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- Tasks: Lead credit risk management and develop policies for diverse lending products.
- Company: Join Together, a trusted lender with 50+ years of experience in property finance.
- Benefits: Enjoy 26 days holiday, a birthday day off, and a range of health perks.
- Why this job: Be part of a dynamic team that values diversity and offers impactful work.
- Qualifications: Strong credit risk management knowledge and experience in secured lending required.
- Other info: Flexible working environment with opportunities for professional growth.
The predicted salary is between 43200 - 72000 £ per year.
Company Description Candidates should take the time to read all the elements of this job advert carefully Please make your application promptly. We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to lending. That means we take the time to understand our customers and find a property finance solution that works for them. Our door is always open, so we can often help when other lenders can’t or won’t. Our large produ… JBLK1_UKTJ
Head of Credit Risk employer: TOGETHER FINANCIAL SERVICES LIMITED
Contact Detail:
TOGETHER FINANCIAL SERVICES LIMITED Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit Risk
✨Tip Number 1
Familiarize yourself with the latest trends in credit risk management and the macroeconomic environment. This knowledge will not only help you in interviews but also demonstrate your proactive approach to identifying emerging credit risks.
✨Tip Number 2
Network with professionals in the credit risk field, especially those who have experience in secured lending and specialist mortgage lending. Engaging with industry experts can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss your experience in managing high-performance teams. Highlight specific examples where you've successfully led teams to achieve credit risk objectives, as this is a key aspect of the Head of Credit Risk role.
✨Tip Number 4
Be ready to showcase your communication skills, particularly in conveying complex credit risk concepts to board-level stakeholders. Practice articulating your thoughts clearly and confidently, as this will be crucial in your role.
We think you need these skills to ace Head of Credit Risk
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and qualifications required for the Head of Credit Risk position. Tailor your application to highlight your relevant experience in credit risk management and team leadership.
Highlight Relevant Experience: In your CV and cover letter, emphasize your experience with risk management principles, particularly in secured lending and specialist mortgage lending. Provide specific examples of how you've implemented scoring and advanced data techniques in previous roles.
Showcase Leadership Skills: Since this role involves managing a team, be sure to include details about your experience in developing high-performance teams. Mention any successful projects or initiatives you've led that demonstrate your ability to influence and communicate effectively at the Board level.
Tailor Your Application: Customize your cover letter to reflect Together's values and commitment to diversity and inclusion. Express your enthusiasm for the company’s mission and how your background aligns with their approach to lending and customer service.
How to prepare for a job interview at TOGETHER FINANCIAL SERVICES LIMITED
✨Understand Credit Risk Management
Make sure you have a solid grasp of credit risk management principles, especially across the credit lifecycle. Be prepared to discuss how you've applied these principles in your previous roles and how they can be beneficial for the company.
✨Showcase Your Analytical Skills
Highlight your experience with advanced data and analytical techniques. Be ready to provide examples of how you've implemented scoring systems and how they improved the customer journey in your past positions.
✨Communicate Effectively
As a Head of Credit Risk, you'll need to communicate with the Board and other stakeholders. Practice articulating complex ideas clearly and confidently, demonstrating your ability to influence and engage at all levels.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your ability to identify and manage emerging credit risks. Think about potential risks in the current macroeconomic environment and how you would develop forecasting models to address them.
