At a Glance
- Tasks: Lead compliance for credit broker licenses across multiple EU countries and ensure regulatory adherence.
- Company: Join a global payment leader focused on innovation and compliance.
- Benefits: Attractive salary, flexible working options, and opportunities for professional growth.
- Other info: Dynamic role with potential for career advancement in a fast-paced environment.
- Why this job: Make a significant impact in the fintech space while ensuring compliance across Europe.
- Qualifications: 5+ years in compliance with strong knowledge of EU/UK financial regulations.
The predicted salary is between 70000 - 90000 £ per year.
Location: London
Employment Type: Regular
Job Code: A256713
Responsibilities
- Regulatory Licensing & Authorization – lead end‑to‑end credit broker and lender license applications in Germany, France, Italy, Spain, Netherlands, and UK for BNPL, personal loans, and merchant financing; manage FCA Temporary Permissions Regime registration for Deferred Payment Credit by 15 May 2026; coordinate with national regulators (BaFin, ACPR, OAM, Bank of Spain, AFM, FCA); maintain license compliance, including renewals, reporting and supervision; monitor PSD3/PSR and CCD2 implementation; ensure FOS jurisdiction compliance for all regulated credit agreements.
- Channel Partnership Compliance – develop and implement compliance frameworks for the bank partnership model, specifying roles and liabilities for BNPL, personal loan and merchant financing; establish due‑diligence, monitoring and audit processes for banks, payment processors and merchant onboarding providers; ensure compliance with FCA third‑party reporting rules (March 2027) and EU outsourcing guidelines; negotiate contractual compliance provisions and oversee merchant due‑diligence and monitoring.
Qualifications
- Minimum: 5+ years of compliance experience in consumer lending, payments or BNPL; proven track record of obtaining and maintaining credit broker or payment services licences in at least two EU jurisdictions; hands‑on fintech‑bank partnership experience; deep knowledge of EU and UK financial services regulation; strong project management and communication skills.
- Preferred: Bachelor’s degree in Law, Business, Finance or related field; professional certifications such as CRCM, CCP, CPCO; experience launching BNPL or POS financing in EU/UK markets; knowledge of RegTech and compliance management systems; experience with FOS complaints handling and regulatory examinations.
Business Compliance Officer, UK & EU - Global Payment employer: TikTok
At TikTok, we pride ourselves on being an exceptional employer in Greater London, offering a vibrant and inclusive work culture that celebrates diversity and creativity. Our employees benefit from extensive growth opportunities, including workshops and mentorship programmes, designed to enhance their skills and career progression. Join us to be part of a dynamic team that values unique perspectives and fosters meaningful relationships within the livestream ecosystem.
StudySmarter Expert Advice🤫
We think this is how you could land Business Compliance Officer, UK & EU - Global Payment
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like TikTok looking for candidates who are engaged and informed.
We think you need these skills to ace Business Compliance Officer, UK & EU - Global Payment
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at TikTok. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at TikTok
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with TikTok’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
