At a Glance
- Tasks: Manage liquidity, capital, and cash flow while supporting strategic initiatives.
- Company: Join Tide, a leading fintech transforming small business banking.
- Benefits: Enjoy competitive pay, generous leave, health insurance, and learning opportunities.
- Other info: Flexible work model with a focus on collaboration and diversity.
- Why this job: Be part of a dynamic team driving financial excellence and growth.
- Qualifications: 2+ years in treasury management and strong communication skills required.
The predicted salary is between 60000 - 75000 £ per year.
ABOUT TIDE
At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide is transforming the small business banking market with over 1.8 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love.
Tide facts:
- Tide is available for UK, Indian, German and French SMEs
- Over 1.8 million members: 800,000 UK and 1,000,000 in India and growing rapidly
- Over $300 million raised in funding
- Over 2,500 Tideans globally - we’re diversity champions!
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, and in Berlin, Paris and Luxembourg.
ABOUT THE TEAM
The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations. Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.
ABOUT THE ROLE
As the Senior Treasury Analyst - Strategy & Planning, you will play a crucial role in the team to maintain our financial health, ensure efficient liquidity and capital utilisation, and drive our growth. Your responsibilities will include:
- Liquidity and capital management
- Support liquidity and capital management activities and decisions across multiple entities, currencies, and business lines
- Support strategic initiatives in line with the company growth models
- Partner with FP&A and Risk to build resilient liquidity and capital structures that support regulatory and operational needs
- Cash Monitoring & Forecasting
- Manage and monitor daily global cash positioning and weekly forecasting
- Develop and maintain cash flow models that support product expansion and business planning
- FX & Interest Rate Risk Management
- Monitor, assess, and manage FX and interest rate exposures across a multi-currency ecosystem
- Oversee hedging strategies and policies in line with fintech-specific risk profiles
- Business Support, Flow of Funds Structuring and New Product Review
- Provide treasury input into risk assessments for new launches—covering liquidity, funding, currency risk, and treasury ops implications
- Act as the treasury voice in cross-functional product development squads
- Policy Ownership & Governance
- Support the maintenance of robust treasury policies for liquidity, FX, interest rate risk, and capital management
- Ensure fintech treasury processes align with regulatory standards and internal control frameworks
- Corporate Debt & Intra-Group Funding
- Support the Treasurer and the CFO with the analysis and the execution of debt financing strategies to fund growth and strategic initiatives
- Manage intra-group funding arrangements including pricing, documentation, and tracking
WHAT WE ARE LOOKING FOR
- Minimum of 2 years of experience with Treasury liquidity and capital management
- Prior experience in financial services – preferably in technology-driven & scale‑up environments preferred
- Knowledge of cash-flow forecasting and flow of funds
- Self-starter, independent and extreme ownership mentality
- Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
- Experience working within a dynamic and strong paced environment
- Excellent communication and stakeholder management skills
WHAT YOU'LL GET IN RETURN
- Competitive Compensation - competitive salary and share options
- Time Off – Generous annual leave on top of bank holidays
- Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey
- Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide
- Health Insurance – Private family insurance with additional OPD coverage and top‑up options
- Life & Accident Cover – Comprehensive accidental and life insurance protection
- Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops
- Volunteering & Development Days – Paid days annually for volunteering or personal growth
- Learning & Development – Annual budget for books, courses, coaching, and more
- Work Outside the Office – Work from abroad for up to 90 days annually
- Home Office Setup – Contribution towards setting up your home office
- Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement
- Snacks & Meals – Office perks with snacks, coffee, tea, and lunch (location dependent)
TIDEAN WAYS OF WORKING
At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. For this role, we recommend a minimum of 8 working days on-site each month.
TIDE IS A PLACE FOR EVERYONE
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
Hybrid Senior Treasury Analyst – Strategy & Planning employer: Tide
At Tide, we pride ourselves on being an exceptional employer that champions diversity and innovation in the heart of Central London. Our flexible workplace model supports both remote and in-office collaboration, fostering a vibrant work culture where every Tidean can thrive. With generous benefits including competitive compensation, extensive parental leave, and dedicated learning and development opportunities, we empower our employees to grow while making a meaningful impact in the small business banking sector.
StudySmarter Expert Advice🤫
We think this is how you could land Hybrid Senior Treasury Analyst – Strategy & Planning
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with current Tide employees on LinkedIn. A personal introduction can make all the difference when it comes to landing that interview.
✨Tip Number 2
Prepare for the interview by researching Tide’s mission and values. Understand how your skills align with their goals, especially in liquidity and capital management. Show them you’re not just another candidate, but someone who truly gets what they’re about!
✨Tip Number 3
Practice your answers to common interview questions, but don’t sound rehearsed. Be ready to discuss your experience with cash flow forecasting and how you’ve tackled challenges in previous roles. Authenticity goes a long way!
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email reiterating your interest in the role and highlighting a key point from your conversation can keep you top of mind. Plus, it shows you’re genuinely interested in joining the Tide team!
We think you need these skills to ace Hybrid Senior Treasury Analyst – Strategy & Planning
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Treasury Analyst role. Highlight your experience in liquidity and capital management, and don’t forget to mention any relevant financial services background. We want to see how you can contribute to our mission!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about working at Tide and how your skills align with our goals. Be sure to mention your experience with cash flow forecasting and any BI tools you've used.
Showcase Your Communication Skills:As a Senior Treasury Analyst, you'll need excellent communication skills. In your application, demonstrate how you've effectively managed stakeholders in the past. We love seeing examples of collaboration and teamwork!
Apply Through Our Website:We encourage you to apply directly through our website for the best chance of success. It’s the easiest way for us to keep track of your application and ensure it gets the attention it deserves. Good luck!
How to prepare for a job interview at Tide
✨Know Your Numbers
As a Senior Treasury Analyst, you'll be dealing with liquidity and capital management. Brush up on your financial metrics and be ready to discuss how you've used data to drive decisions in previous roles. This shows you understand the core of what the job entails.
✨Showcase Your Strategic Mindset
Tide is all about supporting strategic growth. Prepare examples of how you've contributed to strategic initiatives in past positions. Highlight your experience in aligning financial strategies with business objectives to demonstrate your fit for the role.
✨Familiarise Yourself with BI Tools
Since experience with BI reporting tools like Looker or Power BI is desirable, make sure you can talk about any relevant experience you have. If you’ve used these tools, prepare to discuss specific projects where they helped you analyse data effectively.
✨Emphasise Communication Skills
Excellent communication and stakeholder management skills are key for this role. Think of instances where you've successfully collaborated with cross-functional teams or communicated complex financial concepts to non-financial stakeholders. This will show that you can be the treasury voice in product development squads.
