboration and accountability, as this is key to the role.
✨Prepare for Technical Questions
Expect to dive deep into financial models, cash flow analysis, and risk assessments during the interview. Be ready to explain your thought process when reviewing these elements and how you make decisions based on them. This will demonstrate your technical credit skills and sound judgment.
✨Engage with Stakeholders
Since stakeholder management is crucial, think about how you've built strong relationships in previous roles. Be prepared to discuss how you would approach structuring loan packages and negotiating terms that balance customer needs with business objectives. This will show your strategic thinking and communication skills.
