Associate Manager Credit & Cash EMEA

The Trade Desk is a global technology company and the world’s leading independent platform for digital advertising, with nearly 4,000 employees across more than 30 offices. Our technology helps advertisers reach the right audiences across the open internet — from streaming TV and podcasts to mobile apps, news, and more. Advertising powers the content people love. By making it more transparent, effective, and responsible, we help support trusted journalism, quality entertainment, and creators worldwide. The world’s brands and agencies rely on us to reach their customers and grow their businesses responsibly.

WHO YOU ARE

We are looking for an experienced manager, who knows their way around a set of financial statements or annual report, to join the International Credit and Collections team as Associate Manager Credit & Cash EMEA. This role requires the willingness to work cross-functionally with the Finance teams in the UK, China, and US. You will have the ability to operate accurately, effectively, and with an eye for detail in a fast-moving environment as well as the desire to contribute to a hardworking team dynamic. This role is based in The Trade Desk’s International HQ in London and reports to the Manager Credit & Collections EMEA covering tasks across EMEA, NOAM, LATAM, and APAC.

WHAT YOU’LL BE DOING

• CASH
• Ensuring your team deliver the timely allocation and reconciliation of current day incoming multi-currency payments to customer accounts and invoices, matching open items to receipts.
• Ensure that customers’ all payments are uploaded into UI daily.
• Deputise for the Cash Application team members when they are out of the office.
• Preparation of reports on a daily, weekly and monthly basis, and ad‑hoc as required by the Manager.
• Investigate and resolve unallocated and unidentified receipts, working with collectors to resolve when required.
• Perform a daily reconciliation between the bank GetPaid, and Oracle reports, and perform cash verifications on a weekly basis.
• Approve credit memos for bank charges, withholding tax, levy deductions, balance write‑offs, and account adjustments.
• Respond to SOX and external auditors’ requests on time and when required.
• Ensure all cash allocations month‑end processes are completed by due dates (sometimes falling on weekends), working closely with the revenue, billing, and GL teams.
• Ensure your team deliver all required reports including updating the daily cash report and liaising with cash application specialists in the US.
• Constructively participate in projects with vendors impacting the cash application systems and processes.
• Promptly elevate urgent issues to the management.
• Collaborate with the management to ensure best practice management of the entire credit & collections team.
• Attend regular management meetings including both internal credit & collections and broader finance team meetings.
• Hold regular 1‑2‑1 meetings and be the first point of contact for your team.
• Contributing as part of the Regional finance management team.
• CREDIT
• Managing the credit risk process for new clients including processing new credit account applications.
• Carrying out due diligence on new applications through credit reports available on credit risk agencies’ portals, and if available trade references.
• Where appropriate, prepare a write‑up report with required ratio analysis of financial statements coupled with a credit recommendation.
• The ability to draw conclusions and make commercially savvy credit decisions, negotiating optimal outcomes with commercial teams while maximising sales and minimising risk of bad debts.
• Monitor the live credit risk position on our non Big 6 (Group1) account portfolios (Group 2 and Group 3).
• Monitoring client daily spend alerts and taking the required action to avoid any disruption to client advertising campaigns.
• Ensure that all credit reviews have been actioned in a timely manner.
• Ability to understand and build basic scorecards.
• Act as workstream leader on current and future projects related to systems and process improvements related to risk mitigation.
• Preparation of reports on a daily, weekly and monthly basis, and ad‑hoc as required by the Manager.
• Respond to SOX and external auditors’ requests on time and when required.
• Providing support to the broader credit and collections team.
• Participate in other ad‑hoc projects as required.
• Design and deliver training sessions for commercial teams across different countries.

WHAT YOU BRING TO THE TABLE

• 2+ years’ experience within a Credit Risk/Cash Allocation/Accounts Receivable role.
• People management experience including coaching, mentoring, and running the annual appraisal process would be advantageous however training in how TTD operate in this area will be provided.
• Demonstrate experience allocating multi‑currency and cross‑currency payments essential.
• Understanding of Withholding Taxes (WHT).
• Experience with ERP/general ledger systems essential, preferably Oracle, and collections software such as FIS GetPaid is advantageous.
• Credit Risk Analysis experience within an international multi‑million dollar business.
• Experience with D&B, Cocredo or similar credit reports.
• The ability to carry out ratio analysis and analysis of financial statements and management accounts, with a view to making sound commercial credit decisions in line with company policy.
• Software implementation and project workstream owner experience would be advantageous.
• Must have excellent customer service skills, and the ability to liaise across time zones.
• Ability to work under pressure and prioritise multiple responsibilities whilst still maintaining attention to detail, accuracy, and effective controls.
• Organised, accurate, with good attention to detail, and strong verbal and written communication skills.
• Strong working knowledge of Excel (V‑Lookups, pivot tables required).