At a Glance
- Tasks: Manage cash flow, optimise liquidity, and ensure efficient treasury operations.
- Company: Join Tide, a leading fintech transforming small business banking.
- Benefits: Enjoy competitive pay, generous leave, health insurance, and professional development.
- Other info: Flexible work model with opportunities for remote work and personal growth.
- Why this job: Be part of a dynamic team driving financial excellence and strategic growth.
- Qualifications: 6+ years in Treasury Operations with strong project management skills.
The predicted salary is between 63000 - 77000 £ per year.
At Tide, we help SMEs save time and money in the running of their businesses by offering business accounts and related banking services, as well as a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations. Moreover, the team collaborates closely with the product and business team to align financial strategies with business objectives.
As a Treasury Operations Manager, you will play a crucial role in the team to maintain our financial health, ensure efficient treasury operations, and drive our growth. Your responsibilities will include:
- Cash & Liquidity management: Manage and monitor wholesale credit limits to ensure adequate liquidity for operations minimising counterparty risk. Carry out short term cash flow forecasting and actuals variance analysis across Group accounts. Collaborate with counterparts on implementation of a Treasury Management System including documenting requirements, design and testing. Evaluate capital requirements, manage FX and optimise returns for short term investments.
- Managing relationships with partner banks: Partner with internal and external stakeholders on the Know Your Customer (KYC) and account management processes. Ensure all banking relationships comply with regulatory requirements and internal policies.
- Payments/transfers execution and collateral management: Manage payment and transfer activities. Ensure accuracy, timeliness, and compliance with relevant policies. Manage collateral requirements, including monitoring collateral positions.
- Setup and maintain policies, processes, and procedures: Identify and implement improvements to ensure efficient processes for Treasury Operations. Update procedural documentation where required in line with changing regulations and business needs.
Tide is seeking an experienced and motivated Treasury Manager. The ideal candidate will have:
- Minimum of 6 years of experience with Treasury Operations and Cash Management
- Prior experience in financial services – preferably in payments, technology-driven & scale-up environments
- Knowledge of cash-flow forecasting, flow of funds and payment systems
- Proven ability to manage both BAU and complex projects/initiatives
- Self-starter, strong attention to detail and extreme ownership mentality
- Extremely comfortable working with ambiguity
- Experience mitigating operational risk
- Experience with Cash Management systems
- Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable
- Experience working within a dynamic and strong paced environment
- Excellent communication and stakeholder management skills
WHAT YOU’LL GET IN RETURN:
- Competitive Compensation - competitive salary and share options
- Time Off – Generous annual leave on top of bank holidays
- Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey
- Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide
- Access to salary sacrifice benefits – like Nursery (could save up to 47% on fees!) and Cycle to Work discounts
- Health Insurance – Comprehensive Private family insurance plan
- Life & Accident Cover – Comprehensive accidental and life insurance protection
- Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops
- Retirement Planning – Build your retirement fund faster with Tide’s pension scheme on eligible earnings
- Volunteering & Development Days – Paid days annually for volunteering or personal growth
- Learning & Development – Annual budget for books, courses, coaching, and more
- WOO (Work Outside the Office) – Work from abroad for up to 90 days annually
- Home Office Setup – Contribution towards setting up your home office
- Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement
- Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices
At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. For this role attendance at least once a week at our London office is required. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration.
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success.
Treasury Operations Manager employer: Tide Platform
At Tide, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. With competitive compensation, generous time off, and a strong commitment to employee development, we empower our Tideans to thrive both personally and professionally. Our Central London office serves as a vibrant hub for creativity, where diverse perspectives are celebrated, ensuring that every team member feels valued and included in our mission to transform the small business banking market.
StudySmarter Expert Advice🤫
We think this is how you could land Treasury Operations Manager
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Tide Platform. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Treasury Operations Manager
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Tide Platform.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Tide Platform's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Tide Platform
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Tide Platform.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Tide Platform will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Tide Platform employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
