EUI Senior Credit Risk Specialist

Responsibilities

The EUI Revenue Management Team is in charge of the full O2C process, from credit risk assessment to contract review, payment terms assignment, billing queries and adjustments (including rebates and incentives), account suspensions and re-activations, overdue management and reduction, amicable collection and legal action, bad debt accruals, and write-offs. TikTok is seeking a stellar Senior Credit Risk Analyst to join our London office. In this role, you will handle credit assessments and mitigate credit risk, maintain credit control systems, take over bad debt rate goals among other responsibilities. The new hire will play an integral role in assisting with credit management decisions and will act as a business partner to balance credit risks and business growth.

Demonstrate big picture thinking and capabilities to perform EUI regional level credit control work. Implement global credit risk policies into regional operations, tailoring processes to comply with EUI-specific regulations and risk status; oversee and audit end-to-end credit risk governance and own end-to-end operational management. Review credit line application forms and perform credit risk assessments in a timely fashion, balancing the need to move quickly to support Ads business with the need to assess risk for TikTok. Proactively monitor and evaluate risk on an ongoing basis, anticipating and mitigating potential risks and escalating red flags to key stakeholders. Identify high-risk customers and conduct necessary due diligence and on-site interviews. Respond quickly to any emergency and special cases. Deliver credit reports to serve business needs. Maintain an effective partnership with Sales, Operations and Finance departments and make recommendations on process improvements. Other credit-related tasks, such as methodology discussion within the global credit control team, cross-functional collaboration on collection matters. Adapt quickly to shifting priorities by managing and delivering ad hoc projects. Proactively schedule and participate in face-to-face meetings to build relationships and advance business objectives with key agencies and key accounts.

Qualifications

Minimum Qualifications:

• Bachelor's degree or higher in Business Administration, Finance, Economics, Accounting or related discipline
• At least 5 years of experience in corporate credit risk management, and ideally familiarity with the digital advertising industry
• Excellent communication & negotiation skills
• Good analytical and interpersonal skills
• High level of integrity and discretion to handle confidential information

Preferred Qualifications:

• Credit risk management experience in a fast-paced and large Media / Tech company
• Prior experience with Key Account (KA) clients and advertising agencies

About TikTok

TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.

Why Join Us

Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day. We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an 'Always Day 1' mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us.

Diversity & Inclusion

TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.