At a Glance
- Tasks: Manage liquidity, capital, and cash flow while supporting strategic initiatives.
- Company: Join Tide, a leading fintech transforming small business banking.
- Benefits: Enjoy competitive pay, generous leave, health insurance, and learning opportunities.
- Other info: Flexible work model with a focus on innovation and community.
- Why this job: Be part of a dynamic team driving financial excellence and growth.
- Qualifications: 2+ years in treasury management and strong communication skills required.
The predicted salary is between 60000 - 75000 £ per year.
ABOUT TIDE
At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide is transforming the small business banking market with over 1.8 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love.
Tide facts:
- Tide is available for UK, Indian, German and French SMEs
- Over 1.8 million members: 800,000 UK and 1,000,000 in India and growing rapidly
- Over $300 million raised in funding
- Over 2,500 Tideans globally - we’re diversity champions!
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, and in Berlin, Paris and Luxembourg.
ABOUT THE TEAM
The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations. Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.
ABOUT THE ROLE
As the Senior Treasury Analyst - Strategy & Planning, you will play a crucial role in the team to maintain our financial health, ensure efficient liquidity and capital utilisation, and drive our growth. Your responsibilities will include:
- Liquidity and capital management
- Support liquidity and capital management activities and decisions across multiple entities, currencies, and business lines
- Support strategic initiatives in line with the company growth models
- Partner with FP&A and Risk to build resilient liquidity and capital structures that support regulatory and operational needs
- Cash Monitoring & Forecasting
- Manage and monitor daily global cash positioning and weekly forecasting
- Develop and maintain cash flow models that support product expansion and business planning
- FX & Interest Rate Risk Management
- Monitor, assess, and manage FX and interest rate exposures across a multi-currency ecosystem
- Oversee hedging strategies and policies in line with fintech-specific risk profiles
- Business Support, Flow of Funds Structuring and New Product Review
- Provide treasury input into risk assessments for new launches—covering liquidity, funding, currency risk, and treasury ops implications
- Act as the treasury voice in cross-functional product development squads
- Policy Ownership & Governance
- Support the maintenance of robust treasury policies for liquidity, FX, interest rate risk, and capital management
- Ensure fintech treasury processes align with regulatory standards and internal control frameworks
- Corporate Debt & Intra-Group Funding
- Support the Treasurer and the CFO with the analysis and the execution of debt financing strategies to fund growth and strategic initiatives
- Manage intra-group funding arrangements including pricing, documentation, and tracking
WHAT WE ARE LOOKING FOR
- Minimum of 2 years of experience with Treasury liquidity and capital management
- Prior experience in financial services – preferably in technology-driven & scale‑up environments preferred
- Knowledge of cash-flow forecasting and flow of funds
- Self-starter, independent and extreme ownership mentality
- Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
- Experience working within a dynamic and strong paced environment
- Excellent communication and stakeholder management skills
WHAT YOU'LL GET IN RETURN
- Competitive Compensation - competitive salary and share options
- Time Off – Generous annual leave on top of bank holidays
- Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey
- Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide
- Health Insurance – Private family insurance with additional OPD coverage and top‑up options
- Life & Accident Cover – Comprehensive accidental and life insurance protection
- Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops
- Volunteering & Development Days – Paid days annually for volunteering or personal growth
- Learning & Development – Annual budget for books, courses, coaching, and more
- Work Outside the Office – Work from abroad for up to 90 days annually
- Home Office Setup – Contribution towards setting up your home office
- Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement
- Snacks & Meals – Office perks with snacks, coffee, tea, and lunch (location dependent)
TIDEAN WAYS OF WORKING
At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. For this role, we recommend a minimum of 8 working days on-site each month.
TIDE IS A PLACE FOR EVERYONE
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
Senior Treasury Analyst - Strategy & Planning in London employer: Tide
At Tide, we pride ourselves on being an exceptional employer that champions diversity and innovation in the heart of Central London. Our flexible workplace model supports both in-person and remote work, fostering a collaborative culture where every Tidean can thrive. With generous benefits including competitive compensation, extensive parental leave, and dedicated learning and development opportunities, we empower our employees to grow while making a meaningful impact in the small business banking sector.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Treasury Analyst - Strategy & Planning in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with current Tide employees on LinkedIn. A personal introduction can make all the difference when it comes to landing that interview.
✨Tip Number 2
Prepare for the interview by researching Tide’s mission and values. Understand how your skills in liquidity management and cash flow forecasting can contribute to their goals. Show them you’re not just another candidate, but someone who truly gets what they’re about!
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience aligns with the Senior Treasury Analyst role. Highlight your self-starter attitude and ownership mentality—Tide loves candidates who take initiative and can thrive in a dynamic environment.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Tide team. Let’s get you on board!
We think you need these skills to ace Senior Treasury Analyst - Strategy & Planning in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Treasury Analyst role. Highlight your experience in liquidity and capital management, and don’t forget to mention any relevant financial services background. We want to see how you can contribute to our mission!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about working at Tide and how your skills align with our goals. Be genuine and let us know what excites you about the role.
Showcase Your Analytical Skills:As a Treasury Analyst, analytical skills are key. In your application, provide examples of how you've used data-driven decisions in past roles. We love seeing how you’ve tackled challenges and contributed to financial excellence!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Tide
✨Know Your Numbers
As a Senior Treasury Analyst, you'll be dealing with liquidity and capital management. Brush up on your financial metrics and be ready to discuss how you've optimised cash flow in previous roles. Use specific examples to demonstrate your expertise.
✨Understand the Business
Familiarise yourself with Tide's mission and the SME landscape. Be prepared to discuss how your role can support their growth objectives. Showing that you understand the company's goals will set you apart from other candidates.
✨Showcase Your Analytical Skills
You'll need to manage cash monitoring and forecasting, so be ready to talk about your experience with BI reporting tools like Looker or Power BI. Bring examples of how you've used data to drive decisions in past roles.
✨Communicate Effectively
Strong communication and stakeholder management skills are key for this role. Practice articulating complex financial concepts in simple terms. This will help demonstrate your ability to collaborate across teams and ensure everyone is on the same page.
