At a Glance
- Tasks: Lead engineering teams to develop AI-driven fraud detection systems and ensure compliance.
- Company: Join Tide, a transformative fintech company supporting over 2 million SMEs globally.
- Benefits: Enjoy competitive salary, generous leave, health insurance, and professional development opportunities.
- Other info: Flexible work model with a focus on innovation and team collaboration.
- Why this job: Shape the future of fraud prevention with cutting-edge technology and a passionate team.
- Qualifications: 18+ years in engineering, with strong leadership and machine learning expertise.
The predicted salary is between 100000 - 130000 £ per year.
At Tide, we help SMEs save time and money in the running of their businesses by offering business accounts and related banking services, as well as a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany, and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees, and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
ABOUT THE ROLE
We’re looking for a Director of Engineering to lead our Ongoing Monitoring technology teams. This group is at the heart of how we serve our members – building the systems that power Tide’s fraud, risk, and AML operations. A Director of Engineering at Tide for Fraud, AML and Risk leads the strategic vision and development of AI/ML-driven detection systems. The role requires scaling machine learning models to analyze massive transaction volumes, overseeing model governance, and ensuring compliance with financial regulations. This is a role for someone who loves scaling technology and people. You’ll partner with Product, Risk, and Operations leaders to shape the future of our Ongoing Monitoring platform.
As a Director of Engineering at Tide you’ll be:
- Owning the technology strategy and roadmap for Ongoing Monitoring (Fraud, Financial Risk, AML, AI workflows, tooling, and automation).
- Building autonomous, multi-agent workflows that automatically investigate alerts, query external data sources, chain complex reasoning steps, and make initial risk determinations.
- Developing detection systems to identify and block adversarial agentic behaviour, such as automated bot swarms, deepfake-powered KYC bypasses, and algorithmic fraud loops.
- Ensuring all AI systems are auditable, explainable, and aligned with global anti-money laundering (AML) directives and data privacy standards.
- Leading and growing multiple engineering squads – building an inclusive, high-performance culture.
- Partnering with Product, Data, AI, Risk, and Ops to deliver tools that improve our predictive ML modelling and agentic AI capabilities.
- Championing automation, data-driven decision making, and AI/ML opportunities to reduce operational cost and friction.
WHAT WE ARE LOOKING FOR
- 18+ years of engineering experience with 7+ years in leadership roles (Director/Senior Director level).
- Machine Learning: Strong experience in supervised and unsupervised models, decision trees, neural networks, and Large Language Models (LLMs).
- Agent Frameworks: Hands-on experience with multi-agent orchestration frameworks (e.g., LangGraph, AutoGen) used to build self-correcting compliance workflows.
- Fintech Domain Knowledge: Deep understanding of fraud vectors (e.g., mule accounts, account takeovers, synthetic identity fraud) and AML typologies.
- Adversarial AI Security: Proven track record in detecting deepfakes, synthetic identities, and prompt injection attacks targeting financial systems.
- Risk/Scale: Minimum 7+ years building and deploying production-grade, risk-scoring environments at scale.
- Experience with fintech platforms - risk/compliance tooling (AML, Fraud, Financial Risk, SARs, KYX, agentic AI detections).
- Excellent people leadership skills – you know how to grow and inspire teams.
- Solid technical foundations: cloud-native architectures, microservices, event-driven systems, and data platforms (AWS or GCP).
WHAT YOU’LL GET IN RETURN
- Competitive Compensation - competitive salary and share options.
- Time Off – Generous annual leave on top of bank holidays.
- Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey.
- Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide.
- Access to salary sacrifice benefits – like Nursery (could save up to 47% on fees!) and Cycle to Work discounts.
- Health Insurance – Comprehensive Private family insurance plan.
- Life & Accident Cover – Comprehensive accidental and life insurance protection.
- Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops.
- Retirement Planning – Build your retirement fund faster with Tide’s pension scheme on eligible earnings.
- Volunteering & Development Days – Paid days annually for volunteering or personal growth.
- Learning & Development – Annual budget for books, courses, coaching, and more.
- WOO (Work Outside the Office) – Work from abroad for up to 90 days annually.
- Home Office Setup – Contribution towards setting up your home office.
- Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement.
- Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices.
TIDEAN WAYS OF WORKING
At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.
TIDE IS A PLACE FOR EVERYONE
At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
Director of Engineering – AI-Driven Fraud & AML in London employer: Tide Platform Limited
At Tide, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. With a commitment to employee growth, we provide extensive learning and development opportunities, competitive compensation, and generous benefits, including flexible working arrangements and mental wellbeing support. Our Central London office serves as a vibrant hub for creativity and teamwork, making Tide an ideal place for those looking to make a meaningful impact in the fintech industry.
StudySmarter Expert Advice🤫
We think this is how you could land Director of Engineering – AI-Driven Fraud & AML in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the fintech space, especially those who work at Tide or similar companies. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by diving deep into Tide's mission and values. Show us how your experience aligns with our goals in AI-driven fraud detection and AML. Tailor your examples to highlight your leadership skills and tech-savvy approach.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After your interview, drop a quick thank-you email to express your appreciation. It keeps you on our radar and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the Tide team and contributing to our mission.
We think you need these skills to ace Director of Engineering – AI-Driven Fraud & AML in London
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Director of Engineering role. Highlight your experience in AI/ML and fraud detection, as well as your leadership skills. We want to see how you can contribute to our mission at Tide!
Showcase Your Achievements:Don’t just list your responsibilities; share specific achievements that demonstrate your impact in previous roles. Use metrics where possible to show how you’ve driven success in engineering and compliance. We love data-driven stories!
Be Authentic:Let your personality shine through in your application. We value diversity and want to know what makes you unique. Share your passion for technology and how it aligns with our goals at Tide. Be yourself!
Apply Through Our Website:Remember to submit your application through our official careers page. This ensures your application is seen by the right people and keeps everything above board. We can’t wait to hear from you!
How to prepare for a job interview at Tide Platform Limited
✨Know Your Tech Inside Out
As a Director of Engineering, you'll need to demonstrate a deep understanding of AI/ML technologies and their applications in fraud detection. Brush up on your knowledge of supervised and unsupervised models, decision trees, and neural networks. Be ready to discuss how you've scaled machine learning models in previous roles.
✨Showcase Leadership Skills
This role requires excellent people leadership skills. Prepare examples of how you've built and inspired high-performance teams in the past. Think about specific challenges you faced and how you overcame them while fostering an inclusive culture.
✨Understand the Fintech Landscape
Familiarise yourself with the latest trends in fintech, especially around fraud vectors and AML typologies. Be prepared to discuss how your experience aligns with Tide's mission to help SMEs save time and money through innovative solutions.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities in real-world situations. Think about how you would approach building autonomous workflows or handling adversarial AI security threats. Use specific examples from your past experiences to illustrate your thought process.
