At a Glance
- Tasks: Lead debt planning and management to support SME-focused banking operations.
- Company: Join a dynamic fintech company focused on sustainable growth.
- Benefits: Competitive pay, generous leave, health insurance, and learning budget.
- Other info: Opportunity for career growth in a technology-driven environment.
- Why this job: Make a real impact in a fast-paced treasury function with strategic objectives.
- Qualifications: 9+ years in Treasury with corporate debt market experience.
The predicted salary is between 63000 - 77000 £ per year.
In this role you lead Tide’s debt planning and management to secure a scalable funding structure that supports growing SME-focused banking and treasury operations. You will own corporate debt and warehouse funding strategies, collaborate with Finance, Risk, Legal, Product and external lenders, and optimise funding costs while ensuring compliance. The role combines strategy, execution and governance to enable sustainable growth and financial resilience. You’ll work in a fast-paced treasury function that partners across the business to align funding with strategic objectives.
Pay / Benefits
- Competitive compensation
- Generous annual leave
- Parental leave
- Sabbatical options
- Health insurance
- Learning development budget
Responsibilities
- Develop and execute Tide’s corporate debt strategy to support growth and strategic objectives
- Lead sourcing, negotiation and execution of new corporate debt facilities
- Manage refinancing, maturity planning and funding cost optimisation
- Own the warehouse funding strategy and negotiations for facilities
- Monitor debt portfolio lifecycle, drawdowns, repayments and utilisation planning
- Maintain accurate forward funding plans and funding capacity monitoring
- Oversee governance, covenant monitoring and funding risk mitigation
- Serve as primary relationship manager with lenders and funding partners
Key requirements
- Minimum 9 years in Treasury with funding planning/management in banking or fintech
- Experience with corporate debt markets and warehouse funding facilities
- Proven ability to structure debt instruments and negotiate debt documentation
- Strong financial modelling and analytical capability
- Excellent stakeholder management and influencing skills
- Self-starter with independent ownership mentality
- Experience in fast-paced, technology-driven environments
- Knowledge of risk, compliance and funding governance processes
Treasury Lead, Debt Planning & Management employer: Tide Platform
At Tide, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. With competitive compensation, generous time off, and a strong commitment to employee development, we empower our Tideans to thrive both personally and professionally. Our Central London office serves as a vibrant hub for creativity, where diverse perspectives are celebrated, ensuring that every team member feels valued and included in our mission to transform the small business banking market.
StudySmarter Expert Advice🤫
We think this is how you could land Treasury Lead, Debt Planning & Management
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Tide Platform. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Treasury Lead, Debt Planning & Management
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Tide Platform.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Tide Platform's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Tide Platform
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Tide Platform.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Tide Platform will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Tide Platform employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
