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For Companies At a Glance
- Tasks: Analyze data and enhance credit scorecards to drive impactful decisions.
- Company: Join a dynamic company focused on innovative credit risk management.
- Benefits: Enjoy a collaborative environment with opportunities for growth and development.
- Why this job: Make a real impact on credit policies while working with diverse teams.
- Qualifications: Must have experience with credit scorecards and advanced Excel skills.
- Other info: Ideal for those passionate about finance and data analysis.
The predicted salary is between 36000 - 60000 £ per year.
Lead Credit Analyst
Description
We are a dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organization while maintaining a positive customer experience.
As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.
Job Description
- Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
- Collaborate with other team leads to identify risks, improve processes, and optimize connections to our network.
- Engage with stakeholders across different business areas to align strategies and achieve company goals.
- Provide valuable feedback on propositions, projects, and services.
- Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
- Challenge existing credit policies and propose effective changes.
- Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.
Qualifications
- Experience managing and developing credit scorecards (Essential).
- Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
- Recent experience analyzing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
- Mathematical or finance-related degree or proven experience at a senior/lead analyst level.
Credit Risk Analyst employer: Three UK
Contact Detail:
Three UK Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Familiarize yourself with the specific credit scorecards and decisioning processes used in our industry. Understanding these tools will not only help you during the interview but also demonstrate your proactive approach to the role.
✨Tip Number 2
Brush up on your data analysis skills, especially in Excel, SAS, and Alteryx. Being able to showcase your proficiency in these tools during discussions can set you apart from other candidates.
✨Tip Number 3
Network with professionals in the credit risk field. Engaging with others who work in similar roles can provide insights into current trends and challenges, which you can reference in your conversations with us.
✨Tip Number 4
Prepare to discuss how you've challenged existing credit policies in your previous roles. We value innovative thinking, so having concrete examples ready will show that you're a forward-thinking candidate.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Highlight Relevant Experience: Make sure to emphasize your experience in managing and developing credit scorecards. Provide specific examples of how your insights have influenced credit policies or strategies in previous roles.
Showcase Technical Skills: Clearly outline your advanced Excel skills, including any experience with Macros, Pivots, and VLOOKUP. If you have knowledge of VBA, mention it as a beneficial asset. Also, detail your recent experience with data analysis tools like SAS, SQL, or Alteryx.
Demonstrate Analytical Thinking: In your application, illustrate your ability to analyze data and identify trends. Use concrete examples where your data-driven recommendations led to positive outcomes or improvements in processes.
Engage with Stakeholders: Discuss your experience collaborating with different teams and stakeholders. Highlight instances where you aligned strategies across business areas to achieve common goals, showcasing your teamwork and communication skills.
How to prepare for a job interview at Three UK
✨Showcase Your Analytical Skills
Be prepared to discuss your experience with data analysis tools like Excel, SAS, and Alteryx. Highlight specific projects where you used these tools to derive insights or improve processes.
✨Demonstrate Your Credit Scorecard Experience
Since managing and developing credit scorecards is essential for this role, come ready to share examples of scorecards you've worked on. Discuss the impact they had on decision-making and risk management.
✨Engage in Collaborative Problem-Solving
The role requires collaboration with various teams. Prepare to talk about how you've successfully worked with stakeholders in the past to identify risks and optimize strategies.
✨Challenge Existing Policies Thoughtfully
Be ready to discuss any experiences where you challenged existing credit policies. Present your thought process and the outcomes of those challenges, showing your ability to propose effective changes.
