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- Tasks: Review customer applications to assess risk for Life and Critical Illness Cover.
- Company: Join a dynamic team in the insurance sector, working remotely.
- Benefits: Enjoy a permanent position with competitive pay and flexible work options.
- Why this job: Make a real difference by ensuring customers receive the right coverage.
- Qualifications: Experience in UK medical underwriting and knowledge of protection products required.
- Other info: Opportunity to lead projects and enhance underwriting processes.
The predicted salary is between 36000 - 60000 £ per year.
Our client is currently looking for a Life Medical Underwriter to join their dynamic team. The successful candidate will be reviewing customer applications to identify risk factors to assess whether they can offer Life, Critical Illness Cover and Income Protection applications.
Location: Remote
Type: Permanent
Key Responsibilities (including but not limited to):
- Accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
- Ability to participate in or lead projects, which enhance the underwriting process and improve their systems and commercial viability.
- Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily.
- Identifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
- Ensuring all work is accurately recorded daily to enable accurate communications to be delivered and effective business decisions made.
- Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
Requirements:
- Must have experience in underwriting protection products.
- Must have experience in UK medical underwriting (essential).
- Must have thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
- Extensive knowledge of all protection products.
- Understanding of legislations and regulatory requirements would be preferable.
- Excellent written and verbal communication skills.
Senior Life Medical Underwriter - 29288 employer: The Emerald Group
Contact Detail:
The Emerald Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Life Medical Underwriter - 29288
✨Tip Number 1
Network like a pro! Reach out to your connections in the insurance and underwriting sectors. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for those interviews by brushing up on your knowledge of risk factors and underwriting processes. We want you to shine when discussing your experience with life and disability risks!
✨Tip Number 3
Don’t forget to showcase your problem-solving skills! Think of examples where you’ve improved processes or handled complaints effectively. This will show you’re not just about numbers but also about enhancing the customer journey.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Senior Life Medical Underwriter - 29288
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Life Medical Underwriter role. Highlight your experience in underwriting protection products and any relevant skills that match the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention your understanding of risk factors and your experience with UK medical underwriting. Let us know what excites you about joining our dynamic team!
Showcase Your Communication Skills: Since excellent written communication is key for this role, make sure your application is clear and concise. We appreciate well-structured documents that reflect your ability to communicate effectively, so take your time to proofread!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy to do!
How to prepare for a job interview at The Emerald Group
✨Know Your Underwriting Stuff
Make sure you brush up on your knowledge of life and disability risks. Be ready to discuss specific risk factors and how they impact underwriting decisions. This shows you’re not just familiar with the basics but can also dive deep into the details.
✨Showcase Your Communication Skills
Since excellent written and verbal communication is key, prepare examples of how you've effectively communicated complex information in the past. Think about times when you had to explain underwriting decisions or handle customer queries.
✨Demonstrate Problem-Solving Abilities
Be prepared to discuss how you've identified and resolved issues in previous roles. Highlight any projects you've led that improved processes or systems, as this aligns with their need for someone who can enhance the underwriting process.
✨Stay Updated on Regulations
Familiarise yourself with current legislative and regulatory requirements related to underwriting. Being able to discuss recent changes or trends will show that you’re proactive and knowledgeable, which is crucial for this role.
