At a Glance
- Tasks: Support lending customers and develop management strategies while ensuring compliance with regulations.
- Company: Dynamic financial services company committed to sustainability and community impact.
- Benefits: Competitive salary, annual bonus, healthcare scheme, 29 days leave, and personal development support.
- Other info: Embrace diversity and enjoy a work/life balance with hybrid working options.
- Why this job: Join a friendly team, make a real impact, and grow your career in a supportive environment.
- Qualifications: Strong knowledge of financial services and proven credit management experience required.
The predicted salary is between 40000 - 40000 £ per year.
About the Role
Contract type: Permanent
Hours: Full-time, 35 hours
Location: Head Office, Nottingham (Hybrid working, minimum 2 days per week)
Salary: £40,000 (Depending on experience)
Responsibilities
- Act as a subject matter expert for Lending customers, supporting the development of in-life management strategies and controls
- Conduct loan facility reviews, assess contract variations, manage revaluations, oversee watchlist accounts, and support recovery cases
- Maintain portfolio quality through strong credit risk assessment and effective use of mandate
- Mentor colleagues, promoting a culture of expertise and continuous development
- Apply sound judgement to identify risks, prioritise effectively, and recommend mitigations
- Stay current with mortgage regulations and ensure processes remain compliant
- Collaborate with internal teams and external partners to enhance customer outcomes and portfolio performance
- Contribute to strategic projects to evolve lending practices
- Produce accurate, timely MI reporting and analysis
- Ensure compliance with MCOB and Customer Due Diligence (CDD) requirements
Qualifications
- Strong knowledge of financial services legislation (MCOB, Data Protection Act, TCF, Consumer Duty) and conduct/operational risk
- Expertise in company structures, security types, and interpreting financial statements
- Good understanding of Land Law, conveyancing, land registration, and Housing Act legislation
- Proven credit management experience, particularly across Commercial and Limited Company Buy-to-Let, including complex structures and post-contract variations
- Ability to analyse and interpret business data to inform decision-making and planning
- Track record of delivering results in a fast-paced, risk-focused environment
- Strong stakeholder and relationship management skills, both internal and external, including third-party partners
- Excellent communication and leadership capability, with experience coaching and developing colleagues
- Ability to manage multiple priorities, make sound judgements, and drive continuous improvement and cultural change
- Good market, customer, and intermediary insight
- Experience contributing to or leading project workstreams, delivering against objectives
Benefits
- A fair and competitive salary evaluated against market data, an annual discretionary bonus scheme, Medicash healthcare scheme, 29 days annual leave plus bank holidays and enhanced family leave
- Commitment to your ongoing personal and professional development, supporting your future career aspirations
- A 35-hour working week to promote work/life balance
- A friendly and inclusive culture that strives to do the right thing for colleagues and customers
- A strong sustainability agenda, continually reducing our carbon footprint
- Opportunities to give back to the community through the Samuel Fox Foundation and volunteer leave
- Support resources for health and wellbeing, including trained mental health first aiders
Diversity and Inclusion
We proudly embrace and celebrate diversity as a core value. We believe a diverse and inclusive workplace is essential for success and reflects the vibrant communities we serve. We actively work to eliminate barriers and biases, ensuring equal opportunities for all individuals, regardless of background, and fostering an environment that encourages collaboration, creativity, and belonging.
Lending Portfolio Specialist — Hybrid, Growth & Impact in Nottingham employer: TheNottingham
As a Lending Portfolio Specialist at our Nottingham Head Office, you will thrive in a supportive and inclusive environment that prioritises your professional growth and work-life balance. With a competitive salary, generous leave policies, and a commitment to sustainability, we empower our employees to make a meaningful impact while fostering a culture of continuous development and collaboration. Join us to be part of a team that values diversity and actively contributes to the community through initiatives like the Samuel Fox Foundation.
StudySmarter Expert Advice🤫
We think this is how you could land Lending Portfolio Specialist — Hybrid, Growth & Impact in Nottingham
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those who know about lending. A friendly chat can lead to insider info on job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of MCOB and other relevant regulations. We want you to show off your expertise and how you can contribute to our lending strategies!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values. Check out our website for roles that excite you, and tailor your approach to highlight how you can enhance customer outcomes.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind. Share a thought or two about the conversation to reinforce your interest and fit for the Lending Portfolio Specialist role.
We think you need these skills to ace Lending Portfolio Specialist — Hybrid, Growth & Impact in Nottingham
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Lending Portfolio Specialist role. Highlight your relevant experience in credit management and financial services legislation, as these are key areas for us.
Showcase Your Expertise:In your cover letter, don’t just list your skills—show us how you’ve applied them in real situations. We love seeing examples of how you've managed risks or improved processes in previous roles.
Be Clear and Concise:Keep your application clear and to the point. Use bullet points where possible to make it easy for us to see your qualifications and achievements at a glance.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role without any hiccups!
How to prepare for a job interview at TheNottingham
✨Know Your Stuff
Make sure you brush up on your knowledge of financial services legislation, especially MCOB and the Data Protection Act. Being able to discuss these topics confidently will show that you're not just familiar with the basics but are also a subject matter expert.
✨Showcase Your Experience
Prepare specific examples from your past roles where you've successfully managed credit risk or conducted loan facility reviews. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your achievements.
✨Demonstrate Collaboration Skills
Since the role involves working with internal teams and external partners, be ready to discuss how you've effectively collaborated in previous positions. Share instances where your relationship management skills led to improved outcomes for customers or projects.
✨Ask Insightful Questions
At the end of the interview, don’t shy away from asking questions. Inquire about the company’s approach to continuous improvement or how they support personal development. This shows your genuine interest in the role and the company culture.
