At a Glance
- Tasks: Manage liquidity, capital, and cash flow while supporting strategic initiatives.
- Company: Join Tide, a leading fintech transforming small business banking.
- Benefits: Competitive salary, generous leave, health insurance, and learning opportunities.
- Other info: Flexible work model with a focus on innovation and collaboration.
- Why this job: Be part of a dynamic team driving financial excellence and growth.
- Qualifications: 2+ years in treasury management and strong communication skills required.
The predicted salary is between 60000 - 75000 £ per year.
ABOUT TIDE
At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide is transforming the small business banking market with over 1.8 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love.
Tide facts:
- Tide is available for UK, Indian, German and French SMEs
- Over 1.8 million members: 800,000 UK and 1,000,000 in India and growing rapidly
- Over $300 million raised in funding
- Over 2,500 Tideans globally - we’re diversity champions!
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, and in Berlin, Paris and Luxembourg.
ABOUT THE TEAM
The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations. Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.
ABOUT THE ROLE
As the Senior Treasury Analyst - Strategy & Planning, you will play a crucial role in the team to maintain our financial health, ensure efficient liquidity and capital utilisation, and drive our growth. Your responsibilities will include:
- Liquidity and capital management
- Support liquidity and capital management activities and decisions across multiple entities, currencies, and business lines
- Support strategic initiatives in line with the company growth models
- Partner with FP&A and Risk to build resilient liquidity and capital structures that support regulatory and operational needs
- Cash Monitoring & Forecasting
- Manage and monitor daily global cash positioning and weekly forecasting
- Develop and maintain cash flow models that support product expansion and business planning
- FX & Interest Rate Risk Management
- Monitor, assess, and manage FX and interest rate exposures across a multi-currency ecosystem
- Oversee hedging strategies and policies in line with fintech-specific risk profiles
- Business Support, Flow of Funds Structuring and New Product Review
- Provide treasury input into risk assessments for new launches—covering liquidity, funding, currency risk, and treasury ops implications
- Act as the treasury voice in cross-functional product development squads
- Policy Ownership & Governance
- Support the maintenance of robust treasury policies for liquidity, FX, interest rate risk, and capital management
- Ensure fintech treasury processes align with regulatory standards and internal control frameworks
- Corporate Debt & Intra-Group Funding
- Support the Treasurer and the CFO with the analysis and the execution of debt financing strategies to fund growth and strategic initiatives
- Manage intra-group funding arrangements including pricing, documentation, and tracking
WHAT WE ARE LOOKING FOR
- Minimum of 2 years of experience with Treasury liquidity and capital management
- Prior experience in financial services – preferably in technology-driven & scale‑up environments preferred
- Knowledge of cash-flow forecasting and flow of funds
- Self-starter, independent and extreme ownership mentality
- Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
- Experience working within a dynamic and strong paced environment
- Excellent communication and stakeholder management skills
WHAT YOU'LL GET IN RETURN
- Competitive Compensation - competitive salary and share options
- Time Off – Generous annual leave on top of bank holidays
- Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey
- Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide
- Health Insurance – Private family insurance with additional OPD coverage and top‑up options
- Life & Accident Cover – Comprehensive accidental and life insurance protection
- Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops
- Volunteering & Development Days – Paid days annually for volunteering or personal growth
- Learning & Development – Annual budget for books, courses, coaching, and more
- Work Outside the Office – Work from abroad for up to 90 days annually
- Home Office Setup – Contribution towards setting up your home office
- Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement
- Snacks & Meals – Office perks with snacks, coffee, tea, and lunch (location dependent)
TIDEAN WAYS OF WORKING
At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. For this role, we recommend a minimum of 8 working days on-site each month.
TIDE IS A PLACE FOR EVERYONE
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
Senior Treasury Analyst - Strategy & Planning employer: Tide
At Tide, we pride ourselves on being an exceptional employer that champions diversity and innovation in the heart of Central London. Our flexible workplace model supports both in-person collaboration and remote work, fostering a vibrant culture where every Tidean can thrive. With generous benefits including competitive compensation, extensive parental leave, and dedicated learning and development opportunities, we empower our employees to grow while making a meaningful impact in the small business banking sector.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Treasury Analyst - Strategy & Planning
✨Tip Number 1
Network like a pro! Reach out to current or former Tide employees on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by understanding Tide's mission and values. Show us how your experience aligns with helping SMEs save time and money. Tailor your answers to reflect our goals!
✨Tip Number 3
Practice your financial analysis skills! Be ready to discuss liquidity management and cash flow forecasting. We want to see that you can think critically about financial strategies in a fast-paced environment.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the Tide team.
We think you need these skills to ace Senior Treasury Analyst - Strategy & Planning
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Treasury Analyst role. Highlight your experience in liquidity and capital management, and don’t forget to mention any relevant financial services background. We want to see how you can contribute to our mission!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about working at Tide and how your skills align with our goals. Be genuine and let us know what excites you about the role and our company.
Showcase Your Skills:Don’t hold back on showcasing your skills! If you’ve got experience with BI reporting tools or cash flow forecasting, make sure to highlight that. We love candidates who can bring valuable insights to our team!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and get you into our system quickly. Plus, it shows you’re keen on joining the Tide family!
How to prepare for a job interview at Tide
✨Know Your Numbers
As a Senior Treasury Analyst, you'll be dealing with liquidity and capital management. Brush up on your financial metrics and be ready to discuss how you've used data to drive decisions in previous roles. This shows you understand the importance of numbers in strategic planning.
✨Understand the Business
Familiarise yourself with Tide's mission and the SME landscape. Be prepared to discuss how your experience aligns with their goals of helping SMEs save time and money. Showing that you understand their business model will impress the interviewers.
✨Prepare for Scenario Questions
Expect questions about how you would handle specific treasury challenges, like managing FX risks or cash flow forecasting. Think of examples from your past experiences where you successfully navigated similar situations, as this will demonstrate your problem-solving skills.
✨Showcase Your Communication Skills
Since the role involves stakeholder management, be ready to discuss how you've effectively communicated complex financial concepts to non-financial teams. Highlighting your ability to bridge the gap between finance and other departments will be key.
