At a Glance
- Tasks: Take charge of portfolio performance and implement strategies to improve results.
- Company: Dynamic insurance firm with a focus on innovation and collaboration.
- Benefits: Hybrid working, competitive salary, and opportunities for professional growth.
- Other info: Join a team that values creativity and offers excellent career advancement.
- Why this job: Lead impactful projects and utilise cutting-edge risk models in a fast-paced environment.
- Qualifications: Experience in portfolio management, SQL, R, and pricing model techniques.
The predicted salary is between 58540 - 71548 £ per year.
Own overall portfolio performance to deliver the contractual loss ratio target agreed with their underwriting capacity partner.
Location: London/ Hybrid working
Type: Permanent
Key Duties (Including but not limited to):
- Take end-to-end ownership of portfolio performance; monitor and explain loss ratio drivers by accident year, underwriting year, cohort and month.
- Design, prioritise and implement interventions using pricing, product and underwriting levers to improve results.
- Lead deployment of new risk models into live; assess pre/post impact and ensure robust change control and documentation.
- Build and maintain clear MI and dashboards (e.g. AP/TP ratio, risk mix index, actuals vs estimates) to support timely decisions.
- Strong grasp of portfolio performance measurement: AP/TP ratio, risk mix index, actuals vs estimates, loss ratio by time period and segment.
- Proficient in SQL and R; comfortable working in proprietary systems and 'in the engine room'.
- Good understanding (ideally hands-on) of pricing model techniques, including GLMs and machine learning, and how to operationalise models in live.
- Experience forecasting loss ratio performance and steering a portfolio via actionable plans.
Portfolio Lead Manager – 29127 employer: The Emerald Group
Join a dynamic team in Dorking as a Nearly/Newly Qualified Actuary, where you'll have the opportunity to engage in meaningful work that directly influences key business decisions. Our supportive and collaborative work culture fosters professional growth, allowing you to broaden your expertise while working alongside experienced stakeholders in Finance. With a focus on employee development and a commitment to innovation, we offer a unique environment that empowers you to take ownership of your career and make a real impact.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Lead Manager – 29127
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like The Emerald Group). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like The Emerald Group. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Portfolio Lead Manager – 29127
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at The Emerald Group.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at The Emerald Group. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at The Emerald Group
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at The Emerald Group to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at The Emerald Group, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding The Emerald Group's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
