At a Glance
- Tasks: Provide expert mortgage advice and manage client cases from start to finish.
- Company: Join an award-winning estate agency with a focus on integrity and quality.
- Benefits: Earn uncapped commission, enjoy full support, and access professional development.
- Other info: Enjoy a collaborative environment with mentorship from seasoned professionals.
- Why this job: Combine the freedom of self-employment with a steady stream of leads.
- Qualifications: CeMAP qualified with proven mortgage advising experience.
The predicted salary is between 48000 - 50000 £ per year.
Location: Gloucester
Type: Self-Employed / Contract
Earnings: OTE £50,000+ (Uncapped Commission)
Support: Full PI Insurance, FCA Oversight, and Lead Flow provided
Do you want the stability of a high-quality lead flow from an award-winning Estate Agency? Are you looking for a competitive commission structure where you keep up to 90% of your fees? Would you value working alongside a seasoned business owner who is invested in your professional growth?
The Opportunity: We are seeking a driven and resilient CeMAP qualified Mortgage Adviser to join a high-performing, boutique brokerage. This is a dedicated self-employed position designed for an ambitious professional who values autonomy but wants the backing of a respected brand and a steady stream of introduced business. Operating from within a premier local Estate Agency, you will work alongside a highly experienced Principal who is committed to your professional development and increasing your long-term earning potential.
Remuneration & Commission Structure: This role offers a highly competitive commission split, rewarding both introduced leads and self-sourced business:
- 50% Commission on all introduced cases.
- 70% Commission on all self-sourced cases.
- 90% Share of all client fees.
- 90% Share of life insurance referral fees.
Earnings Illustration: Based on a modest volume of 120 cases per year (108 introduced and 12 self-sourced), expected annual earnings are circa £48,000 - £50,000+.
Initial Support: To support your transition into this self-employed role, a monthly retainer of £1,500 - £2,500 is available for the first 3-6 months (provided as a recoverable draw).
Key Responsibilities:
- Expert Advice: Provide high-quality, compliant mortgage and protection advice to a diverse client base.
- Pipeline Management: Manage introduced cases from initial enquiry through to completion with a focus on "doing things properly."
- Business Development: While leads are provided, you will have the freedom to nurture and grow your own client bank.
- Client Journey: Deliver a seamless, supportive, and person-centred experience at every stage of the process.
- Market Awareness: Maintain an up-to-the-minute understanding of lender criteria, regulatory changes, and market trends.
Candidate Requirements:
- CeMAP Qualification: Essential.
- Proven experience in mortgage advising with a focus on accuracy and compliance.
- The "grit" and ambition required to thrive in a fast-paced agency environment.
- Excellent communication skills and the ability to build trust quickly with clients and estate agency partners.
- The ability to work as a self-motivated individual within a small, collaborative team.
Infrastructure & Support Provided:
- Systems: Access to Finova/Ekeeper (CRM), Twenty7Tec, Mortgage Broker Tools, and Knowledge Bank.
- Compliance: Full compliance cover, PI Insurance, and FCA oversight included.
- Office Space: Dedicated desk, office facilities, and business cards provided.
- Training: Direct mentorship from a seasoned business owner and ongoing operational support.
Why Apply? If you are tired of being "just a number" in a large firm and want a role that combines the freedom of being self-employed with the lead-flow of a busy estate agency, this is the perfect move. You will be part of a business that prioritises integrity, quality advice, and long-term client care.
At THOMAS Professional, we are committed to creating an inclusive and accessible recruitment process. If you require any reasonable adjustments during the application or interview process, please let us know, and we will be happy to accommodate your needs.
Self Employed Mortgage Advisor employer: THOMAS Professional
At THOMAS Professional, we pride ourselves on being an exceptional employer that offers a unique blend of autonomy and support for our Self-Employed Mortgage Advisers. Located in Gloucester, you will benefit from a steady flow of high-quality leads from an award-winning Estate Agency, alongside competitive commission structures that allow you to maximise your earnings. Our collaborative work culture fosters professional growth, with dedicated mentorship from experienced business owners who are genuinely invested in your success.
StudySmarter Expert Advice🤫
We think this is how you could land Self Employed Mortgage Advisor
✨Show Off Your Expertise Online
In the banking and financial services world, sharing your insights on platforms like LinkedIn can really set you apart. Write articles about market trends or finance tips, and engage in discussions in relevant groups. This not only boosts your visibility but also highlights your knowledge to potential clients.
✨Join Freelance Platforms and Networking Events
Freelancing in finance can be competitive, so make sure you're on platforms like Upwork or Fiverr, specifically targeting finance gigs. Also, look for finance networking events or webinars to connect with small businesses that might need your services. Meeting people face-to-face (or online) can score you those elusive freelance contracts.
✨Build a Stunning Portfolio
Since you're going freelance, having a solid portfolio is a must. Showcase your previous work, such as reports or analyses, and consider using case studies to highlight your approach. The more you can demonstrate your skills, the easier it is for clients to trust you with their finances.
✨Direct Outreach is Key
For freelance gigs, don't wait for opportunities to come to you. Identify companies or startups that align with your skills and reach out directly. A personalised message introducing yourself and proposing how you could add value can go a long way. Plus, keep an eye on THOMAS Professional for freelance opportunities—they might have just what you’re looking for!
We think you need these skills to ace Self Employed Mortgage Advisor
Some tips for your application 🫡
Showcase Your Financial Savvy:When applying for a freelance role in banking and financial services, we need to see your expertise front and centre! Mention specific financial regulations or tools you've mastered, and feel free to include your relevant qualifications, like CFA or ACCA, to bolster your credibility.
Build a Stellar Portfolio:Since this is a freelance gig, your portfolio is your ticket to impressing us at THOMAS Professional. Include examples of past projects you've completed—think financial analyses, investment reports, or forecasting models. Be sure to highlight the results you achieved!
Tailor Your Rates and Availability:We want to see that you're flexible and can align with our needs. Clearly outline your freelance rates, availability for projects, and whether you're open to long-term collaborations or just ad-hoc gigs. This makes it easier for us to understand how we can work together!
Craft a Compelling Cover Letter:In your cover letter, express not just your skills, but also why you're excited about joining THOMAS Professional. Share your passion for financial services and how you plan to tackle challenges in this sector. This is your chance to connect on a personal level—make it count!
How to prepare for a job interview at THOMAS Professional
✨Show Off Your Financial Savvy
When you're talking with THOMAS Professional, make sure to highlight your experience with financial modelling, risk assessment, or portfolio management. Freelance work often requires a good level of financial literacy, so prepare to discuss any relevant tools you've used, whether it's Excel or specific financial software.
✨Bring Your Portfolio to Life
A freelance role means you’ll want to showcase your previous work effectively. Put together a portfolio that not only highlights your projects but also demonstrates the outcomes - think case studies or success stories that showcase how your financial skills made a difference for past clients.
✨Know Your Regulations and Compliance
In the banking and financial services world, understanding compliance and regulations is crucial. Make sure you’re up to date with the latest standards as they relate to your expertise. Be prepared for specific questions about how you've navigated these in past roles or how you'd approach potential compliance challenges.
✨Be Ready to Discuss Your Rates and Availability
As a freelancer, the topic of rates and availability can come up early on. Be clear about what you offer and how you charge. It might also help to have a few examples in mind where your expertise saved someone money or improved efficiency to justify your rates to THOMAS Professional.
