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- Tasks: Lead a dynamic team in managing complex corporate real estate transactions.
- Company: Join Together, a leading lender with over 50 years of experience.
- Benefits: Enjoy 26 days holiday, health plans, and access to company holiday homes.
- Other info: Diverse and inclusive workplace committed to supporting all employees.
- Why this job: Make a real impact in the corporate lending space while developing your leadership skills.
- Qualifications: Extensive experience in corporate real estate underwriting and strong leadership skills required.
The predicted salary is between 80000 - 100000 £ per year.
Benefits
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Matched pension contribution
- Health cash plan plus Private medical insurance
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Company Description
We're Together. For over 50 years, we've helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans. We take the time to understand our customers and our door is always open, so we can often help when other lenders can't or won't. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Job Description
As a Corporate Underwriting Director, you will manage our high performing Corporate Lending Team; responsible for assessing, underwriting and managing multiple large value and complex corporate real estate transactions, some of which will be experiencing challenges around servicing loans, security risks and/or exit risks, and therefore a good level of experience in real estate lending would be essential.
We are looking for someone to:
- Lead, mentor, and develop a high-performing team of corporate real estate underwriters; foster a culture of accountability, collaboration, and continuous improvement within the team
- Oversee the end-to-end underwriting process for large, complex commercial real estate transactions, including investment and development lending, across multiple asset classes
- Ensure underwriting standards, credit policies, and risk appetite frameworks are applied consistently and effectively
- Review and challenge financial models, cash flow analysis, borrower financial strength, asset valuations, and covenant structures
- Work closely with key stakeholders to structure loan packages, including terms, collateral, and covenants that balance customer need and business need; making recommendations on loan terms, interest rates and credit limits based on risk assessment
- Lead underwriting discussions in credit committee meetings, offering insights and recommendations based on in-depth financial evaluations
- Contribute to the ongoing development of credit risk frameworks, underwriting policies, and lending strategy
- Support strategic initiatives, including product development, process improvement, and regulatory change projects
Qualifications
Essential
- Extensive experience of corporate real estate underwriting, ideally within a bank or specialist lender
- Strong technical credit skills with proven expertise in structuring and underwriting large, complex real estate transactions
- Deep understanding of financial statements, credit risk assessment, and loan structuring for corporate clients
- Demonstrated leadership experience managing and developing underwriting teams
- Excellent decision-making abilities with sound judgment in high-value credit transactions
- Excellent knowledge of real estate market dynamics, asset classes, and lending structures
- Strong stakeholder management, negotiation, and communication skills with the ability to build strong and respectful relationships
Additional Information
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don't hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Recruitment Process
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Corporate Underwriting Director in Cheadle Hulme employer: Together - Loans, Mortgages & Finance
Contact Detail:
Together - Loans, Mortgages & Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate Underwriting Director in Cheadle Hulme
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend events, and engage on platforms like LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can land you that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. We want you to be able to showcase how your experience aligns with their values and goals. Practise common interview questions and have your own ready to show your interest!
✨Tip Number 3
Follow up after interviews! A simple thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds. We recommend mentioning something specific from the interview to make it personal.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Corporate Underwriting Director in Cheadle Hulme
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Corporate Underwriting Director role. Highlight your experience in corporate real estate underwriting and any leadership roles you've held. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you're passionate about this role and how your background makes you the perfect fit. Don’t forget to mention specific experiences that relate to managing teams and complex transactions.
Showcase Your Achievements: When detailing your work history, focus on your achievements rather than just responsibilities. Use numbers and examples to illustrate how you've successfully led teams or improved processes in previous roles. We love seeing quantifiable results!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application directly and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Together - Loans, Mortgages & Finance
✨Know Your Stuff
Make sure you brush up on your corporate real estate underwriting knowledge. Understand the latest trends in the market, and be ready to discuss complex transactions you've handled. This will show that you're not just familiar with the basics but are also well-versed in the nuances of the industry.
✨Showcase Your Leadership Skills
As a Corporate Underwriting Director, you'll need to lead a team. Prepare examples of how you've successfully managed and developed teams in the past. Highlight your ability to foster collaboration and accountability, as this is key to the role.
✨Prepare for Technical Questions
Expect to dive deep into financial models, cash flow analysis, and risk assessments during the interview. Brush up on your technical credit skills and be ready to discuss how you've structured large, complex transactions. This will demonstrate your expertise and confidence in handling high-value credit transactions.
✨Engage with Stakeholders
Since stakeholder management is crucial, think about how you've built strong relationships in previous roles. Be prepared to discuss specific examples where your negotiation and communication skills made a difference. This will show that you can balance customer needs with business objectives effectively.