At a Glance
- Tasks: Help clients with health and life insurance while building your own portfolio.
- Company: Join a dynamic financial services brokerage in Cheltenham.
- Benefits: Earn £5,000 – £10,000+ per month with flexible hours and commission.
- Other info: Enjoy autonomy and the chance to grow your own business.
- Why this job: Take control of your career and make a real impact in people's lives.
- Qualifications: Experience in health or life insurance sales is essential.
The predicted salary is between 5000 - 10000 £ per month.
Self-Employed Health & Life Insurance Consultant in Cheltenham, Gloucestershire (Hybrid / Remote with local client field requirements). Self-Employed / Independent Contractor (Commission & Renewal Fee Model). £5,000 – £10,000+ per month (Based on performance and recurring renewal growth).
Financial Services / Insurance Brokerage / Healthcare Advisory.
Summary: On behalf of our retained client, we are actively sourcing an ambitious, entrepreneurial Self-Employed Health & Life Insurance Consultant to capture market share in Cheltenham and the wider Gloucestershire region. This opportunity is tailor-made for driven insurance or financial services professionals who want to control their own schedule, build an independent portfolio spanning Private Medical Insurance (PMI) and Life Insurance, and target a realistic net earning bracket of £5K to £10K+ per month through lucrative initial commissions and compounding renewal streams.
Key Responsibilities & Deliverables:
- Conduct comprehensive financial, health, and protection needs analyses for high-net-worth individuals, families, and regional corporate/SME clients.
- Source, evaluate, and present tailored health insurance (PMI) and life protection solutions across leading UK providers.
- Spearhead local networking initiatives in Cheltenham to build a sustainable, self-generated client acquisition pipeline.
- Structure robust group healthcare plans and family income benefit policies, managing annual renewals and client adjustments.
- Maintain strict adherence to regulatory guidelines (FCA) and internal governance standards throughout the client advisory lifecycle.
Essential:
- Proven background in health insurance, life insurance sales, PMI broking, or commercial financial advisory.
- Solid understanding of underwriting models (e.g., Moratorium, FMU) and protection product structures.
- High-level consultative selling, negotiation, and relationship-management capabilities.
- Autonomous, resilient, commercially minded, and financially driven by uncapped performance.
Highly Desirable Criteria:
- Established local client portfolio or previous experience running an independent broker desk.
- Professional qualifications (e.g., CII IF7 Healthcare Insurance, DipFS, or equivalent).
- Proficiency with modern CRM architectures and insurance quotation engines.
- Deeply rooted professional network within the Cheltenham and South West business community.
Benefits of the Role:
- Enjoy a lucrative remuneration model based on upfront and recurring commission structures.
- Complete control over your working hours, schedule, and business strategy.
- Opportunity to build your own client portfolio and establish an independent brokerage.
If you are interested and have the relevant experience, please apply with an up-to-date copy of your CV.
As champions of diversity and inclusion in the workplace, THOMAS Professional commit to reviewing applications we receive with complete fairness and equality. At THOMAS Professional, we are committed to creating an inclusive and accessible recruitment process. If you require any reasonable adjustments during the application or interview process, please let us know, and we’ll be happy to accommodate your needs.
THOMAS Professional is acting as an agency on behalf of the client for this position. THOMAS Professional is proud to be a corporate member of the REC, the recruitment industry's leading professional body.
Self- Employed Medical Insurance Specialist in Cheltenham employer: THOMAS Professional
Join a leading precision engineering manufacturer in Poole, where you can thrive in a supportive work culture that values hands-on expertise and leadership development. With flexible working hours, a modern facility, and genuine opportunities for career progression, this role as a CNC Mill/Turn Machinist Team Leader offers not just a job, but a pathway to long-term stability and growth in the aerospace sector.
StudySmarter Expert Advice🤫
We think this is how you could land Self- Employed Medical Insurance Specialist in Cheltenham
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like THOMAS Professional). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like THOMAS Professional. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Self- Employed Medical Insurance Specialist in Cheltenham
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at THOMAS Professional.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at THOMAS Professional. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at THOMAS Professional
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at THOMAS Professional to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at THOMAS Professional, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding THOMAS Professional's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
