At a Glance
- Tasks: Manage global cash operations and optimise financial risk in a scaling FinTech.
- Company: Join Tillo, a market leader in digital gift card infrastructure.
- Benefits: Enjoy 26 days annual leave, private medical care, and hybrid working.
- Other info: Collaborative culture with a focus on work/life balance and personal growth.
- Why this job: Be part of a dynamic team driving innovation in the rewards industry.
- Qualifications: 5+ years treasury experience in FinTech or similar environments.
The predicted salary is between 70000 - 90000 £ per year.
An experienced Treasury Manager with a track record of implementing treasury controls and processes in a scaling FinTech.
The challenge: To play a vital role in managing the company's treasury operations, ensuring optimal cash management and financial risk mitigation.
Where you’ll work: This role will be based in our Hove or London Office 2 days a week.
Job Summary: As Tillo continues to scale its global footprint, we are seeking a highly analytical, hands-on Treasury Manager to take immediate ownership of our global cash operations, capital structures, and advanced liquidity forecasting frameworks. Operating within a high-volume fintech ecosystem driven by complex client floats and commercial brand credit mechanics, this high-visibility role requires an exceptional finance professional. You will be responsible for mastering intricate operational fund flows, establishing an airtight daily cash positioning rhythm, and designing rigorous compliance frameworks to optimise our capital structure and support corporate initiatives.
Day to day this role will:
- Establish Daily Cash Positioning: Run tight, daily global cash positioning across multiple legal entities and currencies to ensure flawless operational execution and strategic cash movements.
- Optimise Working Capital: Manage and monitor the delicate balance of client floats and pre-funded brand credit cycles, ensuring daily funding availability without creating operational pinches.
- Own Rolling Forecasts: Build, maintain, and stress-test robust 13-week and 12-month rolling cash flow models to accurately project working capital needs and corporate funding liquidity.
- Design and maintain strict treasury controls to track client fund flows, ensuring clear visibility, risk mitigation, and operational segregation between corporate liquidity and client cash.
- Take full operational ownership of corporate credit facilities, confidently managing drawing mechanics, optimal utilisation, and repayment cycles.
- Establish and maintain comprehensive financial compliance frameworks, including the proactive calculation of leverage/liquidity ratios and performance tracking against structured internal and external benchmarks.
- Translate complex treasury positions, liquidity profiles, and capital efficiency metrics into clear, actionable insights directly for the Head of FP&A and the CFO.
- Act as the lead / super-user for global corporate banking portals, owning user permissions, secure validation controls, and navigating international payment rails (SEPA, ACH, SWIFT).
- Design and execute corporate foreign exchange (FX) hedging strategies to protect commercial margins against currency volatility as international volume scales.
- Evaluate, select, and onboard tier-1 global banking partners to support Tillo's expansion into new international markets and currencies.
- Once daily operations and reporting are thoroughly optimised, evaluate the long-term treasury technology roadmap, including the potential selection and phased implementation of a Treasury Management System (TMS).
What we’re looking for:
- 5+ years of progressive treasury experience, operating as a heavy Individual Contributor or Manager within a private equity backed environment (mid size tier firm).
- Direct experience in FinTech, payments, marketplaces, or scale-ups where managing highly complex, multi-currency transactional fund flows is a core operational reality.
- Proven experience hands-on managing corporate financing facilities (e.g., RCFs or revolving credit lines), calculating complex financial covenants, and delivering formal reporting packages.
- Exceptional financial modelling skills with a proven track record of building and running 13-week rolling cash forecasts and daily cash positioning frameworks from scratch.
- A strong conceptual and practical understanding of working capital optimisation, specifically dealing with client pre-funding, floats, and commercial vendor credit terms.
- Deep knowledge of corporate banking platforms, international payment rails (ACH, SEPA, SWIFT), and executing commercial FX hedging strategies.
- Exceptional stakeholder management skills with the confidence to act as a trusted advisor to the CFO and Head of FP&A on critical liquidity and capital decisions.
Benefits:
- Enhanced annual leave of 26 days per annum.
- Private Medical care through Vitality.
- Employee Incentive Scheme.
- Access to Tillo’s Storefront with discounts & gift card vouchers.
- Hybrid Working.
- Top spec equipment including laptop, mouse, keyboard, monitor.
- Anniversary gifts.
- Monthly breakfasts, drinks, snacks and events.
- Team Learning & Development budget.
Diversity, Equity, and Inclusion Statement: We are committed to fostering a diverse and inclusive workplace where everyone feels valued and respected. We welcome applications from individuals of all backgrounds, regardless of age, disability, gender identity, marital status, race, ethnicity, religion or belief, sex, or sexual orientation. If you require any reasonable adjustments during the recruitment process, please let us know, and we will be happy to accommodate your needs.
Treasury Manager employer: Tillo
Tillo is an exceptional employer located in the vibrant Greater London area, offering a dynamic work culture that fosters innovation and collaboration. With a strong focus on employee growth, Tillo provides ample opportunities for professional development and advancement within the B2B SaaS sector. The hybrid work policy allows for flexibility, ensuring a healthy work-life balance while driving significant revenue growth in a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Treasury Manager
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Tillo. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Treasury Manager
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Tillo.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Tillo's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Tillo
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Tillo.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Tillo will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Tillo employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
