Senior Credit Risk Analyst - Modelling

About us. We are The Very Group and we’re here to help families get more out of life. We know that our customers work hard for their families and have a lot to balance in their busy lives. That’s why we combine amazing brands and products with flexible payment options on Very.co.uk to help them say yes to the things they love. We’re just as passionate about helping our people get more out of life too; building careers with real growth, a sense of purpose, belonging and well-being.

About the role. As a Senior Modelling Analyst you will be primarily responsible for developing, deploying and monitoring models across the credit risk life cycle (application, behaviour, collection and fraud) utilising a range of data and modelling techniques. You will also have the opportunity to develop bespoke models to meet a specific business need and drive benefit. You’ll work on multiple priorities within a fast paced, dynamic environment and need to be able to manage the expectations of stakeholders alongside prioritising your workload. Critical decisions are made here every day and acted upon immediately – giving you a chance to make a real impact, make decisions and quickly see the results.

About you. Our underlying requirement is to find the right candidate, so we’re keen to hear from you even if you don’t think you tick all of these boxes:

• Bachelor's degree in a quantitative field such as Statistics, Mathematics, Economics, or a related discipline.
• Experience developing traditional statistical models (linear and logistic regressions and decision trees).
• Proficiency in SAS/SQL/Python/R coding for data extraction, manipulation, and modelling.
• Experience in financial services / banking.
• Understanding and experience of using Credit Bureau data.
• Highly intellectual and curious mind with a passion for using data to solve problems.
• Strong communication skills to convey complex concepts to both technical and non-technical stakeholders.

How to apply. Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.

What happens next? Our talent acquisition team will be in touch if you’re successful so keep an eye on your emails! We’ll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we’re a good match, we’ll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely. You can expect a two-stage interview process for this position:

• 1st stage - An informal 30-45 minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have.
• 2nd Stage – A one-hour formal interview where you can expect both competency and technical questions. This can be held either in-person or remotely.

As an inclusive employer please do let us know if you require any reasonable adjustments. If you'd like to know more about our interviews, you can find out here.

Equal opportunities. We’re an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.