At a Glance
- Tasks: Lead financial reporting and controllership for innovative credit offerings at Tide.
- Company: Join a dynamic fintech company focused on responsible growth and innovation.
- Benefits: Competitive pay, generous leave, health insurance, and mental wellbeing resources.
- Other info: Collaborative culture with opportunities for professional growth and development.
- Why this job: Make a real impact in a fast-paced environment while driving financial excellence.
- Qualifications: Experience in financial services with strong skills in credit risk and accounting.
The predicted salary is between 72000 - 88000 £ per year.
Overview
As Senior Financial Controller at Tide, you will own the controllership of our credit offerings across multiple Tide Capital entities and drive robust financial reporting.
You will manage month-end processes, provisioning policies, and cost of risk, ensuring accurate P&L, balance sheet, and cashflow.
You will collaborate with product, risk, and operations teams to align transactions with performance metrics and regulatory requirements.
Your work supports scalable growth and strengthens internal controls, helping Tide responsibly expand its credit and investment products.
- Pay / Benefits
- Competitive compensation
- Generous annual leave
- Parental leave
- Sabbatical options
- Health insurance
- Mental wellbeing resources
Responsibilities
- Controllership of proprietary credit offerings across three Tide Capital entities
- Own month-end reporting for P&L, balance sheet, and cashflow
- Document and review loss provisioning policies for credit risk, fraud, disputes, and other cost areas
- Monitor and report credit risk performance and provisioning adequacy
- Ensure control over APPF fraud legislation and accurate P&L representation of losses
- Maintain controls over member accounts with negative balances and balance sheet substantiation
- Collaborate with Tide Credit Services, product, and operations to ensure correct transaction recording
- Lead introduction of new credit lending and investment products
- Work with collections to analyze recovery performance
- Collaborate with FP&A for budget/forecast of credit portfolio and risk costs
- Represent finance in Credit Risk Working Group and Risk & Compliance Committee
- Build robust financial controls and strengthen internal controls
- Maintain external relationships with auditors and advisors; coordinate tax data for compliance
- Identify opportunities to streamline accounting processes and systems
- Key requirements
- Experience in financial services, preferably in tech-driven and scale-up environments
- Experience with credit products and provisioning for credit risk essential
- Strong financial acumen and technical accounting skills
- Familiar with UK GAAP and/or IFRS disclosures
- Experience with statutory audits of financial services companies
- Hold a professional finance qualification
- Excellent communication and stakeholder management skills
- Ability to work with minimal hands-on management
- Meticulous attention to detail
- Comfort taking responsibility for critical financial operations
- Excellent organizational skills
- Motivated by Tide’s values and mission
- Excellent communication
- Stakeholder management
- Meticulous attention to detail
- Credit provisioning for risk
- P&L, balance sheet, and cashflow reporting
- UK GAAP and IFRS knowledge
Senior Financial Controller employer: Tide Platform
At Tide, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. With competitive compensation, generous time off, and a strong commitment to employee development, we empower our Tideans to thrive both personally and professionally. Our Central London office serves as a vibrant hub for creativity, where diverse perspectives are celebrated, ensuring that every team member feels valued and included in our mission to transform the small business banking market.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Financial Controller
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Tide Platform. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Financial Controller
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Tide Platform.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Tide Platform's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Tide Platform
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Tide Platform.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Tide Platform will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Tide Platform employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
