Overview
In this senior policy role, you will own Tide’s financial crime policy design and maintenance, covering AML, sanctions, and anti-bribery controls. You’ll align policy with UK regulatory expectations and real-world business operations, shaping a compliant control framework. You’ll collaborate with Compliance, Risk, and Operations to embed policy into day-to-day practice and support risk management across financial crime. This fast-growing fintech values precise governance and pragmatic, business-friendly policy outcomes. A key hook is your impact on scalable, risk-aware processes that enable Tide to serve millions of members.
Pay / Benefits
- Competitive salary
- Vitality Health Insurance with wellbeing focus
- 24/7 Employee Assistance Programme
- 25 days holiday (+ option to buy extra)
- Professional learning and development budget
- Cycle to Work and pension contributions
Responsibilities
- Own end-to-end lifecycle of Ongoing Monitoring crime policies and procedures (drafting, reviews, approvals, periodic updates)
- Design and maintain the Ongoing Monitoring control framework with clear mapping to policy and regulatory obligations
- Monitor regulatory developments (FCA, HM Treasury, OFSI, JMLSG) and translate changes into updates
- Collaborate with Ongoing Monitoring Operations & Product Teams, Second Line of Defence, and Risk to ensure operational viability
- Support internal audits, regulatory examinations, and assurance reviews with policy documentation and SME guidance
- Perform gap analyses against new or changed regulation and coordinate remediation
- Provide SME guidance on policy requirements to the business
- Contribute to wider risk management across financial crime operations and risk assessments
- Build strong, cross-line relationships to ensure consistent policy application
Key requirements
- Significant experience in financial crime compliance with policy, procedure, or control design in a UK-regulated bank, payments firm, or fintech
- Strong knowledge of FCA requirements, Money Laundering Regulations 2017, and JMLSG guidance
- Proven track record in drafting and maintaining clear policy documents with governance and approvals
- Experience designing or maintaining financial crime control frameworks and supporting risk management
- Strong stakeholder management skills at senior level across Compliance, Risk, and business
- Excellent analytical and drafting skills translating regulatory requirements into actionable policy
- Experience with regulatory horizon scanning, gap analysis, and remediation planning
- Ability to operate in a fast-paced, high-growth environment with competing priorities
- Experience supporting internal audits or regulatory examinations (desirable)
- Strong stakeholder management
- Analytical thinking and precision
- Clear, actionable writing
- Policy design and drafting
- Regulatory horizon scanning
- Gap analysis and remediation planning
Policy and Procedure Lead - Ongoing Monitoring employer: Tide Platform
At Tide, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. With competitive compensation, generous time off, and a strong commitment to employee development, we empower our Tideans to thrive both personally and professionally. Our Central London office serves as a vibrant hub for creativity, where diverse perspectives are celebrated, ensuring that every team member feels valued and included in our mission to transform the small business banking market.
