At a Glance
- Tasks: Support risk management and assurance framework, ensuring timely resolution of risk issues.
- Company: Charles Street Finance, a growing secured lender with a customer-first approach.
- Benefits: 26 days holiday, health cash plan, private medical insurance, and gym access.
- Other info: Diverse and inclusive workplace committed to supporting all employees.
- Why this job: Join a dynamic team and make a real impact on risk management.
- Qualifications: Experience in operational risk, strong analytical skills, and effective communication.
The predicted salary is between 50000 - 60000 € per year.
Company Description
Charles Street Finance ("CSF") is a specialist secured lender based in Cheadle, South Manchester. Established in 1983, we're a small team but have doubled the size of the loan book over 2 years such that we are seeking to grow and enhance the existing personnel in key areas to further facilitate our ambitions. We are all about a common‐sense proposition built around attention to detail and speed of response whilst always putting the customer at the heart of everything we do. A can‐do approach fuels our speed of response from enquiry through to payment. Honesty and integrity are fundamental principles across the customer journey and the many long‐standing relationships we have cultivated are testament to our service levels and reliability.
Benefits of working at Charles Street:
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Matched pension contribution
- Health cash plan plus Private medical insurance
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Job Description
As a Risk and Assurance Manager, you will support the Business Assurance Director in delivering a robust risk and assurance framework. You'll play a hands-on role in risk management, incident management, data quality and assurance activity. You will have the responsibility for identifying, assessing, and ensuring timely resolution of risk issues, including direct intervention if required. The business is responsible for managing their own risks, but you will provide targeted support where necessary.
Responsibilities:
- Contribute towards the ongoing development of the risk management framework, including the maintenance and periodic review of policies, procedures and process maps
- Challenge and support risk owners to identify, assess and manage risks well, ensuring risks and controls are clearly documented on Risk and Control self assessments
- Deliver assurance reviews to test adherence to procedures and the effectiveness of key controls, identify exceptions and monitor suitable fixes
- Lead incident management: capture events, identify root causes, track corrective actions and report trends to management
- Perform focused data quality checks to identify and remediate issues across lending, servicing and operational datasets
- Help prepare clear, insightful risk and assurance reporting for management and governance forums, including dashboards, control updates and key risk indicators
- Summarise findings / lessons learned and input into feedback sessions
- Promote a proactive and transparent risk culture whilst promoting continuous improvement
Qualifications
Essential:
- Strong background in operational risk / assurance / audit
- Experience identifying risks and controls, completing control testing, updating RCSA's, managing incidents and documenting procedures
- Ability to influence, challenge and communicate effectively at all levels, including senior stakeholders
- Good analytical skills with the ability to interpret data and produce meaningful insights
- Highly organised, detail‐orientated and comfortable managing multiple priorities
Desirable:
- Understanding of mortgage lending and asset‐backed securitisation
- Relevant professional qualifications
- Knowledge of credit risk processes, underwriting, collections and portfolio monitoring
Additional Information
Charles Street embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don't hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Risk and Assurance Manager in Cheadle Hulme employer: Together - Loans, Mortgages & Finance
At Charles Street Finance, we pride ourselves on being an excellent employer, offering a supportive and inclusive work culture that values honesty and integrity. With generous benefits such as 26 days of holiday plus your birthday off, access to company holiday homes, and a commitment to employee growth through continuous improvement, we ensure our team members feel valued and empowered in their roles. Located in Cheadle, South Manchester, we foster a proactive risk culture while providing opportunities for meaningful contributions to our ambitious goals.
Contact Detail:
Together - Loans, Mortgages & Finance Recruiting Team
StudySmarter Expert Advice🤫
We think this is how you could land Risk and Assurance Manager in Cheadle Hulme
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you show that you're not just a fit for the role, but for the team too!
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your achievements effectively.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email can leave a lasting impression and shows your enthusiasm for the role. Plus, it keeps you on their radar as they make their decision.
We think you need these skills to ace Risk and Assurance Manager in Cheadle Hulme
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Risk and Assurance Manager role. Highlight your experience in operational risk, assurance, and audit, and don’t forget to showcase your analytical skills. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about risk management and how your background aligns with our values at Charles Street Finance. Keep it concise but impactful – we love a good story!
Showcase Your Achievements:When detailing your experience, focus on specific achievements that demonstrate your ability to manage risks and improve processes. Use metrics where possible to quantify your success – we appreciate a numbers-driven approach!
Apply Through Our Website:We encourage you to apply directly through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to see all the details about the role and our company culture. Let’s get your application in!
How to prepare for a job interview at Together - Loans, Mortgages & Finance
✨Know Your Risk Management Framework
Before the interview, make sure you understand the key components of a risk management framework. Familiarise yourself with how Charles Street Finance approaches risk and assurance, and be ready to discuss how your experience aligns with their methods.
✨Prepare for Scenario-Based Questions
Expect questions that ask you to describe how you've handled risk issues in the past. Prepare specific examples where you identified risks, implemented controls, or managed incidents. Use the STAR method (Situation, Task, Action, Result) to structure your responses.
✨Showcase Your Analytical Skills
Since the role requires strong analytical skills, be prepared to discuss how you've interpreted data in previous roles. Bring examples of reports or insights you've generated that led to improved risk management or operational efficiency.
✨Emphasise Your Communication Skills
As you'll need to influence and challenge stakeholders at all levels, highlight your communication skills during the interview. Share instances where you've successfully communicated complex risk concepts to non-experts, ensuring clarity and understanding.
