At a Glance
- Tasks: Support the management of mortgage and protection propositions, ensuring effective product development.
- Company: Join a leading financial services firm with a focus on innovation and client success.
- Benefits: Competitive salary, bonus scheme, generous holiday, and flexible benefits.
- Other info: Dynamic role with opportunities for professional growth and travel.
- Why this job: Make a real impact in the financial services industry while developing your career.
- Qualifications: Experience in mortgage and protection, strong analytical skills, and excellent communication abilities.
The predicted salary is between 45500 - 45500 € per year.
As the Mortgage and Protection Proposition Consultant, you will support the management of the Openwork and Owl M&P Propositions function, ensuring products and services offered to clients are developed and managed effectively, aligned to corporate strategy and high standards of governance. You will operationally manage and deliver key areas of the M&P Proposition to provide control and oversight of proposition development, management and promotion.
Responsibilities
- Work with the M&P Proposition Managers to manage the relationships with product providers and lenders.
- Ensure there is a suitable relationship governance framework in place to monitor and evaluate the performance of the providers / lenders.
- Bring forward new development ideas and other opportunities with providers that will enhance the M&P Proposition and drive great outcomes for advisers and their clients.
- Undertake due diligence on the initial appointment of new providers / lenders and on an ongoing basis.
- Work with the product governance team to undertake proposition reviews for M&P products, owning the actions and seeing them through the appropriate governance committees.
- Maintain proposition documentation (panel rationale, provider profiles, review logs, contracts) and contribute to procedure and control improvements to support audit readiness.
- Act as a point of contact for adviser proposition queries and feedback; identify themes and ensure improvements are prioritised and delivered.
- Undertake research activity across the M&P industry – products, competitors, consumers and our own data – to inform proposition development.
- Ensure M&P proposition content on adviser and colleague portals / Teams channels is up to date and accessible.
- Manage the regular provider webinar programme to support adviser knowledge and education.
- Own MI, including distribution of this to relevant parties.
- Coordinate and track proposition change activity (e.g., provider/product changes, new tools/content releases), ensuring appropriate review, communication and evidence of sign‑off.
Qualifications
- Experience in Mortgage & Protection within a regulated financial services environment, preferably in an advisory capacity or in a role supporting advisers and their clients.
- Experience engaging with mortgage and protection providers, with an understanding of processes, systems and expectations from their distributors.
- Strong analytical capability with experience producing MI and insight packs, using data to identify trends and opportunities.
- Experience creating impactful communications collateral for advisers and clients.
- Level 4 Diploma in Regulated Financial Planning (or equivalent) desirable; commitment to maintain CPD and complete mandatory regulatory training.
Knowledge
- Strong overall knowledge of the financial services industry.
- Mortgage and Protection advice process.
- The types of products offered by Openwork / Owl and the financial advice market advisers operate in.
- Lender / provider systems and processes.
- The regulatory environment including MCOBs, ICOBS, Consumer Duty.
- Strong data literacy: ability to interpret and challenge MI, define measures and spot trends/anomalies to inform action.
- Experience and sound knowledge of Microsoft applications including Word, Excel and PowerPoint.
Skills and Competencies
- Positive, resourceful and self‑motivated individual capable of working autonomously, with a strong ‘can do’ attitude.
- Strong stakeholder management and influencing skills, able to challenge constructively and gain consensus across teams and providers.
- Ability to manage multiple workstreams and change activity, prioritising effectively and delivering to deadlines.
- Confident facilitator, able to run meetings, workshops and provider reviews and capture clear actions/decisions.
- Resilient and adaptable, comfortable working with ambiguity and responding quickly to emerging risks/issues.
- Willingness to travel to meet providers / lenders / advisers.
Benefits
- Salary – up to £45,500
- Bonus scheme – on target bonus 7.5%
- Pension scheme – contribute up to 5% of your salary and Openwork will match you and put in an extra 5%
- Critical illness cover
- Income protection – 1x salary
- Death in service – 4x salary
- 27 days holiday + bank holidays, with the opportunity to buy up to an additional 10 days
- A range of other flexible benefits to include private medical insurance, dental insurance and much more.
Mortgage and Protection Proposition Consultant in Swindon employer: The Openwork Partnership
Openwork is an exceptional employer, offering a dynamic work environment for the Mortgage and Protection Proposition Consultant role. With a strong focus on employee growth, we provide comprehensive training and development opportunities, alongside a competitive salary and benefits package that includes a generous pension scheme and flexible working options. Our collaborative culture encourages innovation and supports our employees in driving meaningful outcomes for advisers and their clients, making it a rewarding place to build your career.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage and Protection Proposition Consultant in Swindon
✨Tip Number 1
Network like a pro! Get out there and connect with people in the mortgage and protection industry. Attend events, join online forums, and don’t be shy about reaching out to potential colleagues or mentors on LinkedIn. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for those interviews by doing your homework. Research the company, understand their products, and be ready to discuss how your experience aligns with their needs. We want you to shine, so practice common interview questions and think of examples that showcase your skills in action.
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way in leaving a positive impression. Mention something specific from your conversation to show you were engaged and are genuinely interested in the role. It’s a small gesture that can set you apart from other candidates.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities waiting for you, and applying directly can sometimes give you an edge. Plus, it shows you’re keen on being part of our team. So, get your application in and let’s make it happen!
We think you need these skills to ace Mortgage and Protection Proposition Consultant in Swindon
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Mortgage and Protection Proposition Consultant role. Highlight your experience in financial services, especially in mortgage and protection, and showcase any relevant skills that align with the job description.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you a perfect fit. Don’t forget to mention specific experiences that relate to managing relationships with providers and lenders.
Showcase Your Analytical Skills:Since strong analytical capability is key for this role, be sure to include examples of how you've used data to inform decisions or improve processes in your previous roles. This will show us that you can bring valuable insights to the team.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at The Openwork Partnership
✨Know Your Propositions
Before the interview, dive deep into the Mortgage and Protection Proposition landscape. Familiarise yourself with the products offered by Openwork and Owl, as well as the latest trends in the financial services industry. This will not only show your enthusiasm but also help you engage in meaningful discussions about how you can contribute to their success.
✨Showcase Your Analytical Skills
Be prepared to discuss your experience with data analysis and how you've used MI to drive decisions in previous roles. Bring examples of insight packs or reports you've created that led to actionable outcomes. This will demonstrate your strong analytical capability, which is crucial for this role.
✨Demonstrate Stakeholder Management
Think of specific instances where you've successfully managed relationships with stakeholders, whether they are advisers, providers, or internal teams. Highlight your ability to influence and gain consensus, as this is key for the role. Practising these examples will help you articulate your experience clearly during the interview.
✨Prepare Questions
Interviews are a two-way street, so come armed with thoughtful questions about the company's governance framework, their approach to proposition development, and how they measure success. This shows you're genuinely interested in the role and helps you assess if it's the right fit for you.
