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- Tasks: Analyse data to enhance credit strategies and minimise risks for new connections.
- Company: Join a dynamic team at Three, a leading social network provider.
- Benefits: Competitive salary, hybrid working, generous leave, and private medical insurance.
- Why this job: Make a real impact by improving credit policies and driving business success.
- Qualifications: Experience in data analysis, advanced Excel skills, and knowledge of SAS preferred.
- Other info: Diverse and inclusive workplace with excellent career growth opportunities.
The predicted salary is between 27760 - 38864 ÂŁ per year.
Company Description
Our Credit Risk Analysts are key to analysing our data to make sure we can maximise the number of connections on to our network, while at the same time highlighting risks and offering potential solutions.
Credit Risk is pivotal in stopping applicants with a high propensity to be Fraud or Bad Debt connecting onto the network, whilst ensuring we take on as many connections as possible. You will be part of the team which controls the “First Bill Not Paid” rate for new connections, feeds back on new device performance and where we could improve, together with reporting on the performance of our various sales channels. All highly visible across the business and to our shareholders.
The successful candidate will perform a key role in this by using their SAS & excel skills to pro-actively analyse, interpret trend information and convey key messages while at the same time in also making robust recommendations to senior management. Outside the box thinking is a must!
To succeed in this role you’ll need to be a dynamic and flexible individual that embraces being a key member of the team. We’re looking for people that will constantly question and look for opportunities to improve, a self-motivated individual who is capable of achieving a high standard of accuracy and achieving deadlines within our fast paced business.
Job Description
Qualifications
• Analysing and interpreting data either within a Financial Services Sector or within Telecoms Business.
• Able to identify key trends/issues quickly and suggest viable solutions
• Advanced Excel skills: Pivots, Vlookup, conditional formatting etc. VBA beneficial
• Knowledge of Alteryx, snowflake, SQL and Tableau would be ideal.
What you\’ll receive in return…
Competitive annual salary, a performance based annual bonus & an additional \’flexible allowance\’ to spend on additional benefits, topping up your pension, or to be added to your salary.
Hybrid working between your home (2-3 days a week) and our Glasgow Office (2-3 days a week)
28 days annual leave + 8 bank holidays + 3 personal days annually, which increases with length of service
Private Medical Insurance, Life Assurance and Income Protection
Free mobile phone package & unlimited sim-card
…. Plus lots more including wellbeing and learning & development benefits!
Salary range for this role start\’s at £27,760. Exact salary will differ by job and experience
Additional Information
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Our people make us who we are. We’re a diverse and inclusive bunch, and it’s important you can feel you belong here. We value everybody for who they are and what they bring to the table, supporting one another as we continue to deliver for our customers.
At Three we have a hybrid working arrangement in place as standard for office based employees, where employees work from a mix of office based location and working from their home in the UK to carry on their role.
Excluding retail, core hours at Three are between 10:00 and 16:00, with operating hours between 08:00 & 18:30. This allows employees to have a start time between 08:00 and 10:00 and finish time between 16:00 and 18:30.
Credit Risk Analyst 12 month FTC employer: Three
Contact Detail:
Three Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst 12 month FTC
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Three on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by brushing up on your SAS and Excel skills. Be ready to discuss how you've used data analysis in past roles. We want to see that you can think outside the box and bring fresh ideas to the table!
✨Tip Number 3
Show off your problem-solving skills! Think of examples where you've identified trends or issues and suggested solutions. This is key for a Credit Risk Analyst, so make sure you highlight these experiences during your chats.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining our team at Three.
We think you need these skills to ace Credit Risk Analyst 12 month FTC
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your SAS and Excel skills, and any relevant experience in analysing data within financial services or telecoms. We want to see how you can contribute to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk analysis and how your skills align with our needs. Don’t forget to mention your ability to think outside the box – we love that!
Showcase Your Analytical Skills: In your application, be sure to showcase your analytical skills. Provide examples of how you've used data mining techniques or advanced Excel functions to identify trends and suggest solutions. We’re looking for proactive problem solvers!
Apply Through Our Website: We encourage you to apply through our website for the best chance of success. It’s super easy, and you’ll be able to keep track of your application status. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at Three
✨Know Your Data Tools
Make sure you brush up on your SAS and Excel skills before the interview. Be ready to discuss how you've used these tools in past roles to analyse data and identify trends. Having specific examples will show that you're not just familiar with the software, but that you can leverage it effectively.
✨Understand Credit Risk Fundamentals
Familiarise yourself with key concepts in credit risk analysis, especially in the telecoms sector. Be prepared to discuss how you would approach assessing potential risks and what strategies you might suggest to mitigate them. This shows that you’re proactive and understand the core responsibilities of the role.
✨Prepare for Scenario Questions
Expect questions that ask you to solve hypothetical problems related to credit risk. Think about how you would handle a situation where a new connection has a high likelihood of defaulting. Practising your thought process out loud can help you articulate your problem-solving skills during the interview.
✨Show Your Team Spirit
Since teamwork is crucial in this role, be ready to share examples of how you've collaborated with others in previous jobs. Highlight any experiences where you challenged existing processes or contributed to team objectives. This will demonstrate that you’re a dynamic and flexible individual who fits well within a team environment.
