At a Glance
- Tasks: Lead strategic pricing and product strategies for financial services at Very.
- Company: Join a dynamic team at digital retailer Very, focused on helping families thrive.
- Benefits: Enjoy flexible working, generous holiday, and a £6,500 benefits allowance.
- Other info: Inclusive culture with opportunities for personal and professional growth.
- Why this job: Make a real impact on pricing strategies that benefit millions of customers.
- Qualifications: Experience in revenue management and strong analytical skills required.
The predicted salary is between 36000 - 60000 £ per year.
We're the team behind digital retailer Very. Our purpose, helping families get more out of life, powers everything we do. And we want our people to get more out of life too! If you're high-performing, ambitious and make the most of every opportunity, we want to hear from you. In return, you'll enjoy heaps of flexibility, great perks and benefits, and the freedom to be yourself, keep learning and take your career wherever you want it to go. If you love making a difference, you'll love making it sparkle for millions of Very customers.
About us and our culture: we are committed to creating an inclusive, high-impact environment where you can grow and contribute.
About the role: We are looking for a Senior Credit Pricing Manager to lead the development and delivery of strategic pricing and product strategies across our revolving account, instalment, and card portfolios. This role is central to driving profitable growth, ensuring fair value for customers, and managing risk within a regulated financial services environment. You will balance commercial performance, customer outcomes, and compliance while shaping how we price and optimise our credit products.
Responsibilities:
- Develop and implement pricing strategies for all financial services products, ensuring fair value and regulatory compliance.
- Lead price and fair value assessments, representing Credit Pricing in key forums such as Customer and Product and Credit Risk committees.
- Lead design of advanced analytical models for pricing, forecasting, and performance tracking including valuation metrics such as NPV, IRR, and Risk Adjusted Margins.
- Ensure automated reporting and dashboards that support performance monitoring are available for all stakeholders.
- Manage framework for design, execution and analysis of A/B tests/experimentation to measure the impact of pricing changes including appropriate risk management.
- Act as a strategic partner to senior leadership, turning complex data into clear, actionable recommendations.
- Work closely with analytics, product, and engineering teams to strengthen data infrastructure and governance, ensuring data integrity and consistency across pricing analytics outputs.
About you:
- Deep understanding of revenue management, pricing optimisation, and financial performance in credit or financial services.
- Strong commercial acumen with a focus on P&L outcomes.
- Excellent communication skills with the ability to simplify complex ideas for non-technical audiences.
- A track record of leading and developing high performing analytics teams.
- Experience building and/or managing complex unit of one cashflow models for credit pricing.
- Knowledge of experimental design principles, ideally in a pricing context.
- Understanding of BI tools and best practices for dashboarding.
- Experience working in marketplace or platform environments is a plus.
Benefits:
- Flexible, hybrid working model
- Inclusive culture and environment
- £6,500 flexible benefits allowance to suit your needs
- 30 days holiday + bank holidays
- LinkedIn learning access
- Bonus potential (performance and business-related)
- Up to 25% discount on Very.co.uk
- Matched pension up to 6%
- More benefits can be found on our career site
How to apply: Please note that the talent acquisition team are managing this vacancy directly. If successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and, if a specific requirement of your role, a DBS (criminal records) check. You should let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.
What happens next? Our talent acquisition team will be in touch if you're successful so keep an eye on your emails. We'll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we're a good match, we'll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely. You can expect a two-stage interview process for this position:
- 1st stage - An informal 30-45 minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have.
- 2nd Stage - A one-hour formal task based interview where you can expect both competency and technical questions.
As an inclusive employer please do let us know if you require any reasonable adjustments.
Equal opportunities: We're an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Senior Credit Pricing Manager in Liverpool employer: The Very Group
At Very, we pride ourselves on being an exceptional employer that champions flexibility and inclusivity, ensuring our employees can thrive both personally and professionally. With a generous benefits package including a £6,500 flexible allowance, 30 days of holiday, and opportunities for continuous learning, we empower our team to make impactful contributions while enjoying a supportive work culture. Join us in a role that not only drives strategic growth but also allows you to be part of a mission that helps families get more out of life.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Pricing Manager in Liverpool
✨Tip Number 1
Get to know the company inside out! Research Very's values, culture, and recent news. This will help you tailor your conversations during interviews and show that you're genuinely interested in being part of the team.
✨Tip Number 2
Network like a pro! Connect with current employees on LinkedIn or attend industry events. Building relationships can give you insider info and might even lead to a referral, which is always a bonus!
✨Tip Number 3
Prepare for those tricky interview questions! Think about how your experience aligns with the role of Senior Credit Pricing Manager. Use the STAR method (Situation, Task, Action, Result) to structure your answers and make them impactful.
✨Tip Number 4
Don’t forget to follow up! After your interview, send a thank-you email to express your appreciation for the opportunity. It’s a nice touch and keeps you fresh in their minds as they make their decision.
We think you need these skills to ace Senior Credit Pricing Manager in Liverpool
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Senior Credit Pricing Manager role. Highlight your expertise in pricing optimisation and financial performance to catch our eye!
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're passionate about this role and how you can contribute to our mission at Very. Share specific examples of your past achievements in credit pricing or analytics.
Showcase Your Analytical Skills:Since this role involves advanced analytical models, don’t shy away from mentioning any relevant tools or methodologies you've used. We love seeing how you turn complex data into actionable insights!
Apply Through Our Website:For the best chance of success, make sure to apply directly through our website. This way, your application goes straight to our talent acquisition team, who are eager to hear from you!
How to prepare for a job interview at The Very Group
✨Know Your Numbers
As a Senior Credit Pricing Manager, you'll need to demonstrate your understanding of financial metrics like NPV and IRR. Brush up on these concepts and be ready to discuss how you've used them in past roles. This will show that you can balance commercial performance with customer outcomes.
✨Simplify Complex Ideas
You’ll likely need to explain intricate pricing strategies to non-technical stakeholders. Practice breaking down complex concepts into simple terms. This skill will not only impress the interviewers but also highlight your excellent communication abilities.
✨Showcase Your Leadership Skills
Be prepared to talk about your experience leading high-performing analytics teams. Share specific examples of how you've developed team members or driven successful projects. This will demonstrate your capability as a strategic partner to senior leadership.
✨Prepare for Technical Questions
Since the second stage involves technical questions, review key topics related to pricing optimisation and experimental design principles. Think of scenarios where you've applied these principles and be ready to discuss them in detail during the interview.
