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- Tasks: Lead treasury planning and strategy to optimise financial resources and drive growth.
- Company: Join Tide, a fast-growing fintech empowering small businesses worldwide.
- Benefits: Flexible working, share options, health insurance, and generous holiday allowance.
- Why this job: Make a real impact on financial strategies that support business success.
- Qualifications: 9+ years in treasury with strong leadership and financial services experience.
- Other info: Dynamic team environment with opportunities for professional development and career growth.
The predicted salary is between 43200 - 72000 £ per year.
Lead, Treasury Planning and Strategy (Senior Manager)
Location: United Kingdom
ABOUT TIDE
At Tide, we are building a business management platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.
Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2,000 employees.
Tide is rapidly growing, expanding into new products and markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.
ABOUT THE TEAM
The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company\’s financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations.
Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.
ABOUT THE ROLE
As the Lead of Treasury Planning & Strategy, you will play a crucial role in the team to maintain our financial health, ensure efficient liquidity and capital utilisation, and drive our growth. Your responsibilities will include:
Liquidity & Capital Management
- Own liquidity and capital management activities and decisions across multiple entities, currencies, and business lines
- Optimise capital and liquidity usage and drive strategic initiatives in line with the company growth models
- Partner with FP&A and Risk to build resilient capital structures that support regulatory and operational needs
Cash Monitoring & Forecasting
- Manage daily global cash positioning and weekly forecasting
- Leverage analytics to enhance cash utilization and ensure funding efficiency across payment rails and customer flows
- Provide insights on idle cash, sweep structures, and optimisation opportunities
- Develop and maintain cash flow models that support product expansion and business planning
- Monitor, assess, and manage FX and interest rate exposures across a multi-currency ecosystem
- Implement and oversee hedging strategies and policies in line with fintech-specific risk profiles
- Liaise with banking and trading partners to optimise execution and reporting
Business Support, Flow of Funds Structuring and New Product Review
- Work closely with Product Managers (e.g. Payments, Lending etc) to structure efficient flow of funds mechanisms across new and existing offerings
- Provide treasury input into risk assessments for new launches—covering liquidity, funding, currency risk, and treasury ops implications
- Act as the treasury voice in cross-functional product development squads
Policy Ownership & Governance
- Develop and maintain robust treasury policies for liquidity, FX, interest rate risk, and capital management
- Ensure fintech treasury processes align with regulatory standards and internal control frameworks
Corporate Debt & Intra-Group Funding
- Support the Treasurer and the CFO with the analysis and the execution of debt financing strategies to fund growth and strategic initiatives
- Manage intra-group funding arrangements including pricing, documentation, and tracking
Ad-Hoc Strategic Analysis
- Conduct high-impact, time-sensitive analysis to support the CEO and CFO with strategic decisions
- Prepare insights and recommendations for risk committees, board presentations, and external stakeholders
WHAT ARE WE LOOKING FOR
- Experience (9+ years) in Treasury, within liquidity and capital management
- Prior experience in financial services – preferably in technology-driven & scale-up environments preferred
- Strong knowledge of cash forecasting, capital management and related regulatory requirements
- Experience managing and leading teams – ideally across multiple locations
- Self-starter, independent and extreme ownership mentality
- Experience overseeing controls and mitigating financial risks
- Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
- Excellent communication and stakeholder management skills
WHAT YOU WILL GET IN RETURN
- Flexible working options
- Share options
- Group Life Insurance
- Vitality Health Insurance, with a proactive focus on mental and physical wellbeing
- 25 days holiday with the ability to buy extra days
- 3 days for L&D or volunteering time off per year
- We invest in your development with a £1,000 professional L&D budget per year (may be lower for A1-A2 folks in India Region, UK/ Europe Region and PCS UK sales team)
- Pension contributions: Tide will pay contributions into your pension each pay period (3.00% of qualifying earnings; capped at £44,030)
- If you salary sacrifice at least the minimum contribution (5% of banded earnings), Tide will boost its contribution to 4% of banded earnings
- Access to salary sacrifice benefits such as nursery and cycle-to-work programs
- Spacious brand-new office near Old Street with an all-day snacks bar
- Enhanced family-friendly leave
- Sabbatical leave
TIDEAN WAYS OF WORKING
At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.
TIDE IS A PLACE FOR EVERYONE
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.
We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
We thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members\\\’ diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.
Disclaimer
It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that Tide does not charge any fees at any stage of the recruitment process. All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel. Communication from Tide will only come from an official @tide.co email address. Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please report it to talent@tide.co. Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.
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Lead, Treasury Planning and Strategy (Senior Manager) employer: Tide
Contact Detail:
Tide Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead, Treasury Planning and Strategy (Senior Manager)
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and treasury sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings at companies like Tide.
✨Tip Number 2
Prepare for those interviews by brushing up on your knowledge of liquidity and capital management. Be ready to discuss how you can optimise financial resources and drive strategic initiatives. Show them you’re not just a fit for the role, but a perfect match for their mission!
✨Tip Number 3
Don’t forget to showcase your leadership skills! If you’ve managed teams before, share those experiences. Talk about how you’ve led projects or initiatives that align with the responsibilities of the Lead, Treasury Planning and Strategy role.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Tide team. Let’s make it happen together!
We think you need these skills to ace Lead, Treasury Planning and Strategy (Senior Manager)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Lead, Treasury Planning and Strategy role. Highlight your experience in liquidity and capital management, and don’t forget to showcase any relevant achievements that align with our mission at Tide.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about empowering small businesses and how your background makes you a perfect fit for our Treasury team. Keep it concise but impactful!
Showcase Your Analytical Skills: Since this role involves cash monitoring and forecasting, be sure to highlight your analytical skills. Mention any tools you’ve used, like BI reporting tools, and provide examples of how you’ve leveraged analytics in past roles.
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s the easiest way for us to keep track of your application and ensure it reaches the right people. Good luck!
How to prepare for a job interview at Tide
✨Know Your Numbers
As a candidate for the Lead, Treasury Planning and Strategy role, it's crucial to be well-versed in liquidity and capital management metrics. Brush up on key financial ratios and cash flow models relevant to Tide's operations, as this will demonstrate your expertise and readiness to contribute from day one.
✨Showcase Your Strategic Mindset
Prepare to discuss how you've previously optimised capital usage and managed financial risks. Use specific examples that highlight your ability to align financial strategies with business objectives, especially in tech-driven environments. This will show that you understand the strategic importance of the treasury function.
✨Familiarise Yourself with Regulatory Standards
Since the role involves ensuring compliance with regulatory requirements, make sure you can speak knowledgeably about relevant regulations in the fintech space. Being able to articulate how you've navigated these in past roles will set you apart as a candidate who can maintain robust governance.
✨Engage with Cross-Functional Collaboration
Tide values collaboration across teams, so be ready to discuss how you've worked with product managers and other stakeholders in previous positions. Highlight any experiences where your treasury insights influenced product development or risk assessments, showcasing your ability to be a treasury voice in cross-functional settings.
