Own overall portfolio performance to deliver the contractual loss ratio target agreed with their underwriting capacity partner
- Location: London/ Hybrid working
- Type: Permanent
Key Duties (Including but not limited to):
- Take end-to-end ownership of portfolio performance; monitor and explain loss ratio drivers by accident year, underwriting year, cohort and month
- Design, prioritise and implement interventions using pricing, product and underwriting levers to improve results
- Lead deployment of new risk models into live; assess pre/post impact and ensure robust change control and documentation
- Build and maintain clear MI and dashboards (e.g. AP/TP ratio, risk mix index, actuals vs estimates) to support timely decisions
- Strong grasp of portfolio performance measurement: AP/TP ratio, risk mix index, actuals vs estimates, loss ratio by time period and segment
- Proficient in SQL and R; comfortable working in proprietary systems and "in the engine room"
- Good understanding (ideally hands-on) of pricing model techniques, including GLMs and machine learning, and how to operationalise models in live
- Experience forecasting loss ratio performance and steering a portfolio via actionable plans
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Portfolio Lead Manager – 29127 in London employer: The Emerald Group
Join a dynamic team in Dorking as a Nearly/Newly Qualified Actuary, where you'll have the opportunity to engage in meaningful work that directly influences key business decisions. Our supportive and collaborative work culture fosters professional growth, allowing you to broaden your expertise while working alongside experienced stakeholders in Finance. With a focus on employee development and a commitment to innovation, we offer a unique environment that empowers you to take ownership of your career and make a real impact.
