At a Glance
- Tasks: Lead KYC policy development and ensure compliance across UK and EU markets.
- Company: Join Tide, a dynamic fintech helping SMEs thrive with innovative solutions.
- Benefits: Enjoy 25 days leave, health perks, flexible work, and personal development budget.
- Other info: Opportunity for career growth in a supportive and collaborative team.
- Why this job: Make a real impact in financial compliance while working in a diverse and inclusive environment.
- Qualifications: Experience in risk and compliance, strong communication skills, and knowledge of financial crime regulations.
The predicted salary is between 60000 - 75000 £ per year.
ABOUT TIDE
At Tide we help SMEs save time and money by offering business accounts and a set of connected administrative solutions from invoicing to accounting.
ABOUT THE ROLE
As a KYC Policy and Procedure Manager, you will report to the Head of KYC Policy and Procedure Europe (UK & EU) and support the definition and implementation of 1st Line of Defence policies and procedures within the KYC organisation, covering the UK and EU (main focus on Italy, Germany, France, Luxembourg).
RESPONSIBILITIES
- Assist in interpreting financial crime regulations and advising on Tide’s compliance approach for the UK and EU (with main focus on Italy).
- Contribute to the drafting and maintenance of KYC policies and procedures.
- Review and assess current processes for policy adherence and collaborate on necessary changes.
- Support the KYC Product function to ensure regulatory and policy compliance in new product development for the UK and EU markets.
- Work closely with the 2nd Line of Defence to agree on policy changes and constructively challenge recommendations.
- Assist in audits and oversight from banking partners.
- Collaborate with 2LoD Compliance to implement new regulatory requirements within KYC for the UK and EU.
QUALIFICATIONS
- Experience in a 1st Line of Defence function, Risk & Compliance, or Internal Audit.
- In-depth knowledge of financial crime regulations and ability to stay updated with regulatory changes in the UK and EU (Italy – main responsibility, Germany, France, Luxembourg). Familiarity with 4AMLD-6AMLD.
- Pragmatic approach to balancing regulatory requirements with customer service and commercial objectives.
- Strong communication skills to articulate regulatory risks and trade‑offs in processes and procedures.
- Ability to draft clear, concise, and easy‑to‑understand policies and procedures.
- Experience in challenging senior stakeholders and maintaining robustness under challenge.
- Background in business banking within a BaFin, AMF, CSSF, or Banca d’Italia–regulated environment, with experience in FinTech being a plus.
- Enthusiastic about delivering excellent service to members while managing risks effectively.
- Working knowledge of Italian language is a great advantage.
BENEFITS
- 25 days paid annual leave
- 3 paid days off for volunteering or L&D activities
- Extended maternity and paternity leave covered by the company
- Personal L&D budget
- Additional health & dental insurance
- Mental wellbeing platform
- Fully covered Multisports card
- Food vouchers
- Snacks, light food, drinks in the office
- WFH equipment allowance
- Flexible working from home
- Sabbatical Leave
- Transportation bonus to cover office commute under the hybrid work arrangement
TIDE IS A PLACE FOR EVERYONE
At Tide we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently‑abled status. We celebrate diversity in our workforce as a cornerstone of our success.
KYC Policy Lead — UK & EU Compliance & Risk in London employer: Tide
At Tide, we pride ourselves on being an exceptional employer that values diversity and fosters a supportive work culture. Our KYC Policy Lead role offers not only competitive benefits such as generous leave policies and personal development budgets but also the opportunity to work in a dynamic environment where your contributions directly impact our compliance strategies across the UK and EU. With a strong emphasis on employee growth and well-being, Tide is committed to creating a workplace where every team member can thrive and make a meaningful difference.
StudySmarter Expert Advice🤫
We think this is how you could land KYC Policy Lead — UK & EU Compliance & Risk in London
✨Tip Number 1
Network like a pro! Reach out to people in the KYC and compliance space on LinkedIn. Join relevant groups and engage in discussions. You never know who might have a lead on your dream job!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of financial crime regulations, especially those relevant to the UK and EU. Be ready to discuss how you can balance compliance with excellent customer service.
✨Tip Number 3
Showcase your communication skills! During interviews, articulate your thoughts clearly and confidently. Use examples from your past experiences to demonstrate how you've tackled challenges in policy adherence.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in being part of the Tide team.
We think you need these skills to ace KYC Policy Lead — UK & EU Compliance & Risk in London
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the KYC Policy Lead role. Highlight your experience in financial crime regulations and compliance, especially focusing on the UK and EU markets. We want to see how your background aligns with our needs!
Showcase Your Communication Skills:Since strong communication is key for this role, use clear and concise language in your application. Demonstrate your ability to articulate complex regulatory risks and trade-offs effectively. Remember, we love straightforward and easy-to-understand writing!
Highlight Relevant Experience:Don’t forget to emphasise your experience in a 1st Line of Defence function or similar roles. Share specific examples of how you've contributed to policy drafting and compliance processes. We’re looking for candidates who can hit the ground running!
Apply Through Our Website:We encourage you to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it shows you’re keen on joining the Tide team!
How to prepare for a job interview at Tide
✨Know Your Regulations
Make sure you brush up on the latest financial crime regulations, especially those relevant to the UK and EU. Being able to discuss 4AMLD-6AMLD and how they impact KYC policies will show that you're not just familiar with the rules but also understand their practical implications.
✨Showcase Your Communication Skills
Prepare to articulate complex regulatory risks in a clear and concise manner. Think of examples where you've had to explain compliance issues to non-experts or challenge senior stakeholders. This will demonstrate your ability to communicate effectively within a KYC context.
✨Be Ready to Collaborate
Since the role involves working closely with various teams, think of instances where you've successfully collaborated with others, particularly in a compliance or risk environment. Highlight your experience in balancing regulatory requirements with customer service to show you're a team player.
✨Prepare for Scenario Questions
Expect questions that ask how you would handle specific compliance scenarios or policy changes. Prepare by thinking through potential challenges in KYC processes and how you would address them, especially in relation to the markets you'll be focusing on, like Italy, Germany, and France.
