At a Glance
- Tasks: Drive business growth in cross-border payments and manage client relationships.
- Company: Join Visa, a global leader in payments technology.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Dynamic role with potential for significant impact in a fast-paced environment.
- Why this job: Be part of a team transforming the future of money movement.
- Qualifications: 5+ years in account management or business development, strong sales skills required.
The predicted salary is between 60000 - 80000 € per year.
About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
Job Description
The Visa Direct team at Visa works on designing, managing, and optimizing products and solutions for moving money using Visa's networks e.g. Visa Direct, Currency Cloud and B2B Connect. These products and services are typically aimed at commercial entities, including corporations, small and medium businesses, governments, and other organizations, but also support P2P transfers and C2B spend on multi-currency accounts. MMS spans across different dimensions of money movement including cross-border transactions, disbursements, money transfers, and more.
The role of Senior Account Manager for FXB is accountable for the development and execution of the functional strategy and aggregate view of their portfolio of clients to ensure the team meets or exceeds its financial (i.e., Net Revenue and Net Income growth) and scorecard goals. This role reports into the Head of Account Management for FXB for Visa Direct in Europe. The position requires strong commercial acumen and account management capabilities to expertly manage revenue, upsell, cross sell and renewal opportunity pipelines. Further responsibilities include client engagement approach, key functional governance, and the application of performance insights to orchestrate delivery of the strategy.
What we expect of you, day to day.
- Overall
- Enable the FXB business to be the growth engine for Visa, by driving business growth at up to 50% p.a. over the next 3-5+ years
- Contribute to building a new business for Visa by entering money movement space where Visa has not previously played and diversify Visa's business from the core consumer payments into global cross-border consumer and business payment flows
- Growth
- Own Net Revenue sales target for your portfolio of FXB clients – for the cluster team and individually
- Originate and deliver on an aggressive sales target for Visa Money Movement capabilities that include Visa Direct Card/Account/Wallet, VXBS and B2BC
- Create and nurture wide network of stakeholders across key players in the region
- Leverage internal and external relationships to develop a robust pipeline of opportunities
- Based on the deep knowledge of the client's situation define best product proposition, while trying to create roadmap for implementation for both
- Work with finance business partners to structure high value, complex commercial deal structures
- Act in a close alignment with Compliance and Risk to enable swift client onboarding
- Revenue
- Own Net Revenue target for their client portfolio
- Execute on signed deals to bring revenue in a timely manner in line with the business plan
- Manage the clients operationally and grow the net revenue generated by the accounts, by upselling on the existing and new MMS capabilities, as well as identifying other business opportunities for Visa Inc
- Optimise customer performance by working with enabling functions, incl Account Management, Marketing, CS, data analytics, VCA, etc.
- How
- Participate in Sales initiatives incl new product roll-outs, opening up new case studies, or scaling Visa's capabilities
- Consult on commercial process improvements to enable better sales and time-to-revenue processes.
This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Qualifications
Basic Qualifications:
- 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD
Preferred Qualifications
- 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
- Self-starter with a bias toward action and proven track record for successfully selling multi-million contracts and managing a sales team to achieve multi-million sales targets
- Background of client/partnerships management, sales, and or business development preferably at a global or multi-market level including disciplined and structured client management to achieve revenue growth
- Excellent problem-solving skills with a strong focus on delivering for clients.
- Highly skilled in commercial and legal deal structures, and business case building
- Excellent listening and communication skills (both verbal and written), and executive presence, must be able to interface with client executives at a C- level
- Ability to explain complex business and technical concepts to audiences in an approachable way to influence and drive adaption
- Highly analytical, able to run analysis of Visa systems and derive commercial insights to grow clients, and develop business development strategies
- Prior experience in cross-border business payments development is a must
- Prior people management experience is a must
- Second language is a plus
- Work experience across multiple European markets is preferred
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Account Manager, Visa Direct (FX & Cross‐Border Payments) in London employer: Tink
Visa is an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration within the payments technology sector. Employees benefit from robust professional growth opportunities, competitive compensation, and a commitment to diversity and inclusion, all while working in a hybrid environment that promotes work-life balance. Joining Visa means being part of a global leader dedicated to uplifting communities through cutting-edge financial solutions.
StudySmarter Expert Advice🤫
We think this is how you could land Account Manager, Visa Direct (FX & Cross‐Border Payments) in London
✨Tip Number 1
Network like a pro! Get out there and connect with people in the payments industry. Attend events, join online forums, and don’t be shy about reaching out to current Visa employees on LinkedIn. You never know who might help you land that interview!
✨Tip Number 2
Prepare for those interviews by knowing your stuff! Research Visa’s products and services, especially around FX and cross-border payments. Be ready to discuss how your experience aligns with their goals and how you can contribute to their growth.
✨Tip Number 3
Showcase your achievements! When you get the chance to chat with recruiters or during interviews, highlight your past successes in account management and sales. Use specific numbers to demonstrate how you’ve driven revenue growth in previous roles.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the Visa team and ready to make an impact in the payments space.
We think you need these skills to ace Account Manager, Visa Direct (FX & Cross‐Border Payments) in London
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Account Manager role. Highlight your experience in managing client relationships and driving revenue growth, as these are key aspects of the job.
Showcase Your Achievements:Don’t just list your responsibilities; share specific achievements that demonstrate your ability to meet sales targets and manage complex deals. Numbers speak volumes, so include metrics where possible!
Be Clear and Concise:Keep your application clear and to the point. Use straightforward language to explain your experience and skills, making it easy for us to see why you’re a great fit for the team.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows your enthusiasm for joining Visa Direct!
How to prepare for a job interview at Tink
✨Know Your Numbers
As an Account Manager, you'll need to demonstrate your understanding of financial metrics. Brush up on key performance indicators like Net Revenue and how they relate to client growth. Be ready to discuss specific examples from your past experience where you successfully met or exceeded sales targets.
✨Understand Visa's Products
Familiarise yourself with Visa's offerings, especially in the FX and cross-border payments space. Knowing the ins and outs of products like Visa Direct and Currency Cloud will help you articulate how you can leverage these solutions for clients. Prepare to discuss how these products can solve real-world problems for businesses.
✨Build a Client-Centric Mindset
Showcase your ability to engage with clients effectively. Think about how you've built relationships in the past and be prepared to share strategies for nurturing stakeholder networks. Highlight your experience in understanding client needs and how you’ve tailored solutions to meet those demands.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving skills and commercial acumen. Practice articulating your thought process when faced with complex client situations. Use the STAR method (Situation, Task, Action, Result) to structure your responses clearly and effectively.