At a Glance
- Tasks: Support lending customers and manage loan facilities while ensuring compliance and quality.
- Company: Dynamic financial services firm with a commitment to diversity and inclusion.
- Benefits: Competitive salary, annual bonus, healthcare, 29 days leave, and personal development support.
- Other info: Hybrid working model and a culture focused on sustainability and community engagement.
- Why this job: Join a team that values expertise and offers opportunities for growth in a supportive environment.
- Qualifications: Strong knowledge of financial services and proven credit management experience required.
The predicted salary is between 40000 - 40000 £ per year.
About the Role
Contract type: Permanent
Hours: Full-time, 35 hours
Location: Head Office, Nottingham (Hybrid working, minimum 2 days per week)
Salary: £40,000 (Depending on experience)
Responsibilities
- Act as a subject matter expert for Lending customers, supporting the development of in-life management strategies and controls
- Conduct loan facility reviews, assess contract variations, manage revaluations, oversee watchlist accounts, and support recovery cases
- Maintain portfolio quality through strong credit risk assessment and effective use of mandate
- Mentor colleagues, promoting a culture of expertise and continuous development
- Apply sound judgement to identify risks, prioritise effectively, and recommend mitigations
- Stay current with mortgage regulations and ensure processes remain compliant
- Collaborate with internal teams and external partners to enhance customer outcomes and portfolio performance
- Contribute to strategic projects to evolve lending practices
- Produce accurate, timely MI reporting and analysis
- Ensure compliance with MCOB and Customer Due Diligence (CDD) requirements
Qualifications
- Strong knowledge of financial services legislation (MCOB, Data Protection Act, TCF, Consumer Duty) and conduct/operational risk
- Expertise in company structures, security types, and interpreting financial statements
- Good understanding of Land Law, conveyancing, land registration, and Housing Act legislation
- Proven credit management experience, particularly across Commercial and Limited Company Buy-to-Let, including complex structures and post-contract variations
- Ability to analyse and interpret business data to inform decision-making and planning
- Track record of delivering results in a fast-paced, risk-focused environment
- Strong stakeholder and relationship management skills, both internal and external, including third-party partners
- Excellent communication and leadership capability, with experience coaching and developing colleagues
- Ability to manage multiple priorities, make sound judgements, and drive continuous improvement and cultural change
- Good market, customer, and intermediary insight
- Experience contributing to or leading project workstreams, delivering against objectives
Benefits
- A fair and competitive salary evaluated against market data, an annual discretionary bonus scheme, Medicash healthcare scheme, 29 days annual leave plus bank holidays and enhanced family leave
- Commitment to your ongoing personal and professional development, supporting your future career aspirations
- A 35-hour working week to promote work/life balance
- A friendly and inclusive culture that strives to do the right thing for colleagues and customers
- A strong sustainability agenda, continually reducing our carbon footprint
- Opportunities to give back to the community through the Samuel Fox Foundation and volunteer leave
- Support resources for health and wellbeing, including trained mental health first aiders
Diversity and Inclusion
We proudly embrace and celebrate diversity as a core value. We believe a diverse and inclusive workplace is essential for success and reflects the vibrant communities we serve. We actively work to eliminate barriers and biases, ensuring equal opportunities for all individuals, regardless of background, and fostering an environment that encourages collaboration, creativity, and belonging.
Portfolio Specialist - Lending in Nottingham employer: TheNottingham
As a Portfolio Specialist in Lending at our Nottingham Head Office, you will thrive in a supportive and inclusive environment that prioritises your professional growth and work-life balance. With a competitive salary, comprehensive benefits including a healthcare scheme and generous leave, and a commitment to sustainability and community engagement, we empower our employees to excel while making a positive impact. Join us to be part of a culture that values expertise, collaboration, and continuous improvement.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Specialist - Lending in Nottingham
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those who know about lending. A friendly chat can lead to insider info on job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of MCOB and other relevant regulations. We want you to show off your expertise and how you can apply it to real-world scenarios during the interview.
✨Tip Number 3
Don’t just wait for job postings! Keep an eye on our website and apply directly. Sometimes, the best opportunities come from being proactive and showing your interest in the company.
✨Tip Number 4
Practice your communication skills! Whether it's through mock interviews or casual chats with friends, being able to articulate your thoughts clearly will help you stand out as a strong candidate.
We think you need these skills to ace Portfolio Specialist - Lending in Nottingham
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Portfolio Specialist role. Highlight your experience in lending, credit risk assessment, and any relevant qualifications. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about lending and how your expertise can contribute to our team. Keep it engaging and personal – we love a bit of personality!
Showcase Your Achievements:Don’t just list your responsibilities; showcase your achievements! Use specific examples that demonstrate your impact in previous roles, especially in areas like credit management and stakeholder engagement. We want to see results!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application directly and ensures you don’t miss out on any important updates. Let’s get started!
How to prepare for a job interview at TheNottingham
✨Know Your Stuff
Make sure you brush up on your knowledge of financial services legislation, especially MCOB and the Data Protection Act. Being able to discuss these topics confidently will show that you're not just familiar with the basics but are also a subject matter expert.
✨Showcase Your Experience
Prepare specific examples from your past roles where you've successfully managed credit risk or conducted loan facility reviews. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your achievements.
✨Demonstrate Collaboration Skills
Since the role involves working with internal teams and external partners, be ready to discuss how you've effectively collaborated in the past. Share instances where your relationship management skills led to improved outcomes for customers or projects.
✨Ask Insightful Questions
Prepare thoughtful questions about the company's lending practices and their approach to compliance and risk management. This shows your genuine interest in the role and helps you assess if the company culture aligns with your values.
