Senior Financial Planner

OVERVIEW TO COMPANY:

This professional firm brings together a wealth of experience across the financial services, insurance, and employee benefits sectors.

With roots firmly established in the services sector – over 40 years of providing financial and protection advice to both personal and corporate clients – they have plenty of practice at understanding, finding, and implementing solutions to achieving clients'? needs and objectives.

JOB TITLE: Financial Planner (Senior)

PURPOSE OF ROLE:

Working with a large diverse established client group you will act as a partner, helping individuals take control of their finances and work towards their financial objectives. You will provide a comprehensive approach to personal finance, ensuring that clients have the tools and knowledge to achieve their long-term financial security. This role is not about sales or business development, but looking after the clients we already have.

Key Responsibilities:

• Conducting Client Reviews: Gathering information about the client's financial position, goals, and risk tolerance.
• Financial Planning: Developing and implementing customised financial plans that address the client's specific needs and objectives, including retirement planning, investment strategies, and estate planning.
• Analysing and Interpreting Financial Data: Analysing client's financial information to identify potential areas for improvement and develop suitable recommendations. considering their goals, risk tolerance, and financial situation.
• Product Knowledge: Understanding various financial products like investments, pensions, and insurance, and selecting the most appropriate options for clients.
• Retirement Income Planning: Helping clients understand various retirement income options and designing plans to ensure they have sufficient funds for their retirement needs.
• Product Selection and Recommendation: Choosing and recommending appropriate financial products and services to meet the client's needs such as life insurance.
• Client Communication and Education: Communicating with clients to explain financial concepts, plan strategies, and provide ongoing support
• Regulatory Compliance: Adhering to all relevant financial regulations and ethical guidelines in the financial services industry.
• Staying Informed: Keeping up to date with the latest developments in financial services, regulations, and product offerings.
• Collaboration and Professionalism: Working effectively with other professionals including will writers, solicitors.

Skills and Qualities:

• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Deep knowledge of financial products and services.
• Understanding of relevant regulations and laws.
• Ability to explain complex financial concepts in a clear and concise manner.
• Strong work ethic and commitment to client satisfaction.
• Relationship Management
• Emotionally intelligent
• Problem-Solving Skills:Identifying and addressing client financial challenges.
• Technical Skills: Proficiency in using financial planning software and tools (IO)

Educational and Professional Requirements:

• 5 years + financial planning experience
• Level 6 qualification, such as the Advanced Diploma in Financial Planning from the Chartered Insurance Institute (CII) or a Diploma in Financial Planning from the CISI. Candidates with a Level 4 qualification in Financial Planning will also be considered.
• May require additional experience in the financial services industry.
• Chartered status may be available upon meeting experience requirements after obtaining the Level 6 qualification.

HOURS OF WORK:

Core hours of work are Monday to Friday 9-5pm.

However, flexibility is required for clients who require evening and weekend meetings.

SALARY: Circa 60k

Benefits:

• Holidays 33 in total including bank holidays
• Pension: if employee pays 4%, employer pays 6% both on qualifying earnings (£6,240 to £50,270).
• The firm has the potential to pay annual PAYE free bonus up to £3,600, currently paying about £500 per annum.
• Full suite of employee benefits provided including 24/7 EAP for employees and employee family members, discounted gift cards, wellbeing studio and wellbeing hub.
• Health & Wellness cash plan.

TRAINING: Support for ongoing professional development.