Financial Planner (Desk Based) in Edinburgh

The Titan Group provides a broad range of services across the whole wealth value chain – from financial planning, investment management through to platform, trading, settlement and custody services. Its strategy is to offer modular, incremental services to its clients allowing them to adjust their business models as and when they choose to. Titan Wealth Planning (TWP) is a subsidiary of Titan Wealth, focusing on providing best-in-class advice on wealth management, employee benefits, and retirement planning. Our mission is to help businesses and their employees explore, set, and achieve their financial goals.

The purpose of this role is to deliver excellent financial planning, advice, and service to clients via a desk-based service model, servicing existing clients with investable assets of up to £250,000. This department is leading in tech adoption to enhance financial planner and client experiences. This is a growing team, providing a fantastic opportunity for those already within Private Client roles or with a Paraplanning background, who hold the level 4 diploma (essential) and are looking to start their career within Financial Planning. This is a hybrid full-time permanent role (35 hours a week) - 3 days a week working from the office, 2 can be UK home-based.

Job Responsibilities

• A focus on new business development with proactive client contacting to convert legacy clients to our ongoing service proposition.
• Actively engage with and review existing clients to deliver our ongoing service proposition.
• Provide holistic financial planning solutions to private clients across the full suite of financial planning solutions.
• Achieve revenue targets set by the business and regional manager.
• Proactively drive for cross-selling and referring business into other parts of the group.
• Maintain and nurture existing client relationships, identifying and fulfilling new advice needs where appropriate.
• Generate new client enquiries and generate advice income from these.
• Undertake sales and marketing activity in line with local/regional/national plans.
• Provide expert independent advice to designated clients in compliance with relevant regulations and Titan policies and values.
• Maintain ‘Fit and Proper’ status through continuous professional development and suitable development opportunities.
• Ensure that client advice and reports are compliant with company processes and regulatory requirements.
• Deliver a positive client service experience to ensure appropriate client outcomes, client journey, and client communication.
• Establish relationships with other business groups in the Titan group to achieve reciprocal business.
• Develop and maintain good working relationships with external professional connections to develop additional business opportunities.
• Highlight personal training needs to ensure a consistent level of service is offered to the business.
• Perform ad hoc tasks as required, always bearing in mind TCF and the needs of the business.
• Adhere to consumer duty.

Role Requirements

• Experience using Microsoft Word and Excel and Databases.
• Cash Flow Modelling (preferable but not essential).
• Excellent standard of written and verbal communication.
• Technical competence across all areas of financial planning.
• Good decision-making skills.
• Analytical mind and excellent attention to detail.
• Excellent time management skills with an ability to work to deadlines.
• Ability to coach and provide feedback.
• Good technical knowledge and understanding of relevant regulations.
• Essential - Diploma in Regulated Financial Planning (or equivalent).
• Desirable - Advanced Diploma in Financial Planning/Chartered Financial Planner or willingness to progress to this.

Our employees are talented people, distinguished by excellence. You will be able to demonstrate a willingness to embrace the Company values of:

• Creativity – we recognise we need new ways of thinking, learning and doing to improve productivity and efficiency.
• Commitment – we are a team willing to put time, effort and energy into driving change in the organisation.
• Collaboration – we need teamwork amongst ourselves and with partners to generate innovative, efficient and effective solutions.

Some of our benefits:

• Competitive salary
• Private Medical Insurance post probation
• Attractive Employee Pension Scheme (7.5% employer & minimum 3% employee)
• 25 days Annual Leave (plus buy and sell up to 5 days)
• Office Christmas close (3-days)
• Life Assurance
• Health cash plan
• Hybrid working
• Discretionary performance-related bonus
• Employee Assistance Programme
• Lunch and snacks provided in the Bristol office
• Flexible benefits to choose from

The Titan Wealth Group is committed to fostering an inclusive and equitable environment for everyone who works with us. We believe that having a diverse team allows us to create the best possible outcomes for our clients and team members. We strive to provide equal opportunities in all aspects of the workplace.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications and assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans.